← Beacon Financial Corp
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Net Income (Loss) Attributable to Parent | $58.7m |
$55.2m
-5.83%
|
$105.8m
+91.44%
|
$97.5m
-7.86%
|
($533.0m)
-646.96%
|
$118.7m
+122.26%
|
$92.5m
-22.02%
|
$69.6m
-24.79%
|
$61.0m
-12.35%
|
$90.3m
+47.98%
|
— | |
| Net Income (Loss) Available to Common Stockholders, Basic | $58.7m |
$55.0m
-6.21%
|
$104.8m
+90.53%
|
$96.5m
-7.97%
|
($533.3m)
-652.73%
|
$118.7m
+122.25%
|
$92.5m
-22.02%
|
— | — | — | — | |
| Depreciation, Depletion and Amortization | $8.4m | $9.9m | $10.8m | $10.9m | $11.9m | $11.0m | $9.6m | $8.4m | $7.0m | $10.0m | $41.4m | |
| Amortization | ($9.4m) | ($18.2m) | ($24.0m) | ($14.8m) | $6.2m | $5.2m | $5.1m | $4.8m | $4.6m | — | $29.0m | |
| Amortization of Debt Issuance Costs | — | — | — | — | — | — | — | $100k | $100k | $100k | — | |
| Amortization of Intangible Assets | $2.9m | $3.5m | $4.9m | $5.8m | $6.2m | $5.2m | $5.1m | $4.8m | $4.6m | $15.2m | — | |
| Deferred Income Tax Expense (Benefit) | $11.0m | $31.6m | $12.2m | $564k | $4.0m | $5.2m | ($3.5m) | ($4.4m) | $375k | $22.3m | $40.0m | |
| Share-based Payment Arrangement, Noncash Expense | $4.6m | $5.1m | $4.8m | $4.8m | $4.7m | $4.2m | $7.3m | $7.5m | $8.3m | — | $6.3m | |
| Payment, Tax Withholding, Share-based Payment Arrangement | — | — | — | — | — | — | — | — | — | $2.0m | — | |
| Share-based Payment Arrangement, Expense | — | — | — | — | — | — | — | — | — | $3.5m | $6.3m | |
| Goodwill, Impairment Loss | $0 | $0 | $0 | $0 | $553.8m | $0 | $0 | — | — | — | $254k | |
| Impairment of Intangible Assets (Excluding Goodwill) | — | — | — | — | — | — | — | — | — | $0 | — | |
| Impairment of Intangible Assets, Finite-lived | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | — | — | |
| Marketable Securities, Realized Gain (Loss), Excluding Other-than-temporary Impairment Loss | — | — | — | — | — | — | — | — | — | $0 | — | |
| Other Nonoperating Income (Expense) | — | — | — | — | — | — | $7.0m | $2.0m | $13.6m | — | — | |
| Changes in operating assets and liabilities: | ||||||||||||
| Debt Securities Available For Sale Excluding Accrued Interest Allowance For Credit Loss Not Previously Recorded | — | — | — | — | — | — | — | — | — | $12k | — | |
| Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal | — | — | — | — | — | — | $11.0m | $32.0m | $24.0m | $33.6m | — | |
| Increase (Decrease) in Other Operating Assets | — | — | — | — | — | — | — | — | — | ($85.2m) | — | |
| Increase (Decrease) in Other Operating Liabilities | — | — | — | — | — | — | — | — | — | ($89.4m) | — | |
| Net Cash Provided by (Used in) Operating Activities | $98.1m |
$78.1m
-20.43%
|
$222.3m
+184.61%
|
$111.5m
-49.82%
|
$227.6m
+104.12%
|
$105.5m
-53.67%
|
$123.2m
+16.83%
|
$157.2m
+27.53%
|
$125.2m
-20.33%
|
$224.4m
+79.26%
|
$233.1m
+3.85%
|
|
| Cash flows from investing activities: | ||||||||||||
| Payments to Acquire Property, Plant, and Equipment | $9.1m | $12.5m | $9.7m | $10.6m | $7.2m | $1.6m | $1.5m | $1.8m | $4.6m | $12.3m | ($17.1m) | |
| Gain (Loss) on Disposition of Property Plant Equipment, Excluding Oil and Gas Property and Timber Property | ($1.3m) | ($912k) | ($152k) | ($3.4m) | ($327k) | ($2.8m) | $0 | $0 | — | — | ($11.9m) | |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale | $166.7m | $206.6m | $188.1m | $240.6m | $457.6m | $575.5m | $548.4m | $201.6m | $88.2m | $190.0m | — | |
| Debt Securities, Available-for-sale, Realized Gain (Loss) | — | — | — | — | — | — | ($1.9m) | ($25.1m) | ($49.9m) | $0 | — | |
| Gain (Loss) on Sale of Investments | — | — | — | — | — | — | ($2.0m) | ($24.5m) | ($49.9m) | — | — | |
| Payments to Acquire Businesses, Net of Cash Acquired | $48.2m | ($374.6m) | $0 | — | — | — | — | — | — | ($1.1b) | — | |
| Payments for (Proceeds from) Other Investing Activities | $7.6m | $5.1m | $4.7m | $4.4m | $7.3m | $2.9m | $14.5m | $16.2m | — | — | — | |
| Net Cash Provided by (Used in) Investing Activities | ($207.6m) | ($282.9m) | ($861.5m) | $1.2b | $641.1m | $600.6m | ($1.3b) | ($284.5m) | ($317.2m) | $2.3b | $2.2b | |
| Cash flows from financing activities: | ||||||||||||
| Repayments of Long-term Debt | $9.4b | $6.2b | $4.4b | $6.2b | $582.6m | $462.1m | — | — | — | — | ($3.0b) | |
| Debt and Equity Securities, Gain (Loss) | — | — | ($3.7m) | $4.4m | ($7.5m) | ($787k) | ($2.0m) | ($24.9m) | ($50.1m) | — | — | |
| Debt and Equity Securities, Unrealized Gain (Loss) | — | — | — | — | — | — | — | $513k | $7k | — | — | |
| Proceeds from Issuance of Long-term Debt | $9.4b | $6.0b | $4.8b | $5.4b | $326.3m | $0 | $98.0m | $0 | $0 | — | $2.1b | |
| Payments for Repurchase of Common Stock | $0 | $0 | — | $52.7m | $473k | $68.7m | $124.5m | $23.8m | $17.5m | — | — | |
| Payments of Ordinary Dividends, Common Stock | $24.9m | $33.2m | $40.9m | $45.1m | $36.6m | $24.6m | $24.5m | $31.7m | $30.9m | $63.1m | ($93.1m) | |
| Proceeds from Issuance of Common Stock | — | $153.0m | $0 | $0 | — | — | — | — | $100.0m | — | — | |
| Net Cash Provided by (Used in) Financing Activities | $119.0m |
$340.5m
+186.22%
|
$573.7m
+68.48%
|
($917.5m)
-259.92%
|
$109.3m
+111.91%
|
($636.1m)
-681.96%
|
$207.7m
+132.65%
|
$645.2m
+210.64%
|
$117.2m
-81.83%
|
($1.0b)
-976.02%
|
($1.7b)
-64.05%
|
|
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect | — | $135.7m | ($65.6m) | $396.6m | $978.0m | $69.9m | ($942.5m) | $517.9m | ($74.8m) | $1.5b | $1.2b | |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | — | — | — | — | $1.6b | $1.6b | $685.4m | $1.2b | $1.1b | $2.0b | $1.2b | |
| Additional Supplementary Disclosures | ||||||||||||
| Additional Supplementary Disclosures | ||||||||||||
| Provision for Loan, Lease, and Other Losses | — | — | — | — | — | — | — | — | — | $41.4m | $41.3m | |
| Bank Owned Life Insurance Income | $3.9m | $3.6m | $6.2m | $5.3m | $5.4m | $5.6m | $5.5m | $5.4m | $6.2m | — | — | |
| Gain (Loss) on Sales of Loans, Net | $8.0m | $11.7m | $9.3m | $12.0m | $10.6m | $20.7m | $12.5m | $10.3m | $12.6m | ($5.6m) | — | |
| Proceeds from Stock Options Exercised | $3.7m | $329k | $326k | $188k | $664k | $417k | $270k | $0 | $119k | — | — | |
| Parent Company | $24.9m | $33.2m | $40.9m | $45.1m | $36.6m | $24.6m | $24.5m | $31.7m | $30.9m | $63.1m | — | |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating Activities | — | — | $32.3m | $33.4m | $21.3m | $11.4m | $9.0m | $46.6m | $34.8m | $328.9m | — | |
| Income Taxes Paid, Net | $16.2m | $18.3m | $3.0m | $19.8m | ($13.9m) | $14.8m | $28.4m | $12.3m | ($1.4m) | $15.0m | — | |
| Additional Financial Items | ||||||||||||
| Derivative, Gain (Loss) on Derivative, Net | — | — | — | — | — | — | — | — | — | ($495k) | — | |
| Gain (Loss) on Disposition of Business | $1.1m | $296k | $460k | $1.4m | $1.2m | $52.9m | $0 | $0 | $16.2m | — | — | |
| Gains (Losses) on Sales of Investment Real Estate | — | — | — | — | — | — | — | — | — | $1.4m | — | |
| Goodwill | $403.1m | $519.3m | $518.3m | $553.8m | $0 | $0 | — | — | — | $351.6m | $254k | |
| Income (Loss) from Continuing Operations, Net of Tax, Attributable to Parent | — | — | — | $101.5m | ($513.2m) | $118.7m | $92.5m | $69.6m | $61.0m | — | — | |
| Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest | — | — | — | $101.5m | ($513.2m) | $118.7m | $92.5m | $69.6m | $61.0m | — | — | |
| Income (Loss) from Discontinued Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest | — | — | — | ($4.1m) | ($19.8m) | $0 | $0 | — | — | — | — | |
| Income (Loss) from Discontinued Operations, Net of Tax, Attributable to Parent | — | — | — | ($4.1m) | ($19.8m) | $0 | $0 | — | — | — | — | |
| Income Tax Expense (Benefit) | $18.8m | $44.5m | $27.6m | $22.5m | — | $30.4m | $21.3m | $8.7m | $18.5m | $31.6m | — | |
| Proceeds from Contributions from Affiliates | — | — | $35.0m | $35.0m | — | — | — | — | — | — | — | |
| Financing Receivable, Credit Loss, Expense (Reversal) | — | — | — | — | $76.1m | ($501k) | $11.0m | $32.0m | $24.0m | — | — |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.