← C & F FINANCIAL CORP
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $115.1m |
$116.3m
+1.10%
|
$118.3m
+1.70%
|
$127.0m
+7.37%
|
$152.3m
+19.92%
|
$134.5m
-11.68%
|
$121.9m
-9.36%
|
$127.3m
+4.41%
|
$127.3m
-0.01%
|
$140.8m
+10.63%
|
$135.6m
-3.73%
|
|
| Noninterest income: | ||||||||||||
| Interest Income (Expense), Net | $80.5m |
$80.0m
-0.60%
|
$81.5m
+1.91%
|
$80.5m
-1.31%
|
$83.5m
+3.82%
|
$85.4m
+2.20%
|
$93.5m
+9.48%
|
$97.7m
+4.54%
|
$96.8m
-0.95%
|
$106.2m
+9.75%
|
$157.6m
+48.39%
|
|
| Marketing and Advertising Expense | $1.6m | $1.5m | $1.6m | $1.8m | $1.7m | $1.5m | $1.8m | $1.5m | $1.2m | $2.4m | — | |
| Labor and Related Expense | $41.9m | $43.1m | $42.0m | $47.2m | $57.7m | $58.6m | $47.9m | $54.9m | $53.6m | $56.8m | — | |
| Amortization of Intangible Assets | $741k | $160k | $451k | $230k | $332k | $314k | $298k | $272k | $260k | $238k | — | |
| Noninterest expense: | ||||||||||||
| Operating Costs and Expenses | $97.1m | $98.4m | $95.8m | $103.1m | $123.1m | — | — | — | — | — | — | |
| Interest Expense | $9.0m | $9.6m | $11.0m | $14.6m | $13.4m | $8.4m | $7.9m | $26.4m | — | — | $46.1m | |
| Total interest expense | — | — | — | — | — | — | — | — | $42.8m | $45.3m | — | |
| Interest income: | ||||||||||||
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | $17.9m | $18.0m | $22.5m | $23.9m | $29.2m | $38.1m | $37.0m | $29.2m | $24.1m | $33.1m | $36.1m | |
| Current Income Tax Expense (Benefit) | $4.5m | $2.0m | $3.9m | $4.7m | $7.6m | $9.0m | $6.9m | $4.8m | $3.7m | $5.9m | $6.9m | |
| Income Tax Expense (Benefit) | $4.5m | $11.4m | $4.5m | $5.1m | $6.8m | $9.0m | $7.6m | $5.4m | $4.2m | $6.1m | $6.9m | |
| Net Income (Loss) Attributable to Parent | $13.5m |
$6.6m
-51.17%
|
$18.0m
+174.19%
|
$18.9m
+4.66%
|
$22.1m
+17.28%
|
$28.7m
+29.62%
|
$29.2m
+1.72%
|
$23.6m
-19.05%
|
$19.8m
-15.97%
|
$26.8m
+35.30%
|
$29.1m
+8.39%
|
|
| Net Income (Loss) Attributable to Noncontrolling Interest | — | — | — | ($9k) | $307k | $456k | $210k | $142k | $84k | $156k | $29.1m | |
| Earnings Per Share, Basic | $3.90 | $1.89 | $5.15 | $5.47 | — | $7.95 | $8.29 | $6.92 | $6.01 | $8.29 | $8.97 | |
| Earnings Per Share, Diluted | $3.89 | $1.88 | $5.15 | $5.47 | — | $7.95 | $8.29 | $6.92 | $6.01 | $8.29 | $8.97 | |
| Common Stock, Dividends, Per Share, Declared | — | $1.33 | $1.41 | $1.49 | — | — | $1.64 | $1.76 | $1.76 | $1.84 | — | |
| Weighted Average Number of Shares Outstanding, Basic | 3.5m | 3.5m | 3.5m | 3.5m | — | 3.6m | 3.5m | 3.4m | 3.3m | 3.2m | 3.2m | |
| Weighted Average Number of Shares Outstanding, Diluted | 3.5m | 3.5m | 3.5m | 3.5m | — | 3.6m | 3.5m | 3.4m | 3.3m | 3.2m | 3.2m | |
| Additional Financial Items | ||||||||||||
| Other Interest and Dividend Income | — | — | — | $207k | $246k | $615k | $927k | $1.2m | $1.2m | $1.5m | — | |
| Bank Owned Life Insurance Income | $927k | $433k | $424k | $711k | $506k | $526k | $620k | $388k | $849k | $576k | — | |
| Business Combination, Acquisition Related Costs | — | — | — | $709k | $898k | $0 | $0 | — | — | — | — | |
| Depreciation, Depletion and Amortization, Nonproduction | — | — | — | $3.9m | $4.2m | $4.7m | $4.4m | $3.9m | $3.9m | $3.9m | — | |
| Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal | — | — | — | — | — | — | — | $8.1m | $13.1m | $11.8m | — |