← CITIZENS FINANCIAL SERVICES INC
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $45.9m |
$50.9m
+11.00%
|
$54.9m
+7.87%
|
$58.3m
+6.20%
|
$73.6m
+26.21%
|
$78.4m
+6.53%
|
$81.9m
+4.41%
|
$91.9m
+12.21%
|
$101.9m
+10.88%
|
$112.3m
+10.30%
|
$118.1m
+5.14%
|
|
| Noninterest income: | ||||||||||||
| Interest Income (Expense), Net | $38.0m |
$42.3m
+11.30%
|
$47.2m
+11.67%
|
$49.9m
+5.84%
|
$62.2m
+24.53%
|
$66.1m
+6.30%
|
$72.1m
+9.11%
|
$80.3m
+11.27%
|
$86.5m
+7.72%
|
$98.0m
+13.35%
|
$159.5m
+62.76%
|
|
| Marketing and Advertising Expense | — | — | — | — | — | — | $970k | $952k | $1.2m | $1.1m | — | |
| Labor and Related Expense | $16.4m | $17.5m | $19.1m | $20.5m | $24.2m | $25.9m | $27.8m | $35.0m | $39.3m | $39.4m | — | |
| Amortization of Intangible Assets | $500k | $474k | $480k | $440k | $395k | $457k | $461k | $674k | $861k | $744k | — | |
| Noninterest expense: | ||||||||||||
| Interest Expense | $5.0m | $5.8m | $9.6m | $12.0m | $8.1m | $7.1m | $11.2m | $46.9m | — | — | $58.0m | |
| Total interest expense | — | — | — | — | — | — | — | — | $67.9m | $61.2m | — | |
| Debt and Equity Securities, Gain (Loss) | — | — | ($19k) | $144k | ($41k) | $339k | ($247k) | ($144k) | $145k | $67k | — | |
| Equity Securities, FV-NI, Realized Gain (Loss) | — | — | — | $0 | $68k | $0 | ($4k) | ($14k) | ($4k) | $0 | — | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | — | — | — | — | — | $35.3m | $35.5m | $21.5m | $33.7m | $45.2m | $50.5m | |
| Current Income Tax Expense (Benefit) | $2.7m | $4.6m | $3.8m | $3.5m | $4.9m | $5.5m | $6.5m | $3.1m | $4.1m | $7.9m | $9.4m | |
| Income Tax Expense (Benefit) | $3.0m | $6.0m | $3.4m | $3.8m | $5.3m | $6.2m | $6.4m | $3.7m | $5.9m | $8.7m | $9.4m | |
| Net Income (Loss) Attributable to Parent | $12.6m |
$13.0m
+3.06%
|
$18.0m
+38.46%
|
$19.5m
+8.07%
|
$25.1m
+28.80%
|
$29.1m
+15.99%
|
$29.1m
-0.20%
|
$17.8m
-38.71%
|
$27.8m
+56.18%
|
$36.6m
+31.47%
|
$41.1m
+12.25%
|
|
| Earnings Per Share, Basic | $3.78 | $3.74 | $5.14 | $5.54 | $6.60 | $7.38 | $7.32 | $4.06 | $5.86 | $7.62 | $8.56 | |
| Earnings Per Share, Diluted | $3.78 | $3.74 | $5.14 | $5.53 | $6.59 | $7.38 | $7.32 | $4.06 | $5.85 | $7.62 | $8.55 | |
| Common Stock, Dividends, Per Share, Declared | $1.66 | $1.67 | $1.74 | $1.78 | $1.92 | $1.86 | $1.90 | $1.94 | $1.95 | $1.98 | — | |
| Weighted Average Number of Shares Outstanding, Basic | 3.3m | 3.5m | 3.5m | 3.5m | 3.8m | 3.9m | 4.0m | 4.4m | 4.8m | 4.8m | 4.8m | |
| Weighted Average Number of Shares Outstanding, Diluted | 3.3m | 3.5m | 3.5m | 3.5m | 3.8m | 3.9m | 4.0m | 4.4m | 4.8m | 4.8m | 4.8m | |
| Additional Financial Items | ||||||||||||
| Bank Owned Life Insurance Income | $688k | $660k | $622k | $623k | $695k | $1.8m | $852k | $1.3m | $1.7m | $1.4m | — | |
| Equipment Expense | $644k | $603k | $536k | $674k | $757k | $519k | $565k | $822k | $1.0m | $1.2m | — | |
| Business Combination, Acquisition Related Costs | $0 | $165k | $0 | $466k | $2.2m | $0 | $0 | $9.3m | $0 | $0 | — | |
| Goodwill, Impairment Loss | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | — |