← COMMUNITY FINANCIAL SYSTEM, INC.
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Net Income (Loss) Attributable to Parent | $103.8m |
$150.7m
+45.18%
|
$168.6m
+11.89%
|
$169.1m
+0.25%
|
$164.7m
-2.59%
|
$189.7m
+15.19%
|
$188.1m
-0.85%
|
$131.9m
-29.86%
|
$182.5m
+38.32%
|
$210.5m
+15.33%
|
— | |
| Net Income (Loss) Available to Common Stockholders, Basic | $103.3m |
$150.1m
+45.38%
|
$167.9m
+11.84%
|
$168.7m
+0.46%
|
$164.2m
-2.67%
|
$189.2m
+15.28%
|
$187.5m
-0.90%
|
$131.5m
-29.90%
|
$181.7m
+38.23%
|
$209.6m
+15.32%
|
— | |
| Amortization of Intangible Assets | $5.5m | $16.9m | $18.2m | $16.0m | $14.3m | $14.1m | $15.2m | $14.5m | $14.3m | $13.8m | — | |
| Depreciation | $14.4m | $16.0m | $15.7m | $15.9m | $16.0m | $15.6m | $14.4m | $13.0m | $13.7m | $15.6m | $19.6m | |
| Share-based Payment Arrangement, Noncash Expense | $4.8m | $5.1m | $6.1m | $5.3m | $6.4m | $6.3m | $7.7m | $9.3m | $8.4m | $10.9m | $11.0m | |
| Goodwill, Impairment Loss | $0 | $0 | $0 | $0 | — | — | $0 | — | — | — | — | |
| Income (Loss) from Equity Method Investments | — | — | — | — | — | — | — | $0 | $0 | ($285k) | — | |
| Net Cash Provided by (Used in) Operating Activities | $131.3m |
$189.7m
+44.50%
|
$221.4m
+16.73%
|
$202.5m
-8.54%
|
$179.5m
-11.37%
|
$202.5m
+12.85%
|
$214.6m
+5.95%
|
$228.4m
+6.44%
|
$242.3m
+6.07%
|
$301.9m
+24.59%
|
$308.3m
+2.12%
|
|
| Cash flows from investing activities: | ||||||||||||
| Payments to Acquire Property, Plant, and Equipment | $12.4m | $10.8m | $12.6m | $5.7m | $14.4m | $13.2m | $12.9m | $18.6m | $20.7m | $68.5m | ($61.6m) | |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale | $109.6m | $157.3m | $140.8m | $209.9m | $885.5m | $423.7m | $262.3m | $597.8m | $59.7m | $52.6m | — | |
| Debt Securities, Available-for-sale, Realized Gain (Loss) | — | — | — | — | — | — | — | ($52.3m) | ($487k) | $0 | — | |
| Payments to Acquire Businesses, Net of Cash Acquired | $575k | $107.4m | $1.7m | $4.7m | ($34.4m) | $29.3m | $668k | $8.5m | $15.6m | ($469.7m) | ($5.5m) | |
| Net Cash Provided by (Used in) Investing Activities | ($122.0m) | $131.4m | $17.5m | ($157.1m) | ($398.7m) | ($1.5b) | ($2.1b) | $335.8m | ($835.6m) | ($182.1m) | ($380.6m) | |
| Cash flows from financing activities: | ||||||||||||
| Gain (Loss) on Extinguishment of Debt | $0 | $0 | ($318k) | $0 | $421k | $0 | $0 | $242k | $0 | $0 | — | |
| Payments for Repurchase of Common Stock | $3.5m | $3.3m | $298k | $286k | $271k | $5.1m | $16.6m | $30.2m | $46.0m | $11.2m | — | |
| Payments of Ordinary Dividends, Common Stock | $55.0m | $62.3m | $71.5m | $80.2m | $87.1m | $91.1m | $93.4m | $95.1m | $95.8m | $97.6m | ($98.6m) | |
| Proceeds from Issuance of Common Stock | $10.5m | $4.6m | $6.4m | $6.9m | $15.8m | $9.8m | $1.2m | $1.0m | $7.1m | $5.3m | $11.7m | |
| Dividends Payable | $14.3m | $17.5m | $19.8m | $21.3m | $22.7m | $23.2m | $23.8m | $24.2m | $24.4m | $25.0m | — | |
| Net Cash Provided by (Used in) Financing Activities | $11.4m |
($273.9m)
-2505.69%
|
($248.1m)
+9.41%
|
($52.3m)
+78.94%
|
$1.7b
+3276.93%
|
$1.6b
-6.18%
|
$259.2m
-83.36%
|
($583.1m)
-324.96%
|
$599.4m
+202.79%
|
($15.0m)
-102.50%
|
$93.2m
+721.27%
|
|
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | — | $47.2m | ($9.2m) | ($6.8m) | $1.4b | $1.9b | $209.9m | $191.0m | $197.0m | $301.8m | $258.2m | |
| Additional Supplementary Disclosures | ||||||||||||
| Additional Supplementary Disclosures | ||||||||||||
| Provision for Loan, Lease, and Other Losses | — | — | — | — | $14.2m | ($8.8m) | $14.8m | $11.2m | $22.8m | $21.4m | $20.8m | |
| Bank Owned Life Insurance Income | $1.5m | $1.6m | $1.6m | $1.7m | $1.9m | $2.0m | $2.1m | $2.4m | $2.5m | $3.4m | — | |
| Parent Company | $55.0m | $62.3m | $71.5m | $80.2m | $87.1m | $91.1m | $93.4m | $95.1m | $95.8m | $97.6m | — | |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating Activities | $11.3m | $13.7m | $17.9m | $25.4m | $21.2m | $13.8m | $23.4m | $100.0m | $192.9m | $193.1m | — | |
| Income Taxes Paid, Net | $32.2m | $41.2m | $30.3m | $46.5m | $39.6m | $41.5m | $57.1m | $41.7m | $43.7m | $40.5m | — | |
| Additional Financial Items | ||||||||||||
| Equity Securities, FV-NI, Gain (Loss) | $0 | $0 | ($657k) | ($19k) | $6k | ($17k) | $44k | $47k | $1.2m | $375k | — | |
| Equity Securities, FV-NI, Realized Gain (Loss) | $0 | $0 | ($657k) | ($19k) | $6k | ($17k) | $44k | $47k | $0 | $0 | — | |
| Equity Securities, FV-NI, Unrealized Gain (Loss) | $0 | $0 | $657k | $19k | ($6k) | $17k | ($44k) | ($47k) | $1.2m | $375k | — | |
| Goodwill | $465.1m | $734.4m | $733.5m | $773.8m | $793.7m | $799.1m | $841.8m | $845.4m | $853.2m | $888.0m | — | |
| Income Tax Expense (Benefit) | $50.8m | $9.2m | $44.3m | $40.3m | $41.4m | $51.7m | $52.2m | $36.3m | $54.2m | $64.9m | — | |
| Insurance Services Revenue | $23.1m | $26.1m | $30.3m | $32.2m | $32.4m | $34.0m | $39.8m | $47.1m | $50.2m | $54.4m | — | |
| Operating Expenses | $266.8m | — | — | — | — | — | — | — | — | — | — | |
| Financing Receivable, Credit Loss, Expense (Reversal) | — | — | — | — | — | — | $14.8m | $11.2m | — | — | — |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.