← Beacon Financial Corp
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $298.1m |
$420.5m
+41.05%
|
$74.3m
-82.32%
|
$84.0m
+13.02%
|
$66.3m
-21.06%
|
$143.2m
+116.04%
|
$413.5m
+188.68%
|
$411.8m
-0.41%
|
$400.0m
-2.87%
|
$29.9m
-92.51%
|
$800.8m
+2574.09%
|
|
| Gains (Losses) on Sales of Investment Real Estate | — | — | — | — | — | — | — | — | — | $1.4m | — | |
| Noninterest income: | ||||||||||||
| Interest Income (Expense), Net | $232.3m |
$294.8m
+26.92%
|
$359.3m
+21.89%
|
$365.3m
+1.65%
|
$316.8m
-13.27%
|
$291.2m
-8.09%
|
$344.6m
+18.35%
|
$369.0m
+7.10%
|
$351.6m
-4.73%
|
$503.1m
+43.10%
|
$1.1b
+120.83%
|
|
| Marketing and Advertising Expense | — | — | — | — | — | — | — | — | — | $6.0m | — | |
| Labor and Related Expense | $104.6m | $153.0m | $165.2m | $140.9m | $147.8m | $150.6m | $152.7m | $159.3m | $160.5m | $191.2m | — | |
| Amortization of Intangible Assets | $2.9m | $3.5m | $4.9m | $5.8m | $6.2m | $5.2m | $5.1m | $4.8m | $4.6m | $15.2m | — | |
| Noninterest expense: | ||||||||||||
| Interest expense: | ||||||||||||
| Total interest expense | $48.2m | $65.5m | $111.8m | $144.3m | $93.0m | $37.9m | $42.7m | $207.3m | $262.4m | $329.7m | — | |
| Debt and Equity Securities, Gain (Loss) | — | — | ($3.7m) | $4.4m | ($7.5m) | ($787k) | ($2.0m) | ($24.9m) | ($50.1m) | — | — | |
| Debt and Equity Securities, Unrealized Gain (Loss) | — | — | — | — | — | — | — | $513k | $7k | — | — | |
| Marketable Securities, Realized Gain (Loss), Excluding Other-than-temporary Impairment Loss | — | — | — | — | — | — | — | — | — | $0 | — | |
| Other Nonoperating Income (Expense) | — | — | — | — | — | — | $7.0m | $2.0m | $13.6m | — | — | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | — | — | — | — | — | $149.0m | $113.8m | $78.3m | $79.5m | $121.9m | $219.8m | |
| Current Income Tax Expense (Benefit) | $7.9m | $12.8m | $15.4m | $21.9m | ($23.9m) | $24.9m | $24.7m | $13.1m | $18.1m | $9.2m | $60.0m | |
| Income Tax Expense (Benefit) | $18.8m | $44.5m | $27.6m | $22.5m | — | $30.4m | $21.3m | $8.7m | $18.5m | $31.6m | $60.0m | |
| Net Income (Loss) Attributable to Parent | $58.7m |
$55.2m
-5.83%
|
$105.8m
+91.44%
|
$97.5m
-7.86%
|
($533.0m)
-646.96%
|
$118.7m
+122.26%
|
$92.5m
-22.02%
|
$69.6m
-24.79%
|
$61.0m
-12.35%
|
$90.3m
+47.98%
|
$159.8m
+77.01%
|
|
| Net Income (Loss) Available to Common Stockholders, Basic | $58.7m |
$55.0m
-6.21%
|
$104.8m
+90.53%
|
$96.5m
-7.97%
|
($533.3m)
-652.73%
|
$118.7m
+122.25%
|
$92.5m
-22.02%
|
— | — | — | $159.8m | |
| Preferred Stock Dividends, Income Statement Impact | — | $219k | $918k | $960k | $313k | $0 | $0 | — | — | — | — | |
| Earnings Per Share, Basic | $1.89 | $1.40 | $2.30 | $1.98 | ($10.60) | $2.41 | $2.03 | $1.61 | $1.44 | $1.03 | $3.08 | |
| Earnings Per Share, Diluted | $1.88 | $1.39 | $2.29 | $1.97 | ($10.60) | $2.39 | $2.02 | $1.60 | $1.43 | $1.03 | $3.08 | |
| Income (Loss) from Continuing Operations, Per Basic Share | $2 | $1 | $2 | $2 | ($10) | $2 | $2 | $2 | $1 | $1 | — | |
| Income (Loss) from Continuing Operations, Per Diluted Share | $2 | $1 | $2 | $2 | ($10) | $2 | $2 | $2 | $1 | $1 | — | |
| Common Stock, Dividends, Per Share, Declared | $0.80 | $0.84 | $0.88 | $0.92 | $0.72 | $0.48 | $0.54 | $0.72 | $0.72 | $0.73 | — | |
| Preferred Stock, Dividends Per Share, Declared | — | $0.42 | $1.76 | $1.84 | $1.20 | — | — | $0.54 | $0.54 | $0.73 | — | |
| Weighted Average Number of Shares Outstanding, Basic | 31.0m | 39.5m | 46.0m | 49.3m | 50.3m | 49.2m | 45.6m | 43.3m | 42.5m | 87.4m | 86.3m | |
| Weighted Average Number of Shares Outstanding, Diluted | 31.2m | 39.7m | 46.2m | 49.4m | 50.3m | 49.6m | 45.9m | 43.5m | 42.8m | 87.7m | 86.5m | |
| Additional Financial Items | ||||||||||||
| Bank Owned Life Insurance Income | $3.9m | $3.6m | $6.2m | $5.3m | $5.4m | $5.6m | $5.5m | $5.4m | $6.2m | — | — | |
| Business Combination, Acquisition Related Costs | — | — | — | — | — | — | — | — | — | $61.7m | — | |
| Debt Securities Available For Sale Excluding Accrued Interest Allowance For Credit Loss Not Previously Recorded | — | — | — | — | — | — | — | — | — | $12k | — | |
| Depreciation, Depletion and Amortization, Nonproduction | $8.4m | $9.9m | $10.8m | $10.9m | — | — | — | — | — | — | $29.0m | |
| Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal | — | — | — | — | — | — | $11.0m | $32.0m | $24.0m | $33.6m | — | |
| Goodwill, Impairment Loss | $0 | $0 | $0 | $0 | $553.8m | $0 | $0 | — | — | — | — | |
| Income (Loss) from Continuing Operations, Net of Tax, Attributable to Parent | — | — | — | $101.5m | ($513.2m) | $118.7m | $92.5m | $69.6m | $61.0m | — | — | |
| Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest | — | — | — | $101.5m | ($513.2m) | $118.7m | $92.5m | $69.6m | $61.0m | — | — | |
| Income (Loss) from Discontinued Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest | — | — | — | ($4.1m) | ($19.8m) | $0 | $0 | — | — | — | — | |
| Income (Loss) from Discontinued Operations, Net of Tax, Attributable to Parent | — | — | — | ($4.1m) | ($19.8m) | $0 | $0 | — | — | — | — |