← ARROW FINANCIAL CORP
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Revenue (Expense), Net | $71.6m | $77.7m | $84.0m | $88.0m | $99.2m | $110.4m | $118.3m | $104.8m |
$111.7m
+6.58%
|
$133.2m
+19.18%
|
— | |
| Interest Income (Expense), Net | $71.6m |
$77.7m
+8.51%
|
$84.0m
+8.20%
|
$88.0m
+4.80%
|
$99.2m
+12.67%
|
$110.4m
+11.24%
|
$118.3m
+7.24%
|
$104.8m
-11.42%
|
$111.7m
+6.58%
|
$133.2m
+19.18%
|
$215.6m
+61.92%
|
|
| Labor and Related Expense | $34.3m | $37.2m | $38.8m | $38.4m | $42.1m | $44.8m | $47.0m | $47.7m | $52.7m | $56.3m | — | |
| Amortization of Intangible Assets | $557k | $500k | $437k | $359k | $332k | $468k | $428k | $390k | $455k | $526k | — | |
| Noninterest expense: | ||||||||||||
| Other Operating Income | $1.1m | $927k | $1.3m | $1.5m | $3.5m | $1.8m | $2.6m | $2.4m | $2.8m | $2.0m | — | |
| Interest Expense | $5.4m | $7.0m | $12.5m | $21.7m | $12.7m | $5.2m | $11.3m | $57.7m | $83.3m | $77.0m | $74.3m | |
| Interest Expense, Debt | — | — | — | — | — | — | — | $6.8m | $3.6m | $167k | $74.3m | |
| Debt and Equity Securities, Gain (Loss) | $71.6m | $77.7m | $213k | $289k | ($464k) | $111k | $427k | ($92k) | ($2.9m) | $542k | — | |
| Defined Benefit Plan, Net Periodic Benefit Cost (Credit), Gain (Loss) Due to Settlement | — | — | — | — | — | — | ($577k) | — | — | — | — | |
| Other Expenses | $3.8m | $77.7m | $3.5m | $4.6m | $3.4m | $4.3m | $4.5m | $6.6m | $5.7m | $5.2m | — | |
| Income (Loss) from Continuing Operations before Income Taxes, Domestic | $37.7m | $39.9m | $45.3m | $47.1m | $51.9m | — | — | — | — | — | $64.6m | |
| Current Income Tax Expense (Benefit) | $11.5m | $12.1m | $9.1m | $9.3m | $13.3m | $13.6m | $15.4m | $5.6m | $8.4m | $11.2m | $13.3m | |
| Income Tax Expense (Benefit) | $11.2m | $10.5m | $9.0m | $9.6m | $11.0m | $14.5m | $14.1m | $7.4m | $7.6m | $11.4m | $13.3m | |
| Net Income (Loss) Attributable to Parent | $26.5m |
$29.3m
+10.52%
|
$36.3m
+23.71%
|
$37.5m
+3.30%
|
$40.8m
+8.94%
|
$49.9m
+22.12%
|
$48.8m
-2.12%
|
$30.1m
-38.37%
|
$29.7m
-1.22%
|
$44.0m
+47.95%
|
$51.0m
+16.12%
|
|
| Net Income (Loss) Available to Common Stockholders, Basic | ($441k) |
($691k)
-56.69%
|
— | ($677k) | — | — | — | — | — | $43.8m |
$51.0m
+16.50%
|
|
| Undistributed Earnings (Loss) Allocated to Participating Securities, Basic | — | — | — | — | — | — | — | — | — | $142k | — | |
| Earnings Per Share, Basic | $1.98 | $2.11 | $2.52 | $2.51 | $2.64 | $3.11 | $2.95 | $1.77 | $1.77 | $2.65 | $3.10 | |
| Earnings Per Share, Diluted | $1.97 | $2.10 | $2.50 | $2.50 | $2.64 | $3.10 | $2.95 | $1.77 | $1.77 | $2.65 | $3.10 | |
| Common Stock, Dividends, Per Share, Declared | — | — | — | — | — | — | — | — | — | $1.14 | — | |
| Weighted Average Number of Shares Outstanding, Basic | 13.4m | 13.9m | 14.4m | 14.9m | 15.5m | 16.0m | 16.5m | 17.0m | 16.7m | 16.5m | 16.4m | |
| Weighted Average Number of Shares Outstanding, Diluted | 13.5m | 14.0m | 14.5m | 15.0m | 15.5m | 16.1m | 16.6m | 17.0m | 16.7m | 16.5m | 16.4m | |
| Additional Financial Items | ||||||||||||
| Depreciation, Depletion and Amortization, Nonproduction | $5.9m | $5.4m | $4.8m | $5.5m | $6.9m | $7.8m | $7.5m | $6.7m | $5.4m | $5.4m | $292k | |
| Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal | — | — | — | — | — | — | $4.8m | $3.4m | $5.2m | $7.3m | — | |
| Income (Loss) Attributable to Parent, before Tax | — | — | — | — | — | $64.4m | $62.9m | $37.5m | $37.4m | $55.4m | — |