← BYLINE BANCORP, INC.
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Net Income (Loss) Attributable to Parent | $66.7m |
$21.7m
-67.49%
|
$41.2m
+89.87%
|
$57.0m
+38.38%
|
$37.5m
-34.27%
|
$92.8m
+147.64%
|
$88.0m
-5.21%
|
$107.9m
+22.65%
|
$120.8m
+11.94%
|
$130.1m
+7.69%
|
— | |
| Net Income (Loss) Available to Common Stockholders, Basic | $66.7m |
$10.4m
-84.39%
|
$40.4m
+287.89%
|
$56.2m
+39.12%
|
$36.7m
-34.75%
|
$92.0m
+150.80%
|
$87.8m
-4.61%
|
$107.9m
+22.93%
|
$120.8m
+11.94%
|
— | — | |
| Depreciation, Amortization and Accretion, Net | $5.1m | $5.2m | $5.6m | $6.4m | $6.5m | $6.0m | $4.3m | $4.5m | $5.0m | $4.6m | $4.5m | |
| Amortization of Debt Issuance Costs | — | — | — | — | $84k | $175k | $174k | $175k | $174k | $160k | — | |
| Amortization of Intangible Assets | $3.0m | $3.1m | $5.6m | $7.7m | $7.6m | $7.1m | $6.7m | $6.0m | $5.4m | $5.6m | — | |
| Deferred Income Tax Expense (Benefit) | ($61.5m) | $16.6m | $15.4m | ($882k) | ($9.1m) | ($60k) | $25.6m | $26.6m | ($2.6m) | $7.8m | $7.4m | |
| Share-based Payment Arrangement, Noncash Expense | $899k | $1.5m | $1.5m | $1.7m | $2.6m | $4.0m | $5.3m | $6.7m | $7.9m | $9.3m | $9.5m | |
| Payment, Tax Withholding, Share-based Payment Arrangement | — | — | — | — | — | — | — | $2.3m | $2.8m | $5.0m | — | |
| Share-based Payment Arrangement, Expense | $899k | $1.3m | $458k | — | — | — | — | — | — | — | $9.5m | |
| Gain (Loss) on Sale of Assets and Asset Impairment Charges | — | — | — | — | — | $2.2m | — | — | $1.1m | $0 | — | |
| Goodwill, Impairment Loss | — | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $76k | |
| Operating Lease, Impairment Loss | — | — | — | — | — | — | — | $395k | $194k | $0 | — | |
| Changes in operating assets and liabilities: | ||||||||||||
| Increase (Decrease) in Other Operating Assets | $4.0m | $350k | $5.3m | $10.3m | — | — | — | — | — | — | — | |
| Net Cash Provided by (Used in) Operating Activities | ($26.2m) |
$2.1m
+108.07%
|
$79.9m
+3679.43%
|
$29.3m
-63.33%
|
$109.0m
+271.91%
|
$74.4m
-31.73%
|
$220.3m
+196.04%
|
$166.1m
-24.63%
|
$175.2m
+5.48%
|
$140.3m
-19.89%
|
$167.1m
+19.06%
|
|
| Cash flows from investing activities: | ||||||||||||
| Gain (Loss) on Disposition of Property Plant Equipment | ($20k) | ($110k) | ($151k) | ($26k) | ($3.0m) | $313k | ($297k) | $723k | $1.3m | $672k | ($23.0m) | |
| Payments to Acquire Property, Plant, and Equipment | $5.9m | $2.5m | $2.6m | $4.3m | $3.9m | $2.2m | $3.6m | $3.9m | $4.0m | $4.0m | ($2.4m) | |
| Equipment Expense | $2.0m | $2.5m | $2.4m | $3.1m | $3.6m | $4.1m | $3.8m | $4.5m | $4.0m | $3.8m | — | |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale | $95.4m | $7.9m | $29.6m | $123.6m | $193.0m | $46.8m | $26.8m | $11.2m | $111.1m | $80.4m | — | |
| Payments to Acquire Businesses, Net of Cash Acquired | $11.3m | — | — | — | — | — | — | — | — | — | — | |
| Net Cash Provided by (Used in) Investing Activities | ($271.3m) | ($36.9m) | ($369.4m) | ($250.6m) | ($886.4m) | ($236.0m) | ($819.9m) | ($336.2m) | ($330.9m) | ($223.6m) | ($235.1m) | |
| Cash flows from financing activities: | ||||||||||||
| Debt and Equity Securities, Gain (Loss) | — | — | $164k | $1.2m | $5.3m | $1.4m | $50k | $0 | ($699k) | ($21k) | — | |
| Gain (Loss) on Extinguishment of Debt | — | — | — | — | — | — | — | — | — | ($843k) | — | |
| Payments for Repurchase of Common Stock | — | — | — | — | $1.7m | $28.9m | $17.3m | $0 | $0 | $23.7m | — | |
| Payments of Ordinary Dividends, Common Stock | — | — | — | — | $5.7m | $11.3m | $13.4m | $14.6m | $15.8m | $18.2m | ($19.2m) | |
| Proceeds from Issuance of Common Stock | $49.6m | $76.8m | $203k | $580k | $3.6m | $2.1m | $1.5m | $1.8m | $4.5m | $1.9m | $2.0m | |
| Other Interest and Dividend Income | $393k | $871k | $1.8m | $2.3m | $1.6m | $2.3m | $2.8m | $7.7m | $20.4m | $9.2m | — | |
| Net Cash Provided by (Used in) Financing Activities | $299.2m |
$46.6m
-84.43%
|
$353.0m
+657.49%
|
$180.1m
-48.97%
|
$780.0m
+333.04%
|
$236.1m
-69.73%
|
$620.9m
+162.96%
|
$217.0m
-65.06%
|
$492.8m
+127.12%
|
($330.8m)
-167.13%
|
($155.6m)
+52.95%
|
|
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect | — | — | — | ($41.1m) | $2.7m | $74.5m | $21.4m | $46.8m | $337.0m | ($414.0m) | $198.4m | |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | — | — | — | $80.7m | $83.4m | $157.9m | $179.4m | $226.1m | $563.1m | $149.1m | $198.4m | |
| Additional Supplementary Disclosures | ||||||||||||
| Additional Supplementary Disclosures | ||||||||||||
| Provision for Loan, Lease, and Other Losses | — | — | — | — | — | — | — | — | $27.0m | — | $32.5m | |
| Bank Owned Life Insurance Income | — | $313k | — | $69k | — | $0 | — | — | — | — | — | |
| Gain (Loss) on Sales of Loans, Net | $4.3m | $33.1m | $31.6m | $31.8m | $33.3m | $46.3m | $31.9m | $22.8m | $24.5m | $22.7m | — | |
| Proceeds from Stock Options Exercised | — | — | $2.3m | $3.1m | — | — | — | — | — | — | — | |
| Parent Company | — | — | — | — | $5.7m | $11.3m | $13.4m | $14.6m | $15.8m | $18.2m | — | |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating Activities | $6.2m | $15.3m | $26.0m | $48.0m | $25.9m | $13.1m | $31.2m | $128.6m | $217.4m | $197.0m | — | |
| Income Taxes Paid, Net | ($250k) | $2.8m | $3.5m | $19.4m | $14.4m | $34.8m | $28.7m | $12.2m | $12.5m | — | — | |
| Additional Financial Items | ||||||||||||
| Accretion Expense | $876k | $721k | $624k | $566k | $505k | $455k | $432k | $453k | $438k | $519k | — | |
| Equity Securities, FV-NI, Realized Gain (Loss) | — | — | — | $1.4m | $729k | ($62k) | ($603k) | $1.1m | $1.1m | $795k | — | |
| Gain (Loss) on Sale of Properties | $967k | ($217k) | $1.1m | $82k | $1k | $632k | $208k | $349k | $1.5m | $834k | — | |
| Gain (Loss) on Termination of Lease | — | — | — | — | — | — | — | $838k | $67k | — | — | |
| Goodwill | $52.0m | $52.0m | $128.2m | $148.4m | $148.4m | $148.4m | $148.4m | $181.7m | $181.7m | $181.9m | $76k | |
| Income Tax Expense (Benefit) | ($61.2m) | $19.1m | $14.2m | $20.3m | $14.2m | $31.4m | $26.7m | $37.8m | $40.3m | $43.2m | — | |
| Financing Receivable, Credit Loss, Expense (Reversal) | — | — | — | — | — | — | — | — | $28.3m | $35.8m | — | |
| Stock or Unit Option Plan Expense | — | — | — | — | — | — | — | — | $0 | $0 | — |