← CIVISTA BANCSHARES, INC.
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $66.4m |
$70.8m
+6.70%
|
$84.2m
+18.92%
|
$107.5m
+27.67%
|
$117.9m
+9.64%
|
$126.9m
+7.61%
|
$139.3m
+9.78%
|
$162.7m
+16.79%
|
$154.5m
-5.04%
|
$172.6m
+11.71%
|
$182.4m
+5.72%
|
|
| Noninterest income: | ||||||||||||
| Interest Income (Expense), Net | $50.3m |
$54.5m
+8.44%
|
$66.1m
+21.29%
|
$85.1m
+28.73%
|
$89.7m
+5.44%
|
$95.4m
+6.35%
|
$110.2m
+15.49%
|
$125.5m
+13.88%
|
$116.7m
-7.00%
|
$138.6m
+18.74%
|
$223.3m
+61.16%
|
|
| Labor and Related Expense | $25.3m | $29.3m | $37.3m | $39.2m | $42.5m | $44.7m | $51.1m | $58.3m | $61.8m | $58.7m | — | |
| Amortization of Intangible Assets | $699k | $586k | $366k | $945k | $913k | $890k | $1.3m | $1.6m | $1.5m | $1.6m | — | |
| Operating Lease, Expense | — | — | — | $642k | — | — | — | — | — | — | — | |
| Noninterest expense: | ||||||||||||
| Interest Expense | $3.3m | $4.1m | $7.6m | $13.0m | $10.1m | $6.3m | $11.0m | $57.2m | — | — | $75.9m | |
| Interest Expense, Securities Sold under Agreements to Repurchase | $23k | — | $21k | $22k | — | — | — | — | — | — | $75.9m | |
| Total interest expense | — | — | — | — | — | — | — | — | $90.0m | $82.4m | — | |
| Interest Income, Other | $396k | $498k | $735k | $851k | $606k | $449k | $1.1m | $979k | $1.0m | $1.2m | $223.3m | |
| Equity Securities, FV-NI, Realized Gain (Loss) | — | — | — | — | ($6k) | — | — | $0 | $0 | $0 | — | |
| Gain (Loss) on Investments | $0 | — | — | — | — | — | — | — | — | — | — | |
| Defined Benefit Plan, Net Periodic Benefit Cost (Credit), Gain (Loss) Due to Settlement | — | — | ($1.2m) | $0 | $0 | — | $0 | $0 | $0 | $0 | — | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | $23.8m | $22.2m | $16.8m | $39.6m | $37.1m | $47.6m | $47.0m | $50.6m | $36.6m | $55.2m | $65.6m | |
| Current Income Tax Expense (Benefit) | $6.4m | $5.4m | $2.4m | $4.7m | $6.9m | $5.1m | $7.0m | $8.3m | — | — | $11.3m | |
| Income Tax Expense (Benefit) | $6.6m | $6.4m | $2.6m | $5.7m | $4.9m | $7.0m | $7.6m | $7.6m | $4.9m | $9.0m | $11.3m | |
| Net Income (Loss) Attributable to Parent | $17.2m |
$15.9m
-7.81%
|
$14.1m
-10.92%
|
$33.9m
+139.61%
|
$32.2m
-4.98%
|
$40.5m
+25.95%
|
$39.4m
-2.76%
|
$43.0m
+8.97%
|
$31.7m
-26.26%
|
$46.2m
+45.86%
|
$54.3m
+17.55%
|
|
| Net Income (Loss) Available to Common Stockholders, Basic | $15.7m |
$14.6m
-6.92%
|
$13.2m
-9.90%
|
$33.2m
+152.13%
|
$32.2m
-3.13%
|
$40.5m
+25.95%
|
$39.4m
-2.76%
|
$43.0m
+8.97%
|
$31.7m
-26.26%
|
$46.2m
+45.86%
|
$54.3m
+17.55%
|
|
| Net Income (Loss) from Continuing Operations Available to Common Shareholders, Basic | — | — | — | — | — | $40.4m | $38.9m | $41.4m | $31.0m | $46.0m | $54.3m | |
| Preferred Stock Dividends, Income Statement Impact | $1.5m | $1.2m | $959k | $647k | — | $0 | — | — | — | — | — | |
| Earnings Per Share, Basic | $1.96 | $1.48 | $1.10 | $2.12 | $2.00 | $2.63 | $2.60 | $2.73 | $2.01 | $2.64 | $2.68 | |
| Earnings Per Share, Diluted | $1.57 | $1.28 | $1.02 | $2.01 | $2.00 | $2.63 | $2.60 | $2.73 | $2.01 | $2.64 | $2.68 | |
| Weighted Average Number of Shares Outstanding, Basic | 8.0m | 9.9m | 12.0m | 15.7m | 16.1m | 15.3m | 15.0m | 15.2m | 15.4m | 17.4m | 20.1m | |
| Weighted Average Number of Shares Outstanding, Diluted | 11.0m | 12.4m | 13.9m | 16.9m | 16.1m | 15.3m | 15.0m | 15.2m | 15.4m | 17.4m | 20.1m | |
| Additional Financial Items | ||||||||||||
| Bank Owned Life Insurance Income | $563k | $573k | $718k | $1.0m | $977k | $1.2m | $984k | $1.1m | $2.2m | $1.8m | — | |
| Equipment Expense | $1.6m | $1.6m | $1.7m | $2.2m | $2.0m | $1.8m | $5.1m | $11.1m | $9.6m | $8.1m | — | |
| Business Combination, Acquisition Related Costs | — | — | — | — | — | — | $2.9m | — | — | — | — |