Discounted Cash Flow

Banco Santander Chile ADR

BSAC · Based on 10 years of SEC filings · Converted from CLP to USD

⚠ Cash flow predictability 67/100 (moderate) — FCF YoY std dev 45%, net income 48% (full history)

DCF estimate unavailable — loss_in_2023

Average annual growth rates

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income
Dividends

Average annual growth is the mean year-over-year change across each period.

Endpoint CAGR (better for long term trend)

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Endpoint CAGR is the compound annual rate from the first to last year in each period.

Projections use average year-over-year growth. Change this in Settings.

Projected growth rate

Free cash flow growth
10-year: — 5-year: — 3-year: —
Averaged growth (FCF & NI)
10-year: — 5-year: — 3-year: —
Net income growth
10-year: — 5-year: — 3-year: —
Sales growth (not added to calculations)
10-year: — 5-year: — 3-year: —

Click a greyed-out slider to switch metrics. Slide between the 10-year, 5-year, and 3-year historic growth rates for FCF, net income, or their average.

%
%

Historical inputs (10 fiscal years)

YEAR Sales Net Income Free Cash Flow Net Margin EPS (diluted)
2016 $515.1m $858.4m $2526.00
2017 $609.0m (18.2%) $728.2m (-15.2%) $2987.00 (18.3%)
2018 $644.2m (5.8%) $824.1m (13.2%) $3.16 (-99.9%)
2019 $669.9m (4.0%) $923.4m (12.1%) $3.29 (4.0%)
2020 $592.5m (-11.5%) $636.1m (-31.1%) $2.91 (-11.5%)
2021 $-911.5m (-253.8%) $1.1b (78.9%) $4.49 (54.4%)
2022 $-857.2m (6.0%) $2.7b (133.7%) $4.20 (-6.3%)
2023 $-626.9m (26.9%) $4.4b (65.1%) $3.08 (-26.9%)
2024 $922.9m (247.2%) $4.3b (-1.1%) $4.53 (47.2%)
2025 $1.1b (19.8%) $3.4b (-22.6%) $5.42 (19.8%)

Base FCF: (latest fiscal year)

Discount rate: %

Terminal growth:

Projection period: years

Alt A decline yrs:

Alt B total yrs:

SEC filings report in CLP. Values above are converted to USD for comparison with the US-listed share price.

Values abbreviated: b = billions, m = millions, k = thousands.

Projected cash flows

Year Projected cash flow Discount Factor Present Value

PV of projected FCF:

Terminal FCF:

Terminal value:

PV of terminal value:

Enterprise value (DCF):

DCF price per share:

Current price:

Alternative DCF Models

Model Fair Value Upside PV(FCFs) PV(Terminal) Total Years
Standard (10yr→TV) 10 + TV
Alt A (Gradual Decline)
Alt B (30yr Hard Stop) N/A

This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.

+ 10YR Financials Balance Sheet (10YR) Cash Flow (10YR) DCF Model

loss_in_2023

Once the company meets all DCF eligibility criteria (sufficient history, profitability, growth trends), an estimate will become available automatically. No action is needed.