Discounted Cash Flow

KE Holdings Inc. ADR

BEKE · Based on 10 years of SEC filings · Converted from CNY to USD (2 ordinary shares per ADR)

⚠ Cash flow predictability 38/100 (unstable) — FCF YoY std dev 99%, net income 77% (full history)

Average annual growth rates

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income
Dividends

Average annual growth is the mean year-over-year change across each period.

Endpoint CAGR (better for long term trend)

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Endpoint CAGR is the compound annual rate from the first to last year in each period.

Projections use average year-over-year growth. Change this in Settings.

Projected growth rate

Free cash flow growth
10-year: — 5-year: — 3-year: —
Averaged growth (FCF & NI)
10-year: — 5-year: — 3-year: —
Net income growth
10-year: — 5-year: — 3-year: —
Sales growth (not added to calculations)
10-year: — 5-year: — 3-year: —

Click a greyed-out slider to switch metrics. Slide between the 10-year, 5-year, and 3-year historic growth rates for FCF, net income, or their average.

%
%

Historical inputs (10 fiscal years)

YEAR Sales Net Income Free Cash Flow Net Margin EPS (diluted)
2017
2018 $4.3b $-355.8m $382.2m -8.3% $-1.75
2019 $6.9b (60.6%) $-325.6m (8.5%) $-67.0m (-117.5%) -4.7% (43.0%) $-2.94 (-68.0%)
2020 $1.6b (-76.5%) $63.5m (119.5%) $63.5m (194.7%) 3.9% (183.0%) $0.05 (101.7%)
2021 $1.9b (17.3%) $-12.3m (-119.3%) $404.9m (537.9%) -0.6% (-116.5%) $-0.02 (-140.0%)
2022 $1.3b (-30.6%) $-30.0m (-144.3%) $-30.0m (-107.4%) -2.3% (-252.0%) $-0.06 (-200.0%)
2023 $11.6b (784.2%) $123.6m (512.3%) $123.6m (512.3%) 1.1% (146.6%) $0.24 (500.0%)
2024 $13.9b (20.2%) $83.0m (-32.8%) $1.3b (950.3%) 0.6% (-44.1%) $0.16 (-33.3%)
2025 $14.1b (1.2%) $63.8m (-23.1%) $-195.4m (-115.1%) 0.5% (-24.0%) $0.13 (-18.8%)

Base FCF: (latest fiscal year)

Discount rate: %

Terminal growth:

Projection period: years

Alt A decline yrs:

Alt B total yrs:

SEC filings report in CNY. Values above are converted to USD for comparison with the US-listed share price.

Values abbreviated: b = billions, m = millions, k = thousands.

Projected cash flows

Year Projected cash flow Discount Factor Present Value

PV of projected FCF:

Terminal FCF:

Terminal value:

PV of terminal value:

Enterprise value (DCF):

DCF price per share:

Current price:

Alternative DCF Models

Model Fair Value Upside PV(FCFs) PV(Terminal) Total Years
Standard (10yr→TV) 10 + TV
Alt A (Gradual Decline)
Alt B (30yr Hard Stop) N/A

This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.

+ 10YR Financials Balance Sheet (10YR) Cash Flow (10YR) DCF Model