← Central Bancompany, Inc.
| Annual Trend | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Net sales | $2.1b | $2.2b |
$2.4b
+7.57%
|
$2.7b
+13.11%
|
$3.3b | $3.3b | $3.3b | $195.3m | $205.9m |
$1.0b
+408.62%
|
|
| Total interest income | — | — | — | — | — | — | — | $905.0m |
$989.9m
+9.39%
|
— | |
| Other income revenues | $2.1b | $2.2b | $2.4b | $2.7b | $3.3b | $3.3b | $3.3b | $195.3m | $205.9m | — | |
| Mortgage banking revenue | — | — | — | — | — | — | — | $42.1m | $39.6m | — | |
| Cost of goods sold | $1.4b |
$1.5b
+8.32%
|
$1.7b
+9.02%
|
$1.9b
+13.10%
|
$2.3b
+22.85%
|
$2.3b
+0.58%
|
$2.4b
+0.72%
|
$2.3b
-4.51%
|
$2.1b
-5.54%
|
— | |
| Net interest income | — | — | — | — | — | — | — | $687.3m |
$789.7m
+14.89%
|
$809.0m
+2.45%
|
|
| Gross profit | $632.8m |
$675.4m
+6.73%
|
$704.0m
+4.24%
|
$796.6m
+13.14%
|
$970.9m
+21.89%
|
$992.3m
+2.20%
|
$946.8m
-4.58%
|
$943.7m
-0.33%
|
$997.3m
+5.68%
|
— | |
| Selling, general and administrative expenses | $476.7m | $508.0m | $552.0m | $598.6m | $716.4m | $732.3m | $736.2m | $758.3m | $747.3m | $323.1m | |
| Salaries and employee benefits | — | — | — | — | — | — | — | $281.1m | $298.1m | — | |
| Operating income | $156.1m |
$167.3m
+7.19%
|
$152.1m
-9.12%
|
$198.0m
+30.19%
|
$254.5m
+28.55%
|
$260.0m
+2.18%
|
$210.6m
-18.99%
|
$185.4m
-11.99%
|
$250.0m
+34.88%
|
— | |
| Interest expense | ($28.2m) | ($39.2m) | ($42.6m) | ($44.0m) | ($58.6m) | ($58.3m) | ($57.0m) | ($57.5m) | ($57.7m) | $198.8m | |
| Total interest expense | — | — | — | — | — | — | — | $217.7m | $200.3m | — | |
| Net interest income after provision for credit losses | — | — | — | — | — | — | — | $672.7m |
$780.4m
+16.00%
|
$809.0m
+3.67%
|
|
| Interest income | $147k | $3.1m | $9.6m | $4.0m | $415k | $719k | $7.4m | $19.7m | $24.9m | $1.0b | |
| Other expenses | — | — | — | — | — | — | — | $62.6m | $62.0m | — | |
| Other income (expense), net | ($1.6m) | ($3.9m) | $243k | ($4.2m) | ($1.5m) | ($3.6m) | $1.5m | ($5.1m) | ($480k) | — | |
| Total other income | — | — | — | — | — | — | — | $210.4m | $231.7m | — | |
| Total other expenses | — | — | — | — | — | — | — | $489.4m | $505.5m | — | |
| Income before income taxes | $126.4m | $127.4m | $119.3m | $153.7m | $194.8m | $198.9m | $162.4m | $393.7m | $506.6m | $527.6m | |
| Income taxes | $46.7m | $3.3m | $26.6m | $32.2m | $42.0m | $46.2m | $36.3m | $87.9m | $115.7m | — | |
| Net income | $78.8m |
$123.6m
+56.79%
|
$92.8m
-24.93%
|
$120.7m
+30.06%
|
$151.7m
+25.75%
|
$152.2m
+0.27%
|
$125.6m
-17.42%
|
$305.8m
+143.40%
|
$390.9m
+27.81%
|
$407.1m
+4.17%
|
|
| Net income per common share - basic (in dollars per share) | $2 | $2 | $2 | $2 | $3 | $2 | $2 | $1 | $2 | — | |
| Net income per common share - diluted (in dollars per share) | $2 | $2 | $2 | $2 | $3 | $2 | $2 | $1 | $2 | — | |
| Net income including noncontrolling interest | $79.7m | $124.1m | $92.6m | $121.5m | $152.8m | $152.7m | $126.1m | $109.3m | $164.0m | $407.1m | |
| Net income attributable to noncontrolling interest | $902k | $526k | ($139k) | $844k | $1.0m | $520k | $454k | $1.3m | $1.1m | — | |
| Basic (in shares) | $50.2m | $51.7m | $56.8m | $54.0m | $53.9m | $66.5m | $65.5m | $65.7m | $63.1m | $227.4m | |
| Diluted (in shares) | $51.8m | $53.3m | $57.6m | $54.7m | $55.2m | $68.0m | $66.8m | $66.9m | $63.8m | $227.5m | |
| Loans | — | — | — | — | — | — | — | $708.4m | $712.4m | — | |
| Investment securities | — | — | — | — | — | — | — | $151.5m | $237.3m | — | |
| Interest-bearing cash and bank deposits | — | — | — | — | — | — | — | $45.1m | $40.3m | — | |
| Deposits | — | — | — | — | — | — | — | $190.4m | $175.2m | — | |
| Federal funds purchased and customer repurchase agreements | — | — | — | — | — | — | — | $27.2m | $25.1m | — | |
| Provision for credit losses | — | — | — | — | — | — | — | $14.6m | $9.3m | — | |
| Investment securities losses, net | — | — | — | — | — | — | — | ($36.7m) | ($6.8m) | — | |
| Other (loss) income | — | — | — | — | — | — | — | $9.7m | ($6.9m) | — | |
| Net occupancy and equipment | — | — | — | — | — | — | — | $47.1m | $49.0m | — | |
| Computer software and maintenance | — | — | — | — | — | — | — | $20.3m | $22.6m | — | |
| Marketing and business development | — | — | — | — | — | — | — | $20.0m | $20.7m | — | |
| Legal and professional fees | — | — | — | — | — | — | — | $26.3m | $22.4m | — | |
| Bankcard processing, rewards and related cost | — | — | — | — | — | — | — | $32.0m | $30.7m | — |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.