← Axos Financial, Inc.
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Net Income (Loss) Attributable to Parent | $119.3m |
$134.7m
+12.95%
|
$152.4m
+13.11%
|
$155.1m
+1.78%
|
$183.4m
+18.25%
|
$215.7m
+17.59%
|
$240.7m
+11.59%
|
$307.2m
+27.60%
|
$450.0m
+46.50%
|
$432.9m
-3.80%
|
— | |
| Net Income (Loss) Available to Common Stockholders, Basic | $119.0m |
$134.4m
+12.98%
|
$152.1m
+13.15%
|
$154.8m
+1.79%
|
$183.1m
+18.28%
|
$215.5m
+17.69%
|
$240.7m
+11.69%
|
$307.2m
+27.60%
|
$450.0m
+46.50%
|
$432.9m
-3.80%
|
— | |
| Depreciation, Depletion and Amortization | $4.8m | $6.1m | $8.6m | $16.5m | $24.4m | $24.1m | $24.6m | $12.2m | $16.2m | $21.6m | $29.0m | |
| Depreciation, Amortization and Accretion, Net | $4.8m | $6.1m | $8.6m | $16.5m | $24.4m | $24.1m | $24.6m | $23.4m | $27.1m | $29.0m | $29.0m | |
| Amortization of Debt Issuance Costs | — | $208k | $208k | $208k | $208k | $1.6m | $706k | — | — | — | — | |
| Amortization of Intangible Assets | — | — | — | $4.8m | $9.5m | $9.8m | $11.1m | $11.2m | $10.8m | $7.4m | — | |
| Amortization Cash Flow | — | — | — | — | — | — | ($2.2m) | $634k | — | — | — | |
| Amortization Of Intangibles | — | — | — | — | — | — | ($2.2m) | $634k | — | — | — | |
| Depreciation Amortization Depletion | — | — | — | — | — | — | $24.6m | $23.4m | $27.1m | $29.0m | $29.0m | |
| Deferred Income Tax Expense (Benefit) | ($6.6m) | ($2.2m) | $17.0m | ($8.7m) | ($6.6m) | ($8.8m) | ($9.4m) | ($19.6m) | $33.1m | ($28.0m) | ($28.0m) | |
| Deferred Tax | — | — | — | — | — | — | ($9.4m) | ($19.6m) | $33.1m | ($28.0m) | ($28.0m) | |
| Share-based Payment Arrangement, Noncash Expense | $11.3m | $14.5m | $20.4m | $23.4m | $21.9m | $20.7m | $21.2m | $26.1m | $35.2m | $42.0m | $42.0m | |
| Payment, Tax Withholding, Share-based Payment Arrangement | — | — | $10.0m | $9.9m | $7.5m | $10.6m | $14.5m | $6.1m | $16.2m | $27.6m | — | |
| Share-based Payment Arrangement, Expense | — | — | — | — | — | — | — | $26.1m | $30.7m | $35.5m | $42.0m | |
| Goodwill and Intangible Asset Impairment | — | — | — | — | $0 | $0 | — | — | — | — | — | |
| Goodwill, Impairment Loss | — | — | — | — | — | — | — | $0 | $0 | $0 | — | |
| Changes in operating assets and liabilities: | ||||||||||||
| Change In Working Capital | — | — | — | — | — | — | ($103.0m) | ($145.1m) | ($122.4m) | $79.4m | $79.4m | |
| Change In Receivables | — | — | — | — | — | — | ($43.9m) | $43.3m | $134.0m | ($12.7m) | ($12.7m) | |
| Changes In Account Receivables | — | — | — | — | — | — | ($43.9m) | $43.3m | $134.0m | ($12.7m) | ($12.7m) | |
| Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal | — | — | — | — | — | — | — | — | $32.5m | $55.7m | — | |
| Increase (Decrease) in Other Operating Assets | $54.7m | ($45.8m) | $41.0m | $15.3m | $37.0m | $7.3m | $102.6m | $13.7m | $114.0m | ($18.5m) | — | |
| Gain (Loss) on Disposition of Other Assets | $15.5m | $4.5m | $5.7m | $6.2m | $6.9m | $491k | $165k | — | — | — | — | |
| Change In Other Current Assets | — | — | — | — | — | — | ($95.5m) | ($12.0m) | ($114.0m) | $18.5m | $18.5m | |
| Net Cash Provided by (Used in) Operating Activities | $210.6m |
$223.9m
+6.29%
|
$167.9m
-25.00%
|
$204.4m
+21.74%
|
$284.1m
+38.99%
|
$412.6m
+45.22%
|
$210.3m
-49.03%
|
$188.0m
-10.62%
|
$305.5m
+62.52%
|
$490.3m
+60.51%
|
$490.3m
0.00%
|
|
| Cash flows from investing activities: | ||||||||||||
| Capital Expenditure | — | — | — | — | — | — | ($21.5m) | ($30.2m) | ($36.0m) | ($54.2m) | ($54.2m) | |
| Debt Securities, Available-for-sale, Realized Gain (Loss) | — | — | — | $709k | $0 | $0 | — | — | — | — | — | |
| Gain (Loss) on Sale of Investments | $1.4m | $3.9m | ($18k) | $709k | $0 | $0 | — | — | — | — | — | |
| Payments to Acquire Businesses, Net of Cash Acquired | — | — | — | ($67.3m) | $0 | $0 | $54.6m | $5.5m | $0 | $0 | $0 | |
| Net Other Investing Changes | — | — | — | — | — | — | $8.7m | $6.9m | $4.8m | ($110.2m) | ($110.2m) | |
| Net Cash Provided by (Used in) Investing Activities | ($1.6b) | ($820.6m) | ($1.0b) | ($931.7m) | ($1.3b) | ($866.8m) | ($2.8b) | ($2.4b) | ($2.6b) | ($1.8b) | ($1.8b) | |
| Cash flows from financing activities: | ||||||||||||
| Gain (Loss) on Extinguishment of Debt | — | — | — | — | — | — | — | — | $973k | $729k | — | |
| Issuance Of Debt | — | — | — | — | — | — | $225.3m | $0 | $0 | — | ($85.7m) | |
| Long Term Debt Issuance | — | — | — | — | — | — | $225.3m | $0 | $0 | — | ($85.7m) | |
| Long Term Debt Payments | — | — | — | — | — | — | ($236.0m) | ($111.8m) | ($36.1m) | ($43.2m) | ($43.2m) | |
| Net Issuance Payments Of Debt | — | — | — | — | — | — | ($10.7m) | ($111.8m) | ($36.1m) | ($43.2m) | ($43.2m) | |
| Net Long Term Debt Issuance | — | — | — | — | — | — | ($10.7m) | ($111.8m) | ($36.1m) | ($43.2m) | ($43.2m) | |
| Repayment Of Debt | — | — | — | — | — | — | ($236.0m) | ($111.8m) | ($36.1m) | ($43.2m) | ($43.2m) | |
| Payments for Repurchase of Common Stock | — | — | $35.2m | $56.4m | $38.9m | $16.8m | $0 | $49.0m | $96.3m | $58.2m | — | |
| Proceeds from Issuance of Common Stock | $21.1m | $0 | $0 | — | — | — | — | — | — | — | — | |
| Common Stock Payments | — | — | — | — | — | — | $0 | ($49.0m) | ($96.3m) | ($58.2m) | ($58.2m) | |
| Net Common Stock Issuance | — | — | — | — | — | — | $0 | ($49.0m) | ($96.3m) | ($58.2m) | ($58.2m) | |
| Repurchase Of Capital Stock | — | — | — | — | — | — | $0 | ($49.0m) | ($96.3m) | ($58.2m) | ($58.2m) | |
| Cash Dividends Paid | — | — | — | — | — | — | $0 | $0 | — | — | $0 | |
| Dividends Received CFI | — | — | — | — | — | — | $96k | $288k | $2.0m | $81k | $81k | |
| Preferred Stock Dividend Paid | — | — | — | — | — | — | $0 | $0 | — | — | $0 | |
| Net Other Financing Charges | — | — | — | — | — | — | ($16.6m) | ($6.1m) | ($16.2m) | ($27.6m) | ($27.6m) | |
| Net Cash Provided by (Used in) Financing Activities | $1.6b |
$753.6m
-54.07%
|
$837.4m
+11.12%
|
$961.8m
+14.86%
|
$2.2b
+124.31%
|
($458.6m)
-121.25%
|
$3.1b
+776.76%
|
$3.0b
-3.01%
|
$2.1b
-30.64%
|
$1.3b
-35.75%
|
$1.3b
0.00%
|
|
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect | — | $156.8m | ($20.7m) | $234.5m | $1.1b | ($912.7m) | $536.9m | $807.4m | ($196.3m) | ($9.4m) | $2.2b | |
| Beginning Cash Position | — | — | — | — | — | — | $1.0b | $1.6b | $2.4b | $2.2b | $2.2b | |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | — | $156.8m | ($20.7m) | $857.4m | $2.0b | $1.0b | $1.6b | $2.4b | $2.2b | $2.2b | $2.2b | |
| Additional Supplementary Disclosures | ||||||||||||
| Additional Supplementary Disclosures | ||||||||||||
| Proceeds from Stock Options Exercised | $151k | $0 | $0 | — | — | — | — | — | — | — | — | |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating Activities | — | — | — | $152.8m | $145.5m | $78.0m | $50.3m | $368.3m | $699.0m | $687.2m | — | |
| Additional Financial Items | ||||||||||||
| Gain (Loss) on Sales of Mortgage Backed Securities (MBS) | $1.4m | $3.9m | ($18k) | $709k | $0 | $0 | — | — | — | — | — | |
| Goodwill | — | — | — | $71.2m | $71.2m | $71.2m | $95.7m | $97.7m | $97.7m | $97.7m | — | |
| Income Tax Expense (Benefit) | $85.6m | $98.0m | $87.3m | $57.7m | $79.2m | $90.0m | $99.2m | $124.6m | $185.5m | $180.5m | — | |
| Operating Lease, Expense | — | — | — | — | $10.5m | $10.6m | $10.8m | $11.4m | $12.4m | $11.3m | — | |
| Financing Receivable, Credit Loss, Expense (Reversal) | — | — | — | — | — | $23.8m | $18.5m | $24.8m | — | — | — | |
| Cash Flow From Continuing Financing Activities | — | — | — | — | — | — | $3.1b | $3.0b | $2.1b | $1.3b | $1.3b | |
| Cash Flow From Continuing Investing Activities | — | — | — | — | — | — | ($2.8b) | ($2.4b) | ($2.6b) | ($1.8b) | ($1.8b) | |
| Change In Account Payable | — | — | — | — | — | — | $10.9m | ($66.5m) | ($123.9m) | $80.5m | $80.5m | |
| Change In Cash Supplemental As Reported | — | — | — | — | — | — | $536.9m | $807.4m | ($196.3m) | ($9.4m) | — | |
| Change In Payable | — | — | — | — | — | — | $10.9m | ($66.5m) | ($123.9m) | $80.5m | $80.5m | |
| Changes In Cash | — | — | — | — | — | — | $536.9m | $807.4m | ($196.3m) | ($9.4m) | ($9.4m) | |
| End Cash Position | — | — | — | — | — | — | $1.6b | $2.4b | $2.2b | $2.2b | $2.2b | |
| Financing Cash Flow | — | — | — | — | — | — | $3.1b |
$3.0b
-3.01%
|
$2.1b
-30.64%
|
$1.3b
-35.75%
|
$1.3b
0.00%
|
|
| Free Cash Flow | — | — | — | — | — | — | $195.1m | $166.5m | $269.5m | $436.1m | $436.1m | |
| Income Tax Paid Supplemental Data | — | — | — | — | — | — | $99.7m | $131.4m | $200.8m | $153.7m | $153.7m | |
| Investing Cash Flow | — | — | — | — | — | — | ($2.8b) | ($2.4b) | ($2.6b) | ($1.8b) | ($1.8b) | |
| Net Business Purchase And Sale | — | — | — | — | — | — | ($54.6m) | ($5.5m) | $0 | $0 | $0 | |
| Net Investment Purchase And Sale | — | — | — | — | — | — | ($18.3m) | $16.3m | $84.2m | $58.6m | $58.6m | |
| Net PPE Purchase And Sale | — | — | — | — | — | — | ($21.5m) | ($30.2m) | ($36.0m) | ($54.2m) | ($54.2m) | |
| Net Preferred Stock Issuance | — | — | — | — | — | — | $0 | $0 | — | — | $0 | |
| Operating Gains Losses | — | — | — | — | — | — | ($16.2m) | ($8.0m) | ($9.6m) | ($10.3m) | ($10.3m) | |
| Other Non Cash Items | — | — | — | — | — | — | $31.0m | ($9.9m) | ($82.1m) | ($2.3m) | — | |
| Preferred Stock Payments | — | — | — | — | — | — | $0 | $0 | — | — | $0 | |
| Purchase Of Business | — | — | — | — | — | — | ($54.6m) | ($5.5m) | $0 | $0 | $0 | |
| Purchase Of Investment | — | — | — | — | — | — | ($150.2m) | ($41.7m) | ($22.0m) | ($41.7m) | ($41.7m) | |
| Purchase Of PPE | — | — | — | — | — | — | ($21.5m) | ($30.2m) | ($36.0m) | ($54.2m) | ($54.2m) | |
| Sale Of Investment | — | — | — | — | — | — | $131.9m | $58.0m | $106.2m | $100.3m | $100.3m | |
| Stock Based Compensation | — | — | — | — | — | — | $21.2m | $26.1m | $35.2m | $42.0m | $42.0m |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.