← AMERICAN EXPRESS CO

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025 TTM
Cash flows from operating activities:
Adjustments to reconcile net income to net cash provided by operating activities:
Net Income (Loss) Attributable to Parent $5.4b
$2.7b -49.41%
$6.9b +152.96%
$6.8b -2.34%
$3.1b -53.62%
$8.1b +157.10%
$7.5b -6.77%
$8.4b +11.45%
$10.1b +20.96%
$10.8b +6.95%
—
Net Income (Loss) Available to Common Stockholders, Basic $5.4b
$2.7b -49.41%
$6.8b +150.04%
$6.7b -2.38%
$3.1b -54.24%
$8.0b +160.90%
$7.5b -6.47%
$8.3b +11.52%
$10.1b +21.10%
$10.8b +6.99%
—
Amortization of Intangible Assets $194.0m $207.0m $212.0m $49.0m $54.0m $57.0m $51.0m $49.0m $46.0m $36.0m —
Depreciation, Amortization and Accretion, Net $1.1b $1.3b $1.3b $1.2b $1.5b $1.7b $1.6b $1.7b $1.7b $1.8b $1.9b
Deferred Income Tax Expense (Benefit) ($105.0m) $625.0m $300.0m ($151.0m) ($939.0m) $294.0m ($1.2b) ($1.3b) ($990.0m) ($542.0m) ($86.0m)
Deferred taxes — — — ($151.0m) ($939.0m) $294.0m ($1.2b) ($1.3b) ($990.0m) ($542.0m) —
Share-based Payment Arrangement, Expense $252.0m $283.0m $288.0m $280.0m $247.0m $326.0m $373.0m $450.0m $508.0m $550.0m $624.0m
Share-based Payment Arrangement, Noncash Expense $254.0m $282.0m $283.0m $283.0m $249.0m $330.0m $375.0m $450.0m $504.0m $551.0m $624.0m
Stock-based compensation $254.0m $282.0m $283.0m $283.0m $249.0m $330.0m $375.0m $450.0m $504.0m $551.0m $624.0m
Goodwill and Intangible Asset Impairment $0 — — — — — — — — — —
Goodwill, Impairment Loss $1.0m — — — — — — $0 $0 $0 —
Equity Method Investment, Realized Gain (Loss) on Disposal $0 — — — — — — — — — —
Changes in operating assets and liabilities:
Accounts Receivable, Credit Loss Expense (Reversal) $696.0m $795.0m $937.0m $963.0m — — — — — — —
Net increase in loans and Card Member receivables, including Card Member loans held for sale — — — — — ($27.6b) ($29.6b) ($25.1b) ($23.3b) ($19.6b) —
Accounts payable & other liabilities $1.1b $5.5b ($4.1b) $1.8b ($2.0b) $5.4b $8.8b $5.1b ($2.9b) $3.6b $4.4b
Increase (Decrease) in Other Operating Assets ($192.0m) $62.0m ($743.0m) $368.0m $1.8b ($1.1b) ($1.4b) $1.2b ($1.0b) $2.8b —
Other assets $192.0m ($62.0m) $743.0m ($368.0m) ($1.8b) $1.1b $1.4b ($1.2b) $1.0b ($2.8b) —
Net Cash Provided by (Used in) Operating Activities $8.2b
$13.5b +64.64%
$8.9b -34.05%
$13.6b +52.65%
$5.6b -58.99%
$14.6b +161.94%
$21.1b +43.93%
$18.6b -11.96%
$14.1b -24.30%
$18.4b +31.16%
$18.5b +0.26%
Cash flows from investing activities:
Payments to Acquire Property, Plant, and Equipment $1.4b $1.1b $1.3b $1.6b $1.5b $1.6b $1.9b $1.6b $1.9b $2.4b ($3.4b)
Maturities and redemptions of investments $2.4b $2.5b $3.5b $7.3b $7.2b $20.0b $1.9b $3.9b $2.2b $1.5b —
Payments to Acquire Investments $2.2b $2.6b $5.4b $11.2b $20.6b $1.5b $4.2b $1.6b $1.6b $1.8b ($4.8b)
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale $2.4b $2.5b $3.5b $7.3b $7.2b $20.0b $1.9b $3.9b $2.2b $1.5b —
Purchase of investments ($2.2b) ($2.6b) ($5.4b) ($11.2b) ($20.6b) ($1.5b) ($4.2b) ($1.6b) ($1.6b) ($1.8b) ($4.8b)
Sale of investments — $2.0m $4.0m $22.0m $69.0m $62.0m $26.0m $2.0m $42.0m $47.0m $1.5b
Acquisitions, net of cash acquired — — — — — — ($15.0m) ($64.0m) ($454.0m) ($633.0m) ($524.0m)
Payments to Acquire Businesses, Net of Cash Acquired — — — — — — — — $454.0m $633.0m ($524.0m)
Payments for (Proceeds from) Other Investing Activities — — — ($152.0m) ($135.0m) $0 $0 — — — —
Net Cash Provided by (Used in) Investing Activities $1.9b ($18.2b) ($19.6b) ($16.7b) $11.6b ($10.5b) ($33.7b) ($24.4b) ($24.4b) ($22.9b) ($28.4b)
Cash flows from financing activities:
Net (decrease) increase in short-term borrowings $888.0m ($2.3b) ($148.0m) $3.3b ($4.6b) $461.0m ($706.0m) ($105.0m) $207.0m ($27.0m) —
Payments of long-term debt ($9.8b) ($24.1b) ($18.9b) ($13.8b) ($15.6b) ($11.7b) ($18.9b) ($10.7b) ($10.8b) ($18.2b) —
Proceeds from Issuance of Long-term Debt $8.8b $32.8b $21.5b $12.7b $69.0m $7.8b $23.2b $15.7b $12.6b $24.4b $14.6b
Proceeds from long-term debt $8.8b $32.8b $21.5b $12.7b $69.0m $7.8b $23.2b $15.7b $12.6b $24.4b —
Repayments of Long-term Debt $9.8b $24.1b $18.9b $13.8b $15.6b $11.7b $18.9b $10.7b $10.8b $18.2b ($15.7b)
Payments for Repurchase of Common Stock $4.4b $4.3b $1.6b — — — $3.5b $3.6b $6.0b $5.8b —
Proceeds from Issuance of Common Stock $177.0m $129.0m $87.0m $86.0m $44.0m $64.0m $56.0m $28.0m $100.0m $57.0m $42.0m
Dividends paid $1.2b $1.3b $1.3b $1.4b $1.5b $1.4b $1.6b $1.8b $2.0b $2.3b ($2.4b)
Payments of Dividends $1.2b $1.3b $1.3b $1.4b $1.5b $1.4b $1.6b $1.8b $2.0b $2.3b ($2.4b)
Net Cash Provided by (Used in) Financing Activities ($7.6b)
$12.2b +261.14%
$5.1b -58.34%
($519.0m) -110.17%
($9.1b) -1647.21%
($14.9b) -64.68%
$24.5b +264.13%
$18.4b -25.01%
$4.4b -75.86%
$11.2b +152.71%
($3.0b) -127.09%
Net increase (decrease) in cash and cash equivalents $2.4b $7.7b ($5.5b) ($3.4b) $8.5b ($10.9b) $11.9b $12.7b ($6.0b) $7.2b —
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect ($114.0m) $207.0m $129.0m ($3.4b) $8.5b ($10.9b) $11.9b $12.7b ($6.0b) $7.2b $45.0b
Cash and cash equivalents at beginning of year $22.8b $25.2b $27.8b $24.4b $33.0b $22.0b $33.9b $46.6b $40.6b $47.8b $57.9b
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents — — $27.8b $24.4b $33.0b $22.0b $33.9b $46.6b $40.6b $47.8b $45.0b
Effect of Exchange Rate on Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents ($114.0m) $207.0m $129.0m $232.0m $364.0m ($120.0m) ($13.0m) $177.0m ($40.0m) $405.0m $262.0m
Effect of foreign currency exchange rates on cash and cash equivalents ($114.0m) $207.0m $129.0m $232.0m $364.0m ($120.0m) ($13.0m) $177.0m ($40.0m) $405.0m —
Additional Supplementary Disclosures
Additional Supplementary Disclosures
Additional Financial Items
Dispositions, net of cash disposed — — — — — — $0 $0 $594.0m $0 —
Financing Receivable, Credit Loss, Expense (Reversal) — — — — $4.7b ($1.4b) $2.2b $4.9b $5.2b $5.3b —
Foreign Currency Transaction Gain (Loss), before Tax $18.0m $9.0m — — — — — — — — —
Gain (Loss) on Disposition of Business — — — — $1.0m — — — $531.0m $0 —
Goodwill $2.9b $3.0b $3.1b $3.3b $3.9b $3.8b $3.8b $3.9b $4.2b $4.9b —
Income (Loss) from Continuing Operations, Net of Tax, Attributable to Parent $5.4b $2.7b — — — — — — — — —
Income Tax Expense (Benefit) $2.7b $4.7b $1.2b $1.7b $1.2b $2.6b $2.1b $2.1b $2.8b $3.0b —
Income Taxes Paid, Net $3.0b $1.4b $2.0b $1.7b $2.2b $1.6b $3.0b $3.3b $3.6b $3.2b —
Interest Paid, Excluding Capitalized Interest, Operating Activities — — — — — — — $6.4b $8.2b $8.0b —
Issuance of American Express common shares $177.0m $129.0m $87.0m $86.0m $44.0m $64.0m $56.0m $28.0m $100.0m $57.0m —
Net increase in customer deposits ($1.9b) $11.4b $5.5b $3.3b $13.5b ($2.5b) $25.9b $18.9b $10.3b $13.0b —
Operating Lease, Expense — — — $151.0m $177.0m $161.0m $188.0m $164.0m $189.0m $179.0m —
Originations of loans held for sale — — — — — — — ($54.0m) $0 ($74.0m) —
Other items ($1.1b) $783.0m $455.0m $426.0m ($256.0m) ($772.0m) $365.0m $664.0m ($564.0m) ($237.0m) —
Proceeds from sales of loans held for sale — — — — $0 $0 $277.0m $59.0m $0 $0 —
Provision for Loan, Lease, and Other Losses $2.0b $2.8b $3.4b $3.6b — — — — — — $5.0b
Provisions for credit losses — — $3.4b $3.6b $4.7b ($1.4b) $2.2b $4.9b $5.2b $5.3b —
Repurchase of American Express common shares and other ($4.4b) ($4.3b) ($1.7b) ($4.7b) ($1.0b) ($7.7b) ($3.5b) ($3.6b) ($6.0b) ($5.8b) —
Revenue from Contract with Customer, Including Assessed Tax — — $26.6b — — — — — — — —
Supplemental disclosure of cash flow information:

Amounts are shown in USD as reported in each fiscal year filing.

Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.