Discounted Cash Flow

Brookfield Wealth Solutions Ltd. Foreign

BNT · Based on 10 years of SEC filings · Converted from CAD to USD

⚠ Cash flow predictability 44/100 (moderate) — FCF YoY std dev 81%, net income 70% (full history)

Average annual growth rates

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income
Dividends

Average annual growth is the mean year-over-year change across each period.

Endpoint CAGR (better for long term trend)

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Endpoint CAGR is the compound annual rate from the first to last year in each period.

Projections use average year-over-year growth. Change this in Settings.

Projected growth rate

Free cash flow growth
10-year: — 5-year: — 3-year: —
Averaged growth (FCF & NI)
10-year: — 5-year: — 3-year: —
Net income growth
10-year: — 5-year: — 3-year: —
Sales growth (not added to calculations)
10-year: — 5-year: — 3-year: —

Click a greyed-out slider to switch metrics. Slide between the 10-year, 5-year, and 3-year historic growth rates for FCF, net income, or their average.

%
%

Historical inputs (10 fiscal years)

YEAR Sales Net Income Free Cash Flow Net Margin EPS (diluted)
2019 $276.5m $4.3m $4.3m 1.6% $67.72
2020 $372.0m (34.6%) $1.4m (-66.7%) $288.8m (6550.0%) 0.4% (-75.2%) $18.92 (-72.1%)
2021 $5.3b (1328.8%) $-30.4m (-2200.0%) $1.1b (296.2%) -0.6% (-247.0%) $-4.92 (-126.0%)
2022 $3.7b (-30.5%) $405.3m (1433.3%) $77.4m (-93.2%) 11.0% (2019.6%) $13.75 (379.5%)
2023 $5.1b (37.6%) $589.2m (45.4%) $1.1b (1308.4%) 11.6% (5.6%) $10.51 (-23.6%)
2024 $10.2b (100.9%) $877.9m (49.0%) $3.3b (203.2%) 8.6% (-25.8%) $8.69 (-17.3%)
2025 $8.4b (-17.5%) $699.9m (-20.3%) $1.9b (-42.8%) 8.3% (-3.4%) $3.35 (-61.4%)

Base FCF: (latest fiscal year)

Discount rate: %

Terminal growth:

Projection period: years

Alt A decline yrs:

Alt B total yrs:

SEC filings report in CAD. Values above are converted to USD for comparison with the US-listed share price.

Values abbreviated: b = billions, m = millions, k = thousands.

Projected cash flows

Year Projected cash flow Discount Factor Present Value

PV of projected FCF:

Terminal FCF:

Terminal value:

PV of terminal value:

Enterprise value (DCF):

DCF price per share:

Current price:

Alternative DCF Models

Model Fair Value Upside PV(FCFs) PV(Terminal) Total Years
Standard (10yr→TV) 10 + TV
Alt A (Gradual Decline)
Alt B (30yr Hard Stop) N/A

This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.

+ 10YR Financials Balance Sheet (10YR) Cash Flow (10YR) DCF Model