Discounted Cash Flow
Capitol Federal Financial, Inc.
—
—
⚠ Cash flow predictability 66/100 (moderate) —
FCF YoY std dev 48%,
net income 55% (full history)
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
| Dividends | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $215.5m | $83.5m | $70.1m | 38.7% | $0.63 |
| 2017 | $217.6m (1.0%) | $84.1m (0.8%) | $76.3m (8.9%) | 38.7% (-0.2%) | $0.63 (0.0%) |
| 2018 | $220.8m (1.5%) | $98.9m (17.6%) | $112.4m (47.3%) | 44.8% (15.9%) | $0.73 (15.9%) |
| 2019 | $228.3m (3.4%) | $94.2m (-4.7%) | $69.2m (-38.4%) | 41.3% (-7.9%) | $0.68 (-6.8%) |
| 2020 | $208.9m (-8.5%) | $64.5m (-31.5%) | $78.2m (13.0%) | 30.9% (-25.2%) | $0.47 (-30.9%) |
| 2021 | $203.1m (-2.8%) | $76.1m (17.9%) | $65.1m (-16.8%) | 37.5% (21.3%) | $0.56 (19.1%) |
| 2022 | $215.4m (6.1%) | $84.5m (11.0%) | $91.7m (41.0%) | 39.2% (4.6%) | $0.62 (10.7%) |
| 2023 | $17.6m (-91.8%) | $-101.7m (-220.4%) | $41.2m (-55.0%) | -577.6% (-1573.4%) | $-0.76 (-222.6%) |
| 2024 | $167.3m (850.6%) | $38.0m (137.4%) | $24.0m (-41.8%) | 22.7% (103.9%) | $0.29 (138.2%) |
| 2025 | $201.0m (20.2%) | $68.0m (79.0%) | $49.8m (107.7%) | 33.8% (48.9%) | $0.52 (79.3%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Net debt deduction: —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.