← ASSOCIATED BANC-CORP
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Net Income (Loss) Attributable to Parent | $200.3m |
$229.3m
+14.48%
|
$333.6m
+45.49%
|
$326.8m
-2.03%
|
$306.8m
-6.13%
|
$351.0m
+14.42%
|
$366.1m
+4.31%
|
$183.0m
-50.03%
|
$123.1m
-32.69%
|
$474.8m
+285.54%
|
— | |
| Net Income (Loss) Available to Common Stockholders, Basic | $191.4m |
$219.9m
+14.92%
|
$322.8m
+46.77%
|
$311.6m
-3.47%
|
$288.4m
-7.44%
|
$333.9m
+15.77%
|
$354.6m
+6.21%
|
$171.5m
-51.65%
|
$111.6m
-34.88%
|
$463.3m
+314.96%
|
— | |
| Depreciation and amortization | $45.4m | $19.8m | $19.4m | $20.1m | $25.6m | $34.1m | $34.7m | $34.2m | $34.8m | $35.5m | $102.4m | |
| Amortization of Intangible Assets | $2.1m | $2.0m | $8.2m | $9.9m | $10.2m | $8.8m | $8.8m | $8.8m | $8.8m | $8.8m | — | |
| Depreciation | $32.0m | $32.0m | $34.0m | $58.1m | $50.6m | $46.5m | $45.1m | $47.0m | $48.8m | $50.4m | $49.2m | |
| Amortization Cash Flow | — | — | — | — | — | — | $23.8m | $47.3m | $53.7m | $51.8m | — | |
| Amortization Of Intangibles | — | — | — | — | — | — | $23.8m | $47.3m | $53.7m | $51.8m | $53.3m | |
| Depreciation Amortization Depletion | — | — | — | — | — | — | $68.9m | $94.3m | $102.5m | $102.1m | $102.4m | |
| Deferred Income Tax Expense (Benefit) | $10.7m | $21.4m | $46.9m | $13.8m | ($29.0m) | $15.4m | $12.4m | ($11.5m) | ($36.5m) | $21.2m | $35.6m | |
| Deferred Other Tax Expense (Benefit) | — | $12.0m | $15.0m | — | — | — | — | — | — | — | — | |
| Deferred Income Tax | — | — | — | — | — | — | $34.7m | $34.2m | $34.8m | $35.5m | $35.6m | |
| Deferred Tax | — | — | — | — | — | — | $34.7m | $34.2m | $34.8m | $35.5m | $35.6m | |
| Goodwill, Impairment Loss | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | — | |
| Change In Working Capital | — | — | — | — | — | — | $247.2m | ($97.7m) | $13.8m | ($13.2m) | $50.5m | |
| Change In Receivables | — | — | — | — | — | — | ($63.9m) | ($25.1m) | $1.8m | $6.7m | $6.6m | |
| Changes In Account Receivables | — | — | — | — | — | — | ($63.9m) | ($25.1m) | $1.8m | $6.7m | $6.6m | |
| Change In Accrued Expense | — | — | — | — | — | $24.6m | ($5.3m) | — | — | — | ($5.3m) | |
| Net Cash Provided by (Used in) Operating Activities | $628.9m |
$458.4m
-27.12%
|
$496.6m
+8.33%
|
$574.3m
+15.65%
|
$550.0m
-4.22%
|
$529.6m
-3.72%
|
$846.6m
+59.86%
|
$442.7m
-47.70%
|
$580.2m
+31.06%
|
$615.7m
+6.11%
|
$719.0m
+16.78%
|
|
| Cash flows from investing activities: | ||||||||||||
| Equipment Expense | $21.5m | $21.2m | $23.2m | $23.6m | $21.7m | $21.1m | $19.6m | $19.7m | $18.4m | $20.3m | — | |
| Capital Expenditure | — | — | — | — | — | — | ($62.7m) | ($61.8m) | ($45.0m) | ($36.4m) | ($39.4m) | |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale | $997.7m | $713.5m | $633.9m | $561.7m | $1.3b | $1.2b | $494.2m | $397.7m | $1.2b | $1.2b | — | |
| Debt Securities, Realized Gain (Loss) | ($9.3m) | ($434k) | ($2.0m) | $6.0m | $9.2m | ($16k) | $3.7m | ($58.9m) | ($144.1m) | $49k | — | |
| Gain (Loss) on Sale of Investments | ($27.1m) | ($3.5m) | ($22.5m) | ($20.1m) | ($59.4m) | ($39.1m) | $3.7m | $136.2m | $148.0m | $7.0m | — | |
| Payments to Acquire Businesses, Net of Cash Acquired | $685k | $339k | ($59.5m) | ($551.2m) | $31.5m | $0 | $0 | — | — | — | — | |
| Net Other Investing Changes | — | — | — | — | — | — | ($152.6m) | $47.2m | $51.1m | ($72.5m) | ($43.8m) | |
| Net Cash Provided by (Used in) Investing Activities | ($1.6b) | ($1.4b) | ($380.9m) | $1.6b | ($793.7m) | ($1.6b) | ($5.3b) | ($1.4b) | ($2.2b) | ($1.6b) | ($2.3b) | |
| Cash flows from financing activities: | ||||||||||||
| Repayments of Long-term Debt | $1.2b | $115.0m | $0 | $250.0m | $0 | $300.0m | $0 | $0 | — | — | ($362.4m) | |
| Proceeds from Issuance of Long-term Debt | $1.3b | $750.0m | $300.0m | $0 | $0 | $0 | $0 | $292.7m | $298.8m | $0 | $213.8m | |
| Issuance Of Debt | — | — | — | — | — | — | $1.8m | $294.1m | $301.5m | $413.8m | $213.8m | |
| Long Term Debt Issuance | — | — | — | — | — | — | $1.8m | $294.1m | $301.5m | $413.8m | $213.8m | |
| Long Term Debt Payments | — | — | — | — | — | — | ($413.6m) | ($685k) | ($601.1m) | ($861.5m) | ($362.4m) | |
| Net Issuance Payments Of Debt | — | — | — | — | — | — | $3.0b | ($2.4b) | $353.9m | $995.0m | $1.1b | |
| Net Long Term Debt Issuance | — | — | — | — | — | — | ($411.5m) | $293.4m | ($299.6m) | ($447.7m) | ($148.6m) | |
| Net Short Term Debt Issuance | — | — | — | — | — | $101.9m | $3.4b | ($2.7b) | $653.6m | $1.4b | $1.2b | |
| Repayment Of Debt | — | — | — | — | — | — | ($413.6m) | ($685k) | ($601.1m) | ($861.5m) | ($362.4m) | |
| Payments for Repurchase of Common Stock | $0 | — | $206.4m | $177.5m | $71.3m | $133.0m | $0 | $0 | $18.3m | $22.3m | — | |
| Payments of Ordinary Dividends, Common Stock | $67.9m | $76.4m | $105.5m | $111.8m | $112.0m | $116.1m | $123.1m | $129.5m | $139.2m | $155.8m | ($176.0m) | |
| Proceeds from Issuance of Common Stock | — | — | — | — | — | — | $0 | $0 | $331.0m | $0 | $4.9m | |
| Common Stock Dividend Paid | — | — | — | — | — | — | ($123.1m) | ($129.5m) | ($139.2m) | ($155.8m) | ($164.5m) | |
| Common Stock Issuance | — | — | — | — | — | — | $0 | $0 | $331.0m | $0 | $4.9m | |
| Common Stock Payments | — | — | — | — | — | — | ($6.5m) | ($6.6m) | ($24.5m) | ($29.0m) | ($33.1m) | |
| Issuance Of Capital Stock | — | — | — | — | — | — | $0 | $0 | $331.0m | $0 | $4.9m | |
| Net Common Stock Issuance | — | — | — | — | — | — | ($6.5m) | ($6.6m) | $306.5m | ($29.0m) | ($33.1m) | |
| Repurchase Of Capital Stock | — | — | — | — | — | — | ($6.5m) | ($6.6m) | ($24.5m) | ($29.0m) | ($33.1m) | |
| Other Interest and Dividend Income | $4.8m | $7.7m | $12.6m | $16.6m | $9.5m | $7.8m | $11.5m | $28.4m | $35.3m | $46.6m | — | |
| Cash Dividends Paid | — | — | — | — | — | — | ($134.6m) | ($141.0m) | ($150.7m) | ($167.3m) | ($176.0m) | |
| Preferred Stock Dividend Paid | — | — | — | — | — | — | ($11.5m) | ($11.5m) | ($11.5m) | ($11.5m) | ($11.5m) | |
| Proceeds from (Payments for) Other Financing Activities | — | — | — | — | $1.0b | $18.4m | $413.6m | $599k | $601.0m | ($52k) | — | |
| Net Other Financing Charges | — | — | — | — | — | ($2k) | ($939k) | — | ($15.2m) | ($52k) | ($52k) | |
| Net Cash Provided by (Used in) Financing Activities | $1.2b |
$1.0b
-14.23%
|
$45.0m
-95.56%
|
($2.5b)
-5612.44%
|
$371.0m
+114.96%
|
$1.4b
+267.66%
|
$4.0b
+193.54%
|
$1.3b
-67.64%
|
$1.7b
+33.85%
|
$1.7b
-1.43%
|
$2.1b
+25.06%
|
|
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect | $168.5m | $73.8m | $160.7m | ($288.0m) | $127.3m | $309.5m | ($404.1m) | $302.4m | $95.8m | $700.6m | $1.8b | |
| Beginning Cash Position | — | — | — | — | — | — | $1.0b | $621.5m | $923.8m | $1.0b | $1.3b | |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | $168.5m | $73.8m | $876.7m | $588.7m | $716.0m | $1.0b | $621.5m | $923.8m | $1.0b | $1.7b | $1.8b | |
| Additional Supplementary Disclosures | ||||||||||||
| Additional Supplementary Disclosures | ||||||||||||
| Provision for Loan, Lease, and Other Losses | $70.0m | $26.0m | $0 | $16.0m | $174.0m | ($88.0m) | $33.0m | $83.0m | $85.0m | $54.0m | $53.4m | |
| Bank Owned Life Insurance Income | $14.4m | — | — | — | — | — | $11.4m | $10.3m | $13.5m | $17.2m | — | |
| Parent Company | $67.9m | $76.4m | $105.5m | $111.8m | $112.0m | $116.1m | $123.1m | $129.5m | $139.2m | $155.8m | — | |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating Activities | $88.3m | $138.2m | $261.7m | $332.9m | $159.3m | $81.6m | $174.7m | $838.8m | $1.1b | $988.3m | — | |
| Income Taxes Paid, Net | $75.6m | $81.5m | $18.3m | $41.1m | $17.7m | $57.7m | $18.4m | $69.4m | $17.7m | $1.5m | — | |
| Additional Financial Items | ||||||||||||
| Equity Securities, FV-NI, Realized Gain (Loss) | ($9.3m) | ($434k) | $2.0m | ($6.0m) | ($9.2m) | $16k | $1.7m | $64.9m | $144.3m | $0 | — | |
| Gain (Loss) on Disposition of Assets | — | — | — | — | ($155.6m) | ($11.0m) | $1.3m | $454k | ($1.0m) | $1.6m | — | |
| Gain (Loss) on Disposition of Business | — | — | — | — | $7.4m | $1.0m | $0 | $0 | $1.0m | ($1.6m) | — | |
| Gain (Loss) on Sale of Mortgage Loans | $27.1m | $3.5m | $22.5m | $20.1m | $59.4m | $39.1m | ($3.7m) | ($136.2m) | ($130.4m) | ($7.0m) | — | |
| Gain (Loss) on Disposition of Assets for Financial Service Operations | ($86k) | ($1.2m) | ($1.1m) | — | ($155.6m) | ($11.0m) | ($1.3m) | ($454k) | $1.0m | ($1.6m) | — | |
| Goodwill | $972.0m | $976.2m | $1.2b | $1.2b | $1.1b | $1.1b | $1.1b | $1.1b | $1.1b | $1.1b | — | |
| Income Tax Expense (Benefit) | $87.3m | $109.5m | $79.8m | $79.7m | $20.2m | $85.3m | $93.5m | $23.1m | $11.3m | $103.1m | — | |
| Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI on Derivatives, Net of Tax | — | — | — | — | — | — | $3.4m | ($280k) | ($4.3m) | $14.2m | — | |
| Payments for Repurchase of Warrants | — | — | $1k | $0 | $0 | — | — | — | — | — | — | |
| Payments of Financing Costs | — | — | — | — | — | — | — | — | $8.5m | — | — | |
| Cash Flow From Continuing Financing Activities | — | — | — | — | — | — | $4.0b | $1.3b | $1.7b | $1.7b | $2.1b | |
| Cash Flow From Continuing Investing Activities | — | — | — | — | — | — | ($5.3b) | ($1.4b) | ($2.2b) | ($1.6b) | ($2.3b) | |
| Change In Account Payable | — | — | — | — | — | — | $12.6m | $78.5m | ($960k) | ($18.9m) | ($13.6m) | |
| Change In Cash Supplemental As Reported | — | — | — | — | — | — | ($404.1m) | $302.4m | $95.8m | $700.6m | — | |
| Change In Other Working Capital | — | — | — | — | — | — | $303.8m | ($167.4m) | ($397k) | $102k | $100.9m | |
| Change In Payable | — | — | — | — | — | — | $7.3m | $94.9m | $12.4m | ($20.0m) | ($13.6m) | |
| Changes In Cash | — | — | — | — | — | — | ($404.1m) | $302.4m | $95.8m | $700.6m | $570.7m | |
| End Cash Position | — | — | — | — | — | — | $621.5m | $923.8m | $1.0b | $1.7b | $1.8b | |
| Financing Cash Flow | — | — | — | — | — | — | $4.0b |
$1.3b
-67.64%
|
$1.7b
+33.85%
|
$1.7b
-1.43%
|
$2.1b
+25.06%
|
|
| Free Cash Flow | — | — | — | — | — | — | $783.9m | $380.9m | $535.3m | $579.3m | $679.6m | |
| Gain Loss On Investment Securities | — | — | — | — | — | — | $1.7m | $64.9m | $144.3m | $0 | $4k | |
| Gain Loss On Sale Of Business | — | — | — | — | — | ($1.0m) | $0 | $0 | — | — | — | |
| Investing Cash Flow | — | — | — | — | — | — | ($5.3b) | ($1.4b) | ($2.2b) | ($1.6b) | ($2.3b) | |
| Net Business Purchase And Sale | — | — | — | — | — | $2.4m | $0 | $0 | — | — | — | |
| Net Intangibles Purchase And Sale | — | — | — | — | — | $0 | $0 | — | — | — | $0 | |
| Net Investment Properties Purchase And Sale | — | — | — | — | — | $0 | $0 | $844.4m | — | — | $844.4m | |
| Net Investment Purchase And Sale | — | — | — | — | — | — | ($460.1m) | ($719.6m) | ($890.5m) | ($630.9m) | ($246.6m) | |
| Net PPE Purchase And Sale | — | — | — | — | — | — | ($62.7m) | ($61.8m) | ($45.0m) | ($36.4m) | ($39.4m) | |
| Net Preferred Stock Issuance | — | — | — | — | — | ($164.5m) | $0 | $0 | — | — | — | |
| Operating Gains Losses | — | — | — | — | — | — | $1.7m | $182.2m | $254.2m | ($17.7m) | ($28.9m) | |
| Other Non Cash Items | — | — | — | — | — | — | $95.0m | ($36.3m) | ($33.2m) | ($19.8m) | — | |
| Pension And Employee Benefit Expense | — | — | — | — | — | — | — | ($18.9m) | ($20.5m) | ($24.7m) | ($24.7m) | |
| Preferred Stock Issuance | — | — | — | — | — | $0 | $0 | — | — | — | $0 | |
| Preferred Stock Payments | — | — | — | — | — | ($164.5m) | $0 | $0 | — | — | — | |
| Proceeds From Stock Option Exercised | — | — | — | — | — | — | $11.1m | $4.3m | $37.6m | $6.9m | $14.8m | |
| Purchase Of Intangibles | — | — | — | — | — | $0 | $0 | — | — | — | $0 | |
| Purchase Of Investment | — | — | — | — | — | — | ($1.3b) | ($2.0b) | ($3.3b) | ($2.0b) | ($2.9b) | |
| Purchase Of PPE | — | — | — | — | — | — | ($62.7m) | ($61.8m) | ($45.0m) | ($36.4m) | ($39.4m) | |
| Sale Of Business | — | — | — | — | — | $2.4m | $0 | $0 | — | — | — | |
| Sale Of Investment | — | — | — | — | — | — | $801.0m | $1.3b | $2.4b | $1.3b | $2.6b | |
| Sale Of Investment Properties | — | — | — | — | — | $0 | $0 | $844.4m | — | — | $2.6b |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.