Discounted Cash Flow
Equifax Inc.
—
—
⚠ Cash flow predictability 50/100 (moderate) —
FCF YoY std dev 72%,
net income 53% (full history)
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
| Dividends | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $613.7m | $95.4m | $121.4m | 15.5% | $4.10 |
| 2017 | $656.1m (6.9%) | $114.6m (20.2%) | $116.7m (-3.9%) | 17.5% (12.4%) | $4.89 (19.3%) |
| 2018 | $665.8m (1.5%) | $58.5m (-49.0%) | $68.4m (-41.4%) | 8.8% (-49.7%) | $2.49 (-49.1%) |
| 2019 | $684.5m (2.8%) | $-77.8m (-233.0%) | $-16.7m (-124.5%) | -11.4% (-229.4%) | $-3.30 (-232.5%) |
| 2020 | $805.4m (17.7%) | $101.5m (230.4%) | $102.4m (711.8%) | 12.6% (210.8%) | $4.28 (229.7%) |
| 2021 | $960.8m (19.3%) | $145.2m (43.1%) | $169.0m (64.9%) | 15.1% (19.9%) | $6.11 (42.8%) |
| 2022 | $999.5m (4.0%) | $135.9m (-6.4%) | $25.9m (-84.7%) | 13.6% (-10.1%) | $5.69 (-6.9%) |
| 2023 | $1.0b (2.8%) | $106.4m (-21.7%) | $100.6m (288.8%) | 10.4% (-23.8%) | $4.44 (-22.0%) |
| 2024 | $1.1b (7.9%) | $117.9m (10.8%) | $158.6m (57.7%) | 10.6% (2.7%) | $4.88 (9.9%) |
| 2025 | $1.2b (6.9%) | $128.9m (9.3%) | $221.3m (39.5%) | 10.9% (2.2%) | $5.36 (9.8%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
SEC filings report in BRL. Values above are converted to USD for comparison with the US-listed share price.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Net debt deduction: —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.