← BANK OF CHILE
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Net income for the year | ($18.0b) | $22.5m | $29.6m | ($6.5b) | ($99.3m) | $34.2m | $1.4t | $1.4t | $1.2t | $1.2t | — | |
| Net Income (Loss) Attributable to Parent | — | — | — | — | $401.6b | — | — | — | — | — | — | |
| Profit or Loss | $575.1b | $929.6m | $870.3m | $603.7b | $564.2m | $1.2b | $1.4t | $1.4t | $1.2t | — | — | |
| Other Adjustments To Reconcile Profit Loss | — | — | — | — | — | — | $1.0t | $1.0t | $1.1t | — | — | |
| Depreciation and amortization | $274.0m | $270k | ($1.8m) | $2.6b | $2.3m | $2.0m | $84.2b | $92.3b | $94.6b | $95.1b | $95.3b | |
| Change in deferred tax assets and liabilities | — | — | — | — | ($58.9b) | $20.2b | ($91.0b) | $44.5b | ($1.5b) | ($9.7b) | — | |
| Impairment of non-financial assets | — | — | — | — | $1.7b | $490k | $77.0m | $1.8b | $2.9b | $1.9b | — | |
| Impairments for credit risk from financial assets at FVTOCI | — | — | — | — | ($4.7b) | $1.0b | $8.0b | ($2.8b) | $1.0b | $4.4b | — | |
| Net change in exchange rates, interest, indexation and fees accrued on assets and liabilities | — | — | — | — | — | — | ($766.8b) | $203.5b | $553.4b | $478.8b | — | |
| Net (increase) decrease in other assets and liabilities | $86.8b | $13.0b | ($199.0m) | $129.1b | $427.6m | ($400.6m) | $134.7b | ($53.4b) | ($287.1b) | $249.2b | — | |
| Total net cash from operating activities | $162.5b | $1.4b | ($1.9b) | $1.4t | ($3.5b) | $3.5b | $128.6b | $1.7t | $3.7t | $826.1b | ($654.2b) | |
| Net gain on sale of sale of property and equipment | — | — | — | — | ($30.0m) | ($214.0m) | ($1.0b) | ($3.0b) | ($938.0m) | ($6.7b) | — | |
| Proceeds From Sales Of Property Plant And Equipment Classified As Investing Activities | $220.0m | $1.1m | $5.2m | $92.0m | $563k | $251k | $1.3b | $3.6b | $1.3b | $9.1b | — | |
| Property and equipment purchase | ($27.8b) | ($37.7m) | ($40.5m) | ($43.5b) | ($40.0m) | ($40.1m) | ($18.7b) | ($24.8b) | ($16.4b) | ($17.9b) | — | |
| Property and equipment sale | $220.0m | $1.1m | $5.2m | $92.0m | $563k | $251k | $1.3b | $3.6b | $1.3b | $9.1b | — | |
| Dividend received of investments in companies | $667.0m | $786k | $593k | $552.0m | $1.4m | $1.3m | $3.6b | $4.7b | $3.0b | $3.4b | — | |
| Net gain from investments in associates and joint ventures | — | — | — | — | $5.1b | ($1.8b) | ($13.0b) | ($13.4b) | ($8.7b) | ($12.0b) | — | |
| Sale of investments in companies | — | — | — | — | — | — | — | — | $11.8b | — | — | |
| Total net cash (used in) from investing activities | $523.3b | ($1.9b) | $600.5m | ($396.7b) | $295.4m | ($3.5b) | ($847.8b) | ($346.5b) | $2.0t | ($1.2t) | — | |
| Cash flows from financing activities: | ||||||||||||
| Fair value of debt financial instruments held for trading at FVTPL | ($2.4b) | $2.6m | ($956k) | $294.0m | ($1.3m) | $7.2m | ($5.7b) | $2.3b | ($1.7b) | ($5.2b) | — | |
| Net decrease (increase) in debt financial instruments at FVTOCI | $563.5b | ($1.1t) | $669.1m | ($301.2b) | $401.1m | ($2.4b) | ($748.5b) | $257.6b | $1.6t | ($1.5t) | — | |
| Net decrease (increase) in debt financial instruments at amortized cost | — | — | — | — | — | ($954.1m) | $6.3b | ($493.6b) | $506.3b | $380.1b | — | |
| Net decrease (increase) in debt financial instruments held for trading at FVTPL | — | — | — | — | ($2.8t) | $654.8b | $432.8b | ($55.3b) | $1.6t | ($1.4t) | — | |
| Payment of other long-term borrowings | ($21.4b) | ($5.4m) | ($14.1m) | ($4.0b) | ($23.8m) | ($243k) | ($107.0m) | ($58.0m) | ($17.0m) | — | — | |
| Dividends Paid Classified As Financing Activities | $366.7b | $555.8m | $539.3m | $356.3b | $492.4m | $258.3m | $539.8b | $866.9b | $815.9b | — | ($1.0t) | |
| Dividends Paid Ordinary Shares Per Share | $3.81 | $3.50 | $3.76 | $3.53 | $3.47 | — | — | — | — | — | ($1,009,925,000,000.00) | |
| Dividends paid | — | — | $201.3b | $177.8b | $172.6b | $81.3b | $539.8b | $866.9b | $815.9b | — | ($1.0t) | |
| Dividends payment and/or withdrawals of paid-in capital related to of the subsidiaries corresponding to the non-controlling interest | ($737.4b) | ($1.2b) | ($577.7m) | ($460.1b) | ($1.0m) | ($1.0m) | ($1.0m) | ($1.0m) | ($1.6t) | ($1.4t) | — | |
| Payment of ordinary share dividends | ($366.7b) | ($555.8m) | ($539.3m) | ($356.3b) | ($492.4m) | ($258.3m) | ($539.8b) | ($866.9b) | ($815.9b) | ($995.4b) | — | |
| Total net cash from (used in) financing activities | ($711.6b) | $215.6m | $929.9m | $802.4b | $2.1b | $1.6b | ($161.8b) | ($1.6t) | ($5.6t) | $110.8b | — | |
| INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS FOR THE YEAR | ($25.8b) | ($289.9m) | ($393.9m) | $1.8t | ($1.1b) | $1.6b | ($881.0b) | ($176.7b) | $108.8b | ($252.3b) | ||
| Cash and cash equivalents at the beginning of the year | $2.7b | $2.3b | $1.8b | $3.1t | $3.2b | $4.7b | $3.2t | $3.0t | $3.3t | $2.9t | — | |
| Effect of exchange rate fluctuations on cash and cash equivalents | ($28.9b) | ($62.4m) | $167.4m | $34.3b | ($48.3m) | $381.1m | $38.0b | $15.6b | $164.7b | ($78.1b) | — | |
| Additional Supplementary Disclosures | ||||||||||||
| Additional Supplementary Disclosures | ||||||||||||
| (Decrease) increase in deposits and other term deposits | $635.2b | ($716.9m) | $836.0m | $184.9b | ($2.7b) | $274.5m | $5.0t | $1.3t | ($1.2t) | ($183.0b) | — | |
| (Decrease) increase in repurchase agreements | $21.7b | ($33.3m) | $142.1m | $1.7b | ($47.0m) | ($206.9m) | $144.0b | ($60.0b) | ($55.2b) | $179.7b | — | |
| Acquisition of intangibles | ($11.2b) | ($30.5m) | ($33.9m) | ($20.9b) | ($26.2m) | ($35.4m) | ($56.9b) | ($60.0b) | ($57.6b) | ($58.6b) | — | |
| Additional Financial Items | ||||||||||||
| Adjustments For Current Tax Of Prior Period | $1.0b | ($1.4b) | $2.6b | ($331.0m) | $813.0m | $3.0b | $2.9b | $620.0m | ($5.3b) | — | — | |
| Adjustments For Undistributed Profits Of Associates | $4.0b | $9.0m | $9.8m | $6.0b | ($7.2m) | $2.1m | ($289.2b) | ($322.1b) | ($333.6b) | — | — | |
| Adjustments For Unrealised Foreign Exchange Losses Gains | $28.9b | $62.4m | ($167.4m) | $146.8b | ($10.0m) | ($586.7m) | ($766.8b) | $203.5b | — | — | — | |
| Allowances established for credit risk | ($109.0m) | ($710.0m) | $2.9m | ($45.0m) | $102.8m | ($6.0m) | $418.4b | $321.8b | $421.2b | $462.1b | — | |
| General And Administrative Expense | — | — | — | $233.7b | $233.5b | $237.7b | $14.2b | $11.4b | $9.4b | — | — | |
| Goodwill | $16.7b | $16.7b | $16.7b | — | — | — | — | — | — | — | $1.0b | |
| Income tax | ($4.0b) | ($9.0m) | ($9.8m) | ($6.0b) | $7.2m | ($2.1m) | ($289.2b) | ($322.1b) | ($333.6b) | ($318.4b) | — | |
| Increase (decrease) in deposits and other demand deposits | — | — | — | — | $3.8t | $3.4t | ($5.0t) | ($59.9b) | $942.6b | $237.0b | — | |
| Increase (decrease) in obligations with foreign banks | — | — | — | — | ($999.9b) | ($45.4b) | $527.0b | ($42.5b) | $91.4b | $318.7b | — | |
| Increase (decrease) in other financial obligations | $17.5b | ($73.0m) | ($12.6m) | $42.7b | $74.0m | $97.5m | $94.1b | ($4.6b) | ($54.8b) | $88.5b | — | |
| Interest and indexation paid | ($737.4b) | ($1.2b) | ($577.7m) | ($460.1b) | ($710.2m) | ($308.3m) | ($1.3t) | ($1.4t) | ($1.6t) | ($1.4t) | — | |
| Interest and indexation received | ($1.8t) | ($3.1b) | $2.7b | $2.0t | $2.5b | $1.9b | $2.8t | $3.5t | $3.6t | $3.5t | — | |
| Issuance of senior bonds | $887.2b | $958.8m | $3.1b | $2.6t | $1.2b | $1.9b | $1.4t | $1.2t | $1.0t | $2.7t | — | |
| Leasehold improvements | — | — | — | — | ($847.0m) | ($1.4b) | ($2.5b) | ($2.0b) | ($872.0m) | ($765.0m) | — | |
| Net (increase) in loans to customers | ($1.0t) | ($751.3m) | ($3.9b) | ($2.3t) | ($1.6b) | ($3.4b) | ($1.2t) | ($913.8b) | ($1.5t) | ($767.8b) | — | |
| Net decrease (increase) in loans to banks | $221.6b | $672.0m | ($1.1b) | $354.3b | ($2.5b) | $1.7b | ($640.7b) | ($340.4b) | $1.9t | $263.6b | — | |
| Net gain on sale of assets received in payments | ($183.0m) | ($1.0m) | ($5.2m) | ($90.0m) | ($42k) | ($251k) | ($4.1b) | ($1.4b) | ($2.4b) | ($2.2b) | — | |
| Net operating income, before income tax | ($35.2b) | $23.3m | ($6.6m) | ($58.7b) | ($82.7m) | $23.6m | $1.7t | $1.7t | $1.6t | $1.5t | — | |
| Operating Expenses | — | — | — | — | $37.5m | — | — | — | — | — | — | |
| Other debits (credits) that do not represent movements in cash flows | ($14.1b) | $882k | ($7.2m) | $9.5b | $38.1m | $15.8m | $5.6b | ($60.2b) | ($6.5b) | $25.1b | — | |
| Parent Company | — | — | $201.3b | $177.8b | $172.6b | $81.3b | $539.8b | $866.9b | $815.9b | — | — | |
| Payment of obligations to the Central Bank of Chile | ($3.0m) | ($2.0m) | ($1k) | — | $4.4b | $1.5b | ($14.0m) | — | ($4.3t) | — | — | |
| Payment of principal and interest for obligations under lease contracts | — | — | — | ($29.4b) | ($40.3m) | ($35.9m) | ($32.4b) | ($32.1b) | ($30.0b) | ($30.9b) | — | |
| Payments Of Lease Liabilities Classified As Financing Activities | — | — | — | $144.5b | — | — | — | — | — | — | — | |
| Provisions for contingent loans | — | — | — | — | $73.2b | ($5.1b) | $51.4b | ($53.9b) | ($4.2b) | ($290.0m) | — | |
| Purchase Of Intangible Assets Classified As Investing Activities | $11.2b | $30.5m | $33.9m | $20.9b | $26.2m | $35.4m | $56.9b | $60.0b | $57.6b | — | — | |
| Redemption and payment of interest on mortgage finance bonds of credit | — | — | — | — | ($2.4b) | ($1.6b) | ($2.1b) | ($1.0b) | ($639.0m) | ($350.0m) | — | |
| Redemption and payment of interest on senior bonds | ($1.3t) | ($1.7b) | ($2.1b) | ($1.5t) | ($1.7b) | ($1.6b) | ($1.5t) | ($1.8t) | ($1.4t) | ($2.0t) | — | |
| Redemption and payment of interest on subordinated bonds | — | — | — | — | ($17.1b) | ($16.3b) | ($58.0b) | ($52.2b) | ($50.6b) | ($52.9b) | — | |
| Sale of assets received in lieu of payment | $10.9b | $22.2m | $37.9m | $30.8b | $19.3m | $12.7m | $18.8b | $14.2b | $19.6b | $27.3b | — | |
| Write-off of assets received in lieu of payment or foreclosed at judicial auction | — | — | — | — | — | $418.0m | $38.0m | $485.0m | $1.2b | $225.0m | — |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.