← COMMUNITY TRUST BANCORP INC /KY/
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Net Income (Loss) Attributable to Parent | $47.3m |
$51.5m
+8.76%
|
$59.2m
+15.02%
|
$64.5m
+8.97%
|
$59.5m
-7.80%
|
$87.9m
+47.79%
|
$81.8m
-6.97%
|
$78.0m
-4.66%
|
$82.8m
+6.17%
|
$98.1m
+18.41%
|
— | |
| Depreciation, Depletion and Amortization | $3.7m | $3.9m | $3.8m | $3.8m | $3.5m | $3.2m | $3.3m | $3.6m | $3.7m | $4.0m | $5.5m | |
| Depreciation, Amortization and Accretion, Net | $3.9m | $4.0m | $3.8m | $5.5m | $5.3m | $5.0m | $5.2m | $5.4m | $5.0m | $4.1m | $5.5m | |
| Deferred Income Tax Expense (Benefit) | $701k | ($3.1m) | ($246k) | ($1.4m) | ($2.9m) | $2.3m | $3.2m | $709k | ($1.7m) | ($2.9m) | ($2.1m) | |
| Share-based Payment Arrangement, Noncash Expense | $458k | $636k | $710k | $859k | $944k | $850k | $1.4m | $1.6m | $1.4m | $1.8m | $1.8m | |
| Changes in operating assets and liabilities: | ||||||||||||
| Increase (Decrease) in Other Operating Assets | $3.2m | $4.4m | $15.8m | ($4.9m) | ($1.8m) | ($4.9m) | ($2.5m) | $2.6m | ($2.0m) | $10.3m | — | |
| Increase (Decrease) in Other Operating Liabilities | $2.9m | $1.6m | $9.0m | ($2.4m) | $4.1m | ($2.4m) | $608k | ($3.6m) | $8.0m | $3.5m | — | |
| Net Cash Provided by (Used in) Operating Activities | $61.4m |
$62.4m
+1.51%
|
$65.5m
+5.03%
|
$83.5m
+27.44%
|
$62.4m
-25.26%
|
$115.7m
+85.47%
|
$99.7m
-13.84%
|
$85.7m
-14.00%
|
$105.2m
+22.68%
|
$105.0m
-0.17%
|
$136.0m
+29.58%
|
|
| Cash flows from investing activities: | ||||||||||||
| Gain (Loss) on Disposition of Property Plant Equipment | ($46k) | ($40k) | $175k | ($360k) | ($390k) | $165k | $354k | $408k | $102k | $665k | ($859k) | |
| Payments to Acquire Property, Plant, and Equipment | $3.5m | $2.4m | $2.8m | $2.6m | $1.5m | $2.4m | $6.2m | $6.3m | $8.1m | $7.6m | ($5.7m) | |
| Equipment Expense | $3.0m | $3.0m | $2.9m | $3.0m | $2.7m | $2.5m | $2.7m | $2.9m | $2.8m | $3.1m | — | |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale | $104.3m | $159.6m | $109.7m | $174.1m | $281.5m | $305.4m | $193.8m | $124.7m | $153.2m | $209.6m | — | |
| Debt Securities, Available-for-sale, Realized Gain (Loss) | — | — | — | $3k | $1.3m | $60k | ($81k) | $4k | $8k | $2k | — | |
| Gain (Loss) on Investments | — | — | — | — | — | ($210k) | ($982k) | $27k | $192k | ($361k) | ($13k) | |
| Net Cash Provided by (Used in) Investing Activities | ($86.1m) | ($186.6m) | ($100.6m) | ($34.5m) | ($693.5m) | ($358.6m) | ($280.0m) | ($226.6m) | ($335.7m) | ($463.2m) | ($476.5m) | |
| Cash flows from financing activities: | ||||||||||||
| Repayments of Long-term Debt | — | $1.4m | $0 | — | — | — | — | — | — | — | ($476k) | |
| Debt and Equity Securities, Gain (Loss) | — | — | ($85k) | — | — | — | — | — | — | — | — | |
| Payments for Repurchase of Common Stock | $382k | $0 | $0 | — | $1.1m | $0 | $0 | — | — | — | — | |
| Proceeds from Issuance of Common Stock | $3.0m | $1.5m | $1.2m | $1.3m | $926k | $965k | $1.0m | $1.1m | $1.8m | $1.3m | $1.4m | |
| Dividends paid | $22.2m | $23.0m | $24.4m | $26.2m | $27.1m | $27.9m | $29.9m | $32.2m | $33.4m | $36.0m | ($38.2m) | |
| Payments of Dividends | $22.2m | $23.0m | $24.4m | $26.2m | $27.1m | $27.9m | $29.9m | $32.2m | $33.4m | $36.0m | ($38.2m) | |
| Net Cash Provided by (Used in) Financing Activities | ($18.2m) |
$154.8m
+949.90%
|
$1.3m
-99.17%
|
$74.3m
+5706.57%
|
$704.7m
+848.89%
|
$216.4m
-69.29%
|
($2.7m)
-101.27%
|
$283.6m
+10423.30%
|
$328.6m
+15.88%
|
$352.4m
+7.24%
|
$459.5m
+30.39%
|
|
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | — | — | — | $264.7m | $338.2m | $311.8m | $128.7m | $271.4m | $369.5m | $363.7m | $514.3m | |
| Additional Supplementary Disclosures | ||||||||||||
| Additional Supplementary Disclosures | ||||||||||||
| Provision for Loan, Lease, and Other Losses | — | — | — | — | $16.0m | — | — | — | — | — | $11.9m | |
| Bank Owned Life Insurance Income | $2.2m | $2.2m | $3.7m | $2.4m | $2.3m | $2.8m | $2.7m | $3.5m | $5.2m | $4.5m | — | |
| Gain (Loss) on Sales of Loans, Net | $1.8m | $1.3m | $1.3m | $1.9m | $7.2m | $6.8m | $1.5m | $395k | $294k | $320k | — | |
| Proceeds from Stock Options Exercised | — | $693k | $399k | $401k | $11k | $0 | $0 | $0 | $645k | $0 | — | |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating Activities | $13.4m | $17.3m | $28.6m | $40.6m | $27.0m | $15.3m | $27.4m | $90.4m | $126.5m | $126.6m | — | |
| Income Taxes Paid, Net | $19.2m | $21.4m | $9.7m | $10.0m | $13.3m | $19.5m | $16.3m | $20.7m | $20.6m | $28.5m | — | |
| Additional Financial Items | ||||||||||||
| Equity Securities, FV-NI, Unrealized Gain (Loss) | — | — | — | — | — | ($218k) | ($87k) | $992k | $623k | $373k | — | |
| Gain (Loss) on Sale of Mortgage Loans | ($1.8m) | $1.2m | $1.3m | $1.7m | $7.2m | $6.8m | $1.5m | $395k | $294k | ($320k) | — | |
| Goodwill | $65.5m | $65.5m | $65.5m | $65.5m | $65.5m | $65.5m | $65.5m | $65.5m | $65.5m | $65.5m | $75k | |
| Income Tax Expense (Benefit) | $19.1m | $17.0m | $11.3m | $7.5m | $10.8m | $22.7m | $19.2m | $20.6m | $23.9m | $29.0m | — | |
| Financing Receivable, Credit Loss, Expense (Reversal) | — | — | — | — | — | ($6.4m) | $4.9m | $6.8m | $11.0m | $12.4m | — |