← Ally Financial Inc.

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025 TTM
Cash flows from operating activities:
Adjustments to reconcile net income to net cash provided by operating activities:
Net Income (Loss) Attributable to Parent $1.1b
$929.0m -12.93%
$1.3b +35.95%
$1.7b +35.79%
$1.1b -36.73%
$3.1b +182.03%
$1.7b -43.99%
$1.0b -40.49%
$668.0m -34.51%
$852.0m +27.54%
—
Net Income (Loss) Available to Common Stockholders, Basic $1.0b
$929.0m -10.41%
$1.3b +35.95%
— — $3.0b
$1.6b -46.59%
$910.0m -43.27%
$558.0m -38.68%
$742.0m +32.97%
—
Depreciation, Amortization and Accretion, Net $2.4b $1.9b $1.6b $1.6b $1.6b $1.3b $1.3b $1.2b $1.2b $1.4b $1.5b
Amortization of Intangible Assets $6.0m $10.0m $11.0m $13.0m $18.0m $20.0m $31.0m $25.0m $19.0m $3.0m —
Depreciation, Nonproduction $84.0m $89.0m $87.0m $96.0m $136.0m $153.0m $165.0m $196.0m $224.0m $243.0m $1.5b
Depreciation Amortization Depletion — — — — — — $1.3b $1.2b $1.2b $1.4b $1.5b
Deferred Income Tax Expense (Benefit) $453.0m $539.0m $331.0m $179.0m $242.0m $116.0m $553.0m ($65.0m) $28.0m ($168.0m) —
Share-based Payment Arrangement, Expense — — — $67.0m $80.0m — — — — — —
Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual Amount — — ($2.0m) $3.0m $6.0m — — — — — —
Goodwill, Impairment Loss — — — — $50.0m $0 $0 $149.0m $118.0m $305.0m $0
Operating Lease, Impairment Loss — — — — — — — $0 $0 $0 —
Asset Impairment Charge — — — — — — $0 $149.0m $118.0m $305.0m $0
Income (Loss) from Equity Method Investments $18.0m $14.0m $46.0m $62.0m $161.0m $132.0m $102.0m $4.0m $20.0m $81.0m —
Nonoperating Income (Expense) $1.5b $1.5b — — — — — — — — —
Changes in operating assets and liabilities:
Change In Working Capital — — — — — — $1.9b $11.0m $60.0m ($799.0m) $95.0m
Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal — — — — — — $1.4b $2.0b $2.2b $1.5b —
Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims $342.0m $332.0m $295.0m — — — — — — — —
Increase (Decrease) in Other Operating Assets $120.0m $153.0m $87.0m $28.0m ($15.0m) $302.0m ($957.0m) $417.0m ($73.0m) $308.0m —
Increase (Decrease) in Other Operating Liabilities ($206.0m) ($69.0m) $2.0m ($177.0m) $33.0m $356.0m ($103.0m) ($91.0m) $127.0m ($33.0m) —
Change In Other Current Assets — — — — — — $957.0m ($417.0m) $73.0m ($308.0m) ($54.0m)
Change In Other Current Liabilities — — — — — — ($103.0m) ($91.0m) $127.0m ($33.0m) $162.0m
Net Cash Provided by (Used in) Operating Activities $4.6b
$4.1b -10.69%
$4.2b +1.74%
$4.0b -2.41%
$3.7b -7.68%
$4.0b +8.10%
$6.2b +54.55%
$4.7b -25.36%
$4.5b -2.90%
$3.7b -17.65%
$4.6b +22.45%
Cash flows from investing activities:
Capital Expenditure — — — — — — ($3.5b) ($2.8b) ($3.5b) ($4.3b) ($3.8b)
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale $3.4b $2.9b $3.2b $5.2b $11.9b $10.7b $4.3b $2.1b $2.1b $1.9b —
Debt Securities, Available-for-sale, Realized Gain (Loss) — — — — — $102.0m $23.0m $5.0m $3.0m ($491.0m) —
Gain (Loss) on Investments — — ($50.0m) $243.0m $307.0m $285.0m ($120.0m) $144.0m $72.0m ($361.0m) ($133.0m)
Payments to Acquire Businesses, Net of Cash Acquired — — — $171.0m $0 $699.0m $0 $0 — — $0
Payments for (Proceeds from) Other Investing Activities $312.0m $219.0m $340.0m $379.0m $450.0m $443.0m $531.0m $579.0m $608.0m $600.0m —
Net Other Investing Changes — — — — — — ($531.0m) ($579.0m) ($608.0m) ($600.0m) ($545.0m)
Net Cash Provided by (Used in) Investing Activities ($8.7b) ($8.7b) ($14.5b) ($3.8b) $8.4b ($11.1b) ($17.3b) ($7.3b) $5.0b ($5.3b) ($14.5b)
Cash flows from financing activities:
Repayments of Long-term Debt $26.4b $27.9b $17.9b $17.2b $16.1b $6.1b $6.5b $4.6b $4.5b $5.2b ($4.5b)
Gain (Loss) on Extinguishment of Debt ($5.0m) ($7.0m) — — ($102.0m) ($136.0m) $0 $0 — — —
Proceeds from Issuance of Long-term Debt $14.2b $18.0b $18.4b $6.9b $3.7b $3.0b $7.1b $5.7b $4.3b $4.7b $5.6b
Issuance Of Debt — — — — — — $7.1b $5.7b $4.3b $4.7b $5.6b
Long Term Debt Issuance — — — — — — $7.1b $5.7b $4.3b $4.7b $5.6b
Long Term Debt Payments — — — — — — ($6.5b) ($4.6b) ($4.5b) ($5.2b) ($4.5b)
Net Issuance Payments Of Debt — — — — — — $3.0b $2.0b ($1.8b) $2.6b $3.1b
Net Long Term Debt Issuance — — — — — — $617.0m $1.1b ($147.0m) ($508.0m) $1.1b
Net Short Term Debt Issuance — — — — — — $2.4b $898.0m ($1.7b) $3.1b $2.1b
Repayment Of Debt — — — — — — ($6.5b) ($4.6b) ($4.5b) ($5.2b) ($4.5b)
Payments for Repurchase of Common Stock $341.0m $753.0m $939.0m $1.0b $106.0m $2.0b $1.6b $33.0m $38.0m $59.0m —
Payments of Ordinary Dividends, Common Stock $108.0m $184.0m $242.0m $273.0m $289.0m $324.0m $384.0m $368.0m $372.0m $379.0m ($491.0m)
Common Stock Dividend Paid — — — — — — ($384.0m) ($368.0m) ($372.0m) ($379.0m) ($381.0m)
Common Stock Payments — — — — — — ($1.6b) ($33.0m) ($38.0m) ($59.0m) ($319.0m)
Issuance Of Capital Stock — — — — — $2.3b $0 $0 — — —
Net Common Stock Issuance — — — — — — ($1.6b) ($33.0m) ($38.0m) ($59.0m) ($319.0m)
Repurchase Of Capital Stock — — — — — — ($1.6b) ($33.0m) ($38.0m) ($59.0m) ($1.7b)
Payments of Dividends $108.0m $184.0m $242.0m $273.0m $289.0m $324.0m $384.0m $368.0m $372.0m $379.0m ($491.0m)
Cash Dividends Paid — — — — — — ($494.0m) ($478.0m) ($482.0m) ($489.0m) ($491.0m)
Preferred Stock Dividend Paid — — — — — — ($110.0m) ($110.0m) ($110.0m) ($110.0m) ($110.0m)
Net Cash Provided by (Used in) Financing Activities $3.7b
$2.0b -44.60%
$10.7b +427.35%
($1.5b) -114.27%
$25.0m +101.63%
($3.8b) -15492.00%
$11.6b +400.81%
$3.8b -66.83%
($5.6b) -244.99%
$2.0b +135.14%
$8.0b +310.48%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect — ($2.6b) $357.0m ($1.2b) $12.2b ($10.9b) $552.0m $1.2b $3.9b $429.0m $9.6b
Beginning Cash Position — — — — — — $5.7b $6.2b $7.4b $11.4b $11.5b
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents — $5.3b $5.6b $4.4b $16.6b $5.7b $6.2b $7.4b $11.4b $11.8b $9.6b
Effect of Exchange Rate on Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents — — — — — $0 ($7.0m) $3.0m ($12.0m) $8.0m ($9.0m)
Effect Of Exchange Rate Changes — — — — — — ($7.0m) $3.0m ($12.0m) $8.0m ($9.0m)
Additional Supplementary Disclosures
Additional Supplementary Disclosures
Gain (Loss) on Sales of Loans, Net $11.0m $68.0m $25.0m $28.0m $110.0m $87.0m $52.0m $16.0m $24.0m ($35.0m) —
Supplemental disclosure of cash flow information:
Interest Paid, Excluding Capitalized Interest, Operating Activities — — $3.4b $4.0b $3.4b $2.0b $2.6b $6.4b $7.4b $6.5b —
Income Taxes Paid, Net — — — — — $1.3b ($425.0m) ($27.0m) $135.0m $359.0m —
Additional Financial Items
Equity Securities, FV-NI, Realized Gain (Loss) — — $60.0m $73.0m $107.0m $190.0m $72.0m $32.0m $75.0m $79.0m —
Equity Securities, FV-NI, Unrealized Gain (Loss) — — ($121.0m) $92.0m $29.0m ($7.0m) ($215.0m) $107.0m ($6.0m) $51.0m —
Gain (Loss) on Derivative Instruments, Net, Pretax ($7.0m) ($6.0m) — — — — — — — — —
Goodwill $240.0m $240.0m $240.0m $393.0m $343.0m $822.0m $822.0m $669.0m $551.0m $190.0m $0
Income (Loss) from Continuing Operations, Net of Tax, Attributable to Parent $1.1b $926.0m $1.3b $1.7b $1.1b $3.1b $1.7b $1.0b $669.0m $852.0m —
Income (Loss) from Discontinued Operations, Net of Tax, Attributable to Parent ($44.0m) $3.0m $0 ($6.0m) — ($5.0m) ($1.0m) ($2.0m) ($1.0m) $0 —
Income Tax Expense (Benefit) $470.0m $581.0m $359.0m $246.0m $328.0m $790.0m $627.0m $61.0m $167.0m $199.0m —
Insurance Services Revenue $945.0m $973.0m $1.0b $1.1b $1.1b $1.1b $1.2b $1.3b $1.4b $1.4b —
Operating Lease, Lease Income — — — $1.5b $1.4b $1.6b $1.6b $1.6b $1.4b $1.5b —
Proceeds from Contributions from Parent $0 $0 $0 $0 — — — — — — —
Financing Receivable, Credit Loss, Expense (Reversal) $917.0m $1.1b $918.0m $998.0m $1.4b $241.0m — — — — —
Cash Flow From Continuing Financing Activities — — — — — — $11.6b $3.8b ($5.6b) $2.0b $8.0b
Cash Flow From Continuing Investing Activities — — — — — — ($17.3b) ($7.2b) $5.0b ($5.3b) ($14.5b)
Change In Account Payable — — — — — — $198.0m $450.0m $32.0m ($161.0m) ($17.0m)
Change In Cash Supplemental As Reported — — — — — — $552.0m $1.2b $3.9b $429.0m —
Change In Other Working Capital — — — — — — $267.0m $150.0m $264.0m $237.0m $244.0m
Change In Payable — — — — — — $198.0m $450.0m $32.0m ($161.0m) ($17.0m)
Changes In Cash — — — — — — $559.0m $1.2b $4.0b $421.0m ($1.9b)
End Cash Position — — — — — — $6.2b $7.4b $11.4b $11.8b $9.6b
Financing Cash Flow — — — — — — $11.6b
$3.8b -66.83%
($5.6b) -244.99%
$2.0b +135.14%
$8.0b +310.48%
Free Cash Flow — — — — — — $2.7b $1.8b $1.1b ($546.0m) $762.0m
Gain Loss On Investment Securities — — — — — — ($95.0m) ($37.0m) ($78.0m) $412.0m ($133.0m)
Investing Cash Flow — — — — — — ($17.3b) ($7.2b) $5.0b ($5.3b) ($14.5b)
Net Business Purchase And Sale — — — — — — $0 $0 $2.0b $2.4b $0
Net Investment Purchase And Sale — — — — — — ($1.2b) $1.9b $2.2b $577.0m $11.0m
Net PPE Purchase And Sale — — — — — — ($509.0m) $469.0m $348.0m ($1.7b) ($1.6b)
Net Preferred Stock Issuance — — — — — ($386.0m) $0 $0 — — —
Operating Gains Losses — — — — — — ($147.0m) ($53.0m) ($102.0m) $447.0m ($90.0m)
Other Non Cash Items — — — — — — ($133.0m) $405.0m $413.0m $101.0m —
Preferred Stock Issuance — — — — — $2.3b $0 $0 — — —
Preferred Stock Payments — — — — — ($2.7b) $0 $0 — — —
Purchase Of Business — — — — — ($699.0m) $0 $0 — — $0
Purchase Of Investment — — — — — — ($7.3b) ($857.0m) ($1.6b) ($6.8b) ($3.8b)
Purchase Of PPE — — — — — — ($3.5b) ($2.8b) ($3.5b) ($4.3b) ($3.8b)
Sale Of Business — — — — — — $0 $0 $2.0b $2.4b $0
Sale Of Investment — — — — — — $6.1b $2.9b $3.7b $7.5b $4.0b
Sale Of PPE — — — — — — $3.0b $3.2b $3.8b $2.6b $2.2b
Unrealized Gain Loss On Investment Securities — — — — — — $215.0m ($107.0m) $6.0m ($51.0m) $1.0m

Amounts are shown in USD as reported in each fiscal year filing.

Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.