← PATHWARD FINANCIAL, INC.
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $178.1m |
$265.4m
+49.04%
|
$315.1m
+18.72%
|
$486.8m
+54.49%
|
$498.8m
+2.48%
|
$549.9m
+10.24%
|
$601.1m
+9.32%
|
$727.7m
+21.05%
|
$797.4m
+9.58%
|
$839.9m
+5.33%
|
$684.8m
-18.47%
|
|
| Interest Revenue (Expense), Net | $77.3m | $93.2m | $130.5m | $264.2m |
$259.0m
-1.96%
|
$279.0m
+7.70%
|
$307.3m
+10.16%
|
$387.9m
+26.21%
|
$497.8m
+28.35%
|
$511.8m
+2.81%
|
— | |
| Noninterest income: | ||||||||||||
| Interest Income (Expense), Net | $77.3m |
$93.2m
+20.60%
|
$130.5m
+40.03%
|
$264.2m
+102.38%
|
$259.0m
-1.96%
|
$279.0m
+7.70%
|
$307.3m
+10.16%
|
$387.9m
+26.21%
|
$497.8m
+28.35%
|
$511.8m
+2.81%
|
$495.6m
-3.17%
|
|
| Selling, General and Administrative Expense | — | — | — | — | — | — | — | — | — | $0 | $210.4m | |
| Labor and Related Expense | $61.7m | $88.7m | $109.0m | $155.8m | $136.2m | $151.1m | $171.1m | $184.3m | $201.5m | $200.5m | — | |
| Amortization of Intangible Assets | $4.8m | $12.4m | $9.6m | $17.7m | $11.0m | $8.5m | $6.6m | $5.0m | $4.1m | $3.5m | — | |
| Interest expense: | ||||||||||||
| Total interest expense | $4.1m | $14.9m | $28.0m | $61.5m | $33.8m | $6.9m | $4.9m | $10.9m | $21.2m | $11.6m | — | |
| Interest income: | ||||||||||||
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | $38.8m | $55.1m | $57.4m | $97.9m | $115.0m | $156.4m | $187.3m | $182.1m | $218.6m | $223.1m | $210.5m | |
| Income Tax Expense (Benefit) | $5.6m | $10.2m | $5.1m | ($3.4m) | $5.7m | $10.7m | $28.0m | $16.3m | $34.1m | $36.3m | $33.7m | |
| Net Income (Loss) Attributable to Parent | $33.2m |
$44.9m
+35.21%
|
$51.6m
+14.92%
|
$97.0m
+87.92%
|
$104.7m
+7.95%
|
$141.7m
+35.32%
|
$156.4m
+10.36%
|
$163.6m
+4.62%
|
$183.2m
+11.98%
|
$185.9m
+1.45%
|
$175.6m
-5.55%
|
|
| Net Income (Loss) Available to Common Stockholders, Basic | — | $56k |
$116k
+107.63%
|
— | — | $139.0m |
$153.8m
+10.65%
|
$161.2m
+4.77%
|
$181.5m
+12.65%
|
$185.2m
+2.01%
|
$175.6m
-5.20%
|
|
| Net Income (Loss) Attributable to Noncontrolling Interest | $0 | $0 | $673k | $4.3m | $4.6m | $4.0m | $3.0m | $2.2m | $1.3m | $915k | $175.6m | |
| Preferred Stock Dividends and Other Adjustments | — | $9.2m | $30.7m | — | — | — | — | — | — | — | — | |
| Earnings Per Share, Basic | $3.95 | $4.86 | $1.68 | $2.49 | $2.94 | $4.38 | $5.26 | $6.01 | $7.21 | $7.91 | $8.03 | |
| Earnings Per Share, Diluted | $3.92 | $4.83 | $1.67 | $2.49 | $2.94 | $4.38 | $5.26 | $5.99 | $7.20 | $7.87 | $7.99 | |
| Common Stock, Dividends, Per Share, Declared | — | — | — | — | — | — | — | — | $0.20 | $0.20 | — | |
| Weighted Average Number of Shares Outstanding, Basic | 8.4m | 9.3m | 30.9m | 38.9m | 35.7m | 31.7m | 29.2m | 26.8m | 25.2m | 23.4m | 21.9m | |
| Weighted Average Number of Shares Outstanding, Diluted | 8.5m | — | — | 38.9m | 35.7m | 31.8m | 29.2m | 26.9m | 25.2m | 23.5m | 22.0m | |
| Additional Financial Items | ||||||||||||
| Other Interest and Dividend Income | $29.4m | $39.4m | $44.6m | $39.8m | $22.7m | $17.6m | $17.3m | $33.9m | $41.1m | $33.5m | — | |
| Bank Owned Life Insurance Income | $4.9m | $3.9m | — | — | — | — | — | — | — | — | — | |
| Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual Amount | — | — | — | — | — | — | — | — | $1.0m | $3.0m | — | |
| Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal | $72.7m | $82.6m | $101.1m | $208.6m | $194.3m | $229.2m | $28.9m | $57.4m | $57.7m | $56.5m | — | |
| Goodwill, Impairment Loss | — | — | — | $0 | $0 | $0 | $0 | $0 | $0 | $0 | — | |
| Lease Income | — | — | — | — | $69.1m | $67.8m | $69.1m | $71.1m | $70.1m | $70.4m | — | |
| Sales-type Lease, Selling Profit (Loss) | — | — | — | — | $2.2m | $337k | $0 | — | — | — | — | |
| Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest | $38.8m | $55.1m | $57.4m | $97.9m | $4.6m | $4.0m | $3.0m | $2.2m | $1.3m | $915k | — |