← Enova International, Inc.
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $745.6m |
$843.7m
+13.17%
|
$1.1b
+32.04%
|
$1.2b
+5.45%
|
$1.1b
-7.75%
|
$1.2b
+11.46%
|
$1.7b
+43.72%
|
$2.1b
+21.98%
|
$2.7b
+25.51%
|
$3.2b
+18.58%
|
$3.4b
+9.34%
|
|
| Cost of Goods and Services Sold | $328.0m |
$396.6m
+20.94%
|
$571.0m
+43.96%
|
$602.9m
+5.59%
|
$399.5m
-33.73%
|
$183.7m
-54.03%
|
$618.5m
+236.75%
|
$887.7m
+43.52%
|
$1.1b
+27.11%
|
$1.3b
+17.11%
|
$1.8b
+32.76%
|
|
| Gross Profit | $417.6m |
$447.1m
+7.07%
|
$543.1m
+21.46%
|
$571.9m
+5.30%
|
$684.2m
+19.64%
|
$1.0b
+49.70%
|
$1.1b
+9.11%
|
$1.2b
+10.05%
|
$1.5b
+24.35%
|
$1.8b
+19.67%
|
$1.7b
-7.57%
|
|
| Interest Income (Expense), Net | ($65.6m) |
($74.0m)
-12.80%
|
($79.3m)
-7.22%
|
($75.6m)
+4.72%
|
— | — | — | — | — | — | — | |
| General and Administrative Expense | $98.0m | $101.7m | $107.1m | $109.2m | $140.6m | $157.0m | $140.5m | $160.3m | $156.5m | $169.7m | $172.0m | |
| Amortization of Intangible Assets | $1.1m | $1.1m | $1.1m | $1.1m | $1.8m | $6.9m | $8.1m | $8.4m | $8.1m | $7.3m | — | |
| Operating Costs and Expenses | $85.2m | $95.2m | — | — | — | — | — | — | — | — | — | |
| Operating Expenses | $296.1m | $312.7m | $360.0m | $323.7m | $326.4m | $611.2m | $733.6m | $807.8m | $944.7m | $1.1b | $1.2b | |
| Operating Income (Loss) | $121.5m |
$134.4m
+10.65%
|
$183.1m
+36.20%
|
$248.2m
+35.58%
|
$357.8m
+44.15%
|
$413.1m
+15.45%
|
$384.0m
-7.04%
|
$422.1m
+9.93%
|
$584.8m
+38.52%
|
$739.4m
+26.45%
|
$466.4m
-36.92%
|
|
| Interest Expense | — | — | — | — | $86.7m | $76.5m | $115.9m | $194.8m | $290.4m | $339.3m | — | |
| Foreign Currency Transaction Gain (Loss), before Tax | $1.6m | $384k | ($2.3m) | ($216k) | $514k | ($382k) | ($645k) | $57k | ($1.1m) | $367k | — | |
| Other Nonoperating Income (Expense) | — | — | — | — | — | ($2.0m) | ($1.3m) | ($282k) | ($5.7m) | ($1.0m) | — | |
| Income (Loss) from Equity Method Investments | — | — | — | — | $628k | $3.0m | $6.4m | $116k | ($16.5m) | $1.6m | — | |
| Income (Loss) from Continuing Operations before Income Taxes, Domestic | $57.4m | $37.9m | $76.4m | $170.1m | $435.4m | $335.8m | $272.9m | $226.6m | $270.7m | $400.8m | $461.9m | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | $57.4m | $37.9m | $76.4m | $170.1m | $435.4m | $337.2m | $272.6m | $227.2m | $271.1m | $401.0m | $461.9m | |
| Current Income Tax Expense (Benefit) | $25.1m | $13.4m | ($16.0m) | $31.1m | $45.5m | $40.8m | $48.2m | $43.6m | ($51.1m) | $22.1m | $106.5m | |
| Income Tax Expense (Benefit) | $22.8m | $8.7m | $6.3m | $42.1m | $57.2m | $80.1m | $65.2m | $52.1m | $61.7m | $92.6m | $106.5m | |
| Net Income (Loss) Attributable to Parent | $34.6m |
$29.2m
-15.50%
|
$70.1m
+139.73%
|
$36.6m
-47.77%
|
$377.8m
+932.02%
|
$256.3m
-32.17%
|
$207.4m
-19.07%
|
$175.1m
-15.57%
|
$209.4m
+19.60%
|
$308.4m
+47.24%
|
$355.5m
+15.26%
|
|
| Net Income (Loss) Attributable to Noncontrolling Interest | — | — | — | — | $85k | $773k | — | — | $209.4m | — | $355.5m | |
| Earnings Per Share, Basic | $1.04 | $0.87 | $2.06 | $1.09 | $11.85 | $7.05 | $6.42 | $5.71 | $7.78 | $12.25 | $14.28 | |
| Earnings Per Share, Diluted | $1.03 | $0.86 | $1.99 | $1.06 | $11.70 | $6.79 | $6.19 | $5.49 | $7.43 | $11.52 | $13.46 | |
| Income (Loss) from Continuing Operations, Per Basic Share | — | — | — | $4 | $12 | $7 | $6 | — | — | — | — | |
| Income (Loss) from Continuing Operations, Per Diluted Share | — | — | — | $4 | $12 | $7 | $6 | — | — | — | — | |
| Weighted Average Number of Shares Outstanding, Basic | 33.2m | 33.5m | 34.0m | 33.7m | 31.9m | 36.4m | 32.3m | 30.7m | 26.9m | 25.2m | 24.9m | |
| Weighted Average Number of Shares Outstanding, Diluted | 33.5m | 34.1m | 35.2m | 34.4m | 32.3m | 37.7m | 33.5m | 31.9m | 28.2m | 26.8m | 26.4m | |
| Additional Financial Items | ||||||||||||
| Business Combination, Acquisition Related Costs | — | — | — | — | $17.7m | $17.7m | $17.7m | — | — | — | — | |
| Goodwill, Impairment Loss | $0 | — | — | — | — | — | — | — | — | — | — | |
| Income (Loss) from Continuing Operations, Net of Tax, Attributable to Parent | — | — | — | $128.0m | $378.1m | $256.3m | $207.4m | — | — | — | — | |
| Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest | — | — | — | — | $378.2m | $257.1m | $207.4m | $175.1m | — | — | — | |
| Income (Loss) from Discontinued Operations, Net of Tax, Attributable to Parent | — | — | — | ($91.4m) | ($300k) | — | — | — | — | — | — |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.