← Enova International, Inc.
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Net Income (Loss) Attributable to Parent | $34.6m |
$29.2m
-15.50%
|
$70.1m
+139.73%
|
$36.6m
-47.77%
|
$377.8m
+932.02%
|
$256.3m
-32.17%
|
$207.4m
-19.07%
|
$175.1m
-15.57%
|
$209.4m
+19.60%
|
$308.4m
+47.24%
|
— | |
| Net Income (Loss), Including Portion Attributable to Noncontrolling Interest | — | — | — | $36.6m | $377.9m | $257.1m | $207.4m | $175.1m | $209.4m | $308.4m | — | |
| Net Income (Loss) Attributable to Noncontrolling Interest | — | — | — | — | $85k | $773k | — | — | $209.4m | — | — | |
| Depreciation and amortization | $15.6m | $14.4m | $15.2m | $15.1m | $19.7m | $35.4m | $36.9m | $38.2m | $40.2m | $41.8m | $38.7m | |
| Amortization of Debt Issuance Costs and Discounts | $6.9m | $7.2m | $6.2m | $6.0m | $12.7m | $6.2m | $5.7m | $10.1m | $15.8m | $16.6m | — | |
| Amortization of Intangible Assets | $1.1m | $1.1m | $1.1m | $1.1m | $1.8m | $6.9m | $8.1m | $8.4m | $8.1m | $7.3m | — | |
| Depreciation | $14.4m | $13.3m | $14.1m | $14.0m | $18.0m | $28.5m | $28.8m | $29.8m | $32.2m | $34.5m | $38.7m | |
| Depreciation Amortization Depletion | — | — | — | — | — | — | $36.9m | $38.2m | $40.2m | $41.8m | $38.7m | |
| Deferred Income Tax Expense (Benefit) | ($2.2m) | ($4.7m) | $22.0m | $4.7m | $3.2m | $39.3m | $17.0m | $8.5m | $112.7m | $70.6m | $101.6m | |
| Deferred Tax | — | — | — | — | — | — | $17.0m | $8.5m | $112.7m | $70.6m | $101.6m | |
| Share-based Payment Arrangement, Noncash Expense | $8.5m | $11.3m | $11.7m | $12.0m | $18.0m | $21.2m | $21.9m | $26.7m | $31.8m | $33.1m | $34.5m | |
| Goodwill, Impairment Loss | $0 | — | — | — | — | — | — | — | — | — | $0 | |
| Operating Lease, Impairment Loss | — | — | — | $370k | — | $3.3m | ($72k) | — | — | — | — | |
| Asset Impairment Charge | — | — | — | — | — | — | $0 | $0 | $16.6m | $0 | $0 | |
| Income (Loss) from Equity Method Investments | — | — | — | — | $628k | $3.0m | $6.4m | $116k | ($16.5m) | $1.6m | — | |
| Other Nonoperating Income (Expense) | — | — | — | — | — | ($2.0m) | ($1.3m) | ($282k) | ($5.7m) | ($1.0m) | — | |
| Change In Working Capital | — | — | — | — | — | — | ($8.6m) | $30.0m | ($14.0m) | $32.7m | $71.9m | |
| Change In Receivables | — | — | — | — | — | — | ($56.7m) | ($35.3m) | $241k | ($22.8m) | ($17.5m) | |
| Changes In Account Receivables | — | — | — | — | — | — | ($32.3m) | ($44.2m) | ($12.5m) | $1.4m | ($17.5m) | |
| Net Cash Provided by (Used in) Operating Activities | $393.4m |
$447.2m
+13.68%
|
$684.8m
+53.15%
|
$848.6m
+23.92%
|
$740.9m
-12.70%
|
$471.9m
-36.31%
|
$894.0m
+89.46%
|
$1.2b
+30.52%
|
$1.5b
+31.86%
|
$1.8b
+18.23%
|
$2.0b
+9.90%
|
|
| Cash flows from investing activities: | ||||||||||||
| Payments to Acquire Property, Plant, and Equipment | $14.4m | $16.5m | $16.1m | $20.1m | $29.5m | $29.7m | ($43.6m) | ($45.2m) | ($43.4m) | ($47.1m) | ($46.4m) | |
| Capital Expenditure Reported | — | — | — | — | — | — | ($43.6m) | ($45.2m) | ($43.4m) | ($47.1m) | ($46.4m) | |
| Payments to Acquire Businesses, Net of Cash Acquired | — | — | — | — | ($109.9m) | $29.2m | — | — | — | — | — | |
| Payments for (Proceeds from) Other Investing Activities | ($95k) | ($1.8m) | ($284k) | ($27k) | ($168k) | ($25k) | — | — | — | — | — | |
| Net Other Investing Changes | — | — | — | — | — | — | ($1.6b) | ($1.4b) | ($1.9b) | ($2.4b) | ($2.8b) | |
| Net Cash Provided by (Used in) Investing Activities | ($484.6m) | ($527.1m) | ($720.9m) | ($941.4m) | $83.6m | ($980.4m) | ($1.7b) | ($1.5b) | ($1.9b) | ($2.4b) | ($2.8b) | |
| Cash flows from financing activities: | ||||||||||||
| Gain (Loss) on Extinguishment of Debt | — | ($22.9m) | ($25.0m) | ($2.3m) | ($827k) | ($378k) | — | ($282k) | ($5.7m) | ($1.0m) | — | |
| Issuance Of Debt | — | — | — | — | — | — | $966.7m | $1.8b | $3.0b | $3.5b | $3.2b | |
| Long Term Debt Issuance | — | — | — | — | — | — | $827.7m | $1.8b | $3.0b | $3.5b | $3.2b | |
| Long Term Debt Payments | — | — | — | — | — | — | ($65.5m) | ($1.1b) | ($2.3b) | ($2.5b) | ($2.1b) | |
| Net Issuance Payments Of Debt | — | — | — | — | — | — | $871.2m | $696.5m | $624.0m | $933.6m | $1.0b | |
| Net Long Term Debt Issuance | — | — | — | — | — | — | $762.2m | $696.5m | $624.0m | $933.6m | $1.1b | |
| Net Short Term Debt Issuance | — | — | — | — | — | $200.0m | $109.0m | $47.0m | $97.0m | — | $62.0m | |
| Repayment Of Debt | — | — | — | — | — | — | ($95.5m) | ($1.1b) | ($2.3b) | ($2.5b) | ($2.1b) | |
| Short Term Debt Issuance | — | — | — | — | — | $302.0m | $139.0m | $423.0m | $852.0m | — | $1.3b | |
| Short Term Debt Payments | — | — | — | — | — | ($102.0m) | ($30.0m) | ($376.0m) | ($755.0m) | — | ($1.2b) | |
| Payments for Repurchase of Common Stock | $437k | $5.1m | $17.3m | $33.8m | $56.4m | $116.7m | $143.1m | $153.2m | $289.3m | $214.6m | — | |
| Common Stock Payments | — | — | — | — | — | — | ($143.1m) | ($153.2m) | ($289.3m) | ($214.6m) | ($133.1m) | |
| Net Common Stock Issuance | — | — | — | — | — | — | ($143.1m) | ($153.2m) | ($289.3m) | ($214.6m) | ($133.1m) | |
| Repurchase Of Capital Stock | — | — | — | — | — | — | ($143.1m) | ($153.2m) | ($289.3m) | ($214.6m) | ($133.1m) | |
| Net Other Financing Charges | — | — | — | — | — | — | ($7.5m) | ($22.4m) | ($28.1m) | ($15.9m) | ($12.1m) | |
| Net Cash Provided by (Used in) Financing Activities | $99.9m |
$104.6m
+4.71%
|
$22.5m
-78.51%
|
$95.5m
+324.77%
|
($536.0m)
-661.32%
|
$365.1m
+168.13%
|
$724.9m
+98.51%
|
$526.5m
-27.36%
|
$318.9m
-39.44%
|
$711.8m
+123.22%
|
$906.3m
+27.32%
|
|
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect | $16.8m | $31.9m | ($20.9m) | $3.7m | $288.2m | ($143.3m) | ($47.5m) | $199.0m | ($54.8m) | $85.2m | $465.6m | |
| Beginning Cash Position | — | — | — | — | — | — | $225.9m | $178.4m | $377.4m | $322.7m | $379.4m | |
| Effect Of Exchange Rate Changes | — | — | — | — | — | — | ($77k) | $287k | ($1.0m) | $39k | ($398k) | |
| Additional Supplementary Disclosures | ||||||||||||
| Additional Supplementary Disclosures | ||||||||||||
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating Activities | — | — | $68.3m | $70.2m | $74.9m | $71.1m | $108.0m | $182.4m | $274.1m | $321.1m | — | |
| Income Taxes Paid, Net | — | — | — | ($39.4m) | $27.5m | $89.3m | ($2.4m) | ($3.1m) | ($1.5m) | $1.4m | — | |
| Additional Financial Items | ||||||||||||
| Deconsolidation, Gain (Loss), Amount | — | — | — | — | — | ($842k) | — | — | — | — | — | |
| Disposal Group, Not Discontinued Operation, Gain (Loss) on Disposal | — | — | — | — | — | — | ($4.4m) | — | — | — | — | |
| Foreign Currency Transaction Gain (Loss), before Tax | $1.6m | $384k | ($2.3m) | ($216k) | $514k | ($382k) | ($645k) | $57k | ($1.1m) | $367k | — | |
| General and Administrative Expense | $98.0m | $101.7m | $107.1m | $109.2m | $140.6m | $157.0m | $140.5m | $160.3m | $156.5m | $169.7m | — | |
| Goodwill | $267.0m | $267.0m | $267.0m | $267.0m | $268.0m | $279.3m | $279.3m | $279.3m | $279.3m | $279.3m | $0 | |
| Income (Loss) from Continuing Operations, Net of Tax, Attributable to Parent | — | — | — | $128.0m | $378.1m | $256.3m | $207.4m | — | — | — | — | |
| Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest | — | — | — | — | $378.2m | $257.1m | $207.4m | $175.1m | — | — | — | |
| Income (Loss) from Discontinued Operations, Net of Tax, Attributable to Parent | — | — | — | ($91.4m) | ($300k) | — | — | — | — | — | — | |
| Income Tax Expense (Benefit) | $22.8m | $8.7m | $6.3m | $42.1m | $57.2m | $80.1m | $65.2m | $52.1m | $61.7m | $92.6m | — | |
| Operating Costs and Expenses | $85.2m | $95.2m | — | — | — | — | — | — | — | — | — | |
| Operating Expenses | $296.1m | $312.7m | $360.0m | $323.7m | $326.4m | $611.2m | $733.6m | $807.8m | $944.7m | $1.1b | — | |
| Payments of Financing Costs | $6.7m | $14.7m | $13.0m | $3.5m | $388k | $6.2m | $7.5m | $22.4m | $28.1m | $15.3m | — | |
| Proceeds from Stock Options Exercised | — | $28k | $6.7m | $3.6m | $189k | $15.5m | $4.2m | $5.6m | $12.2m | $8.7m | — | |
| Cash Flow From Continuing Financing Activities | — | — | — | — | — | — | $724.9m | $526.5m | $318.9m | $711.8m | $906.3m | |
| Cash Flow From Continuing Investing Activities | — | — | — | — | — | — | ($1.7b) | ($1.5b) | ($1.9b) | ($2.4b) | ($2.8b) | |
| Change In Account Payable | — | — | — | — | — | $17.8m | ($2.8m) | $18.1m | $35.1m | — | $5.2m | |
| Change In Cash Supplemental As Reported | — | — | — | — | — | — | ($47.5m) | $199.0m | ($54.8m) | $85.2m | — | |
| Change In Other Working Capital | — | — | — | — | — | — | $50.9m | $47.2m | ($49.3m) | $20.5m | $24.8m | |
| Change In Payable | — | — | — | — | — | $17.8m | ($2.8m) | $18.1m | $35.1m | $35.0m | $5.2m | |
| Changes In Cash | — | — | — | — | — | — | ($47.4m) | $198.8m | ($53.7m) | $85.2m | $86.2m | |
| End Cash Position | — | — | — | — | — | — | $178.4m | $377.4m | $322.7m | $407.9m | $465.6m | |
| Financing Cash Flow | — | — | — | — | — | — | $724.9m |
$526.5m
-27.36%
|
$318.9m
-39.44%
|
$711.8m
+123.22%
|
$906.3m
+27.32%
|
|
| Free Cash Flow | — | — | — | — | — | — | $850.4m | $1.1b | $1.5b | $1.8b | $2.0b | |
| Gain Loss On Sale Of Business | — | — | — | — | — | $842k | $4.4m | $0 | $0 | — | $0 | |
| Investing Cash Flow | — | — | — | — | — | — | ($1.7b) | ($1.5b) | ($1.9b) | ($2.4b) | ($2.8b) | |
| Net Business Purchase And Sale | — | — | — | — | — | ($27.2m) | $8.7m | $0 | $0 | — | $0 | |
| Net PPE Purchase And Sale | — | — | — | — | — | ($29.7m) | ($43.6m) | — | — | — | ($47.1m) | |
| Operating Gains Losses | — | — | — | — | — | — | $4.4m | $282k | $5.7m | $1.0m | $5.7m | |
| Other Non Cash Items | — | — | — | — | — | — | $2.8m | $8.7m | $17.0m | $18.1m | — | |
| Proceeds From Stock Option Exercised | — | — | — | — | — | — | $4.2m | $5.6m | $12.2m | $8.7m | $9.2m | |
| Purchase Of Business | — | — | — | — | — | ($29.2m) | $0 | $0 | — | — | — | |
| Purchase Of PPE | — | — | — | — | — | ($29.7m) | ($43.6m) | — | — | — | ($46.4m) | |
| Sale Of Business | — | — | — | — | — | $1.9m | $8.7m | $0 | $0 | — | $0 | |
| Stock Based Compensation | — | — | — | — | — | — | $21.9m | $26.7m | $31.8m | $33.1m | $34.5m | |
| Unrealized Gain Loss On Investment Securities | — | — | — | — | — | — | $612.2m | $879.4m | $1.1b | $1.3b | $1.3b |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.