← EZCORP INC
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Net Income (Loss) Attributable to Parent | ($80.7m) |
$31.9m
+139.46%
|
$39.1m
+22.60%
|
$2.5m
-93.49%
|
($68.5m)
-2794.33%
|
$8.6m
+112.58%
|
$50.2m
+482.44%
|
$38.5m
-23.32%
|
$83.1m
+116.04%
|
$109.6m
+31.91%
|
— | |
| Net Income (Loss), Including Portion Attributable to Noncontrolling Interest | ($88.4m) | $30.2m | $38.1m | $1.3m | ($68.5m) | $8.6m | $50.2m | $38.5m | $83.1m | $109.6m | — | |
| Net Income (Loss) Attributable to Noncontrolling Interest | ($7.7m) | ($1.6m) | ($988k) | ($1.2m) | $0 | $0 | — | — | — | — | — | |
| Depreciation, Depletion and Amortization | $28.7m | $23.7m | $25.5m | $28.8m | $30.8m | $30.7m | $32.1m | $32.1m | $33.1m | $32.5m | $36.2m | |
| Amortization of Debt Issuance Costs and Discounts | $12.4m | $12.3m | $17.6m | $19.8m | $13.2m | $13.8m | $1.4m | $1.6m | $1.6m | $1.7m | — | |
| Amortization of Deferred Charges | $6.9m | $4.3m | $6.0m | — | — | — | — | — | — | — | — | |
| Amortization of Intangible Assets | — | — | — | $7.8m | $11.2m | $11.3m | $11.7m | $10.0m | $11.6m | $10.7m | — | |
| Depreciation | $28.7m | $23.7m | $25.5m | $28.8m | $30.8m | $19.4m | $20.4m | $22.1m | $21.5m | $21.8m | $33.1m | |
| Depreciation Amortization Depletion | — | — | — | — | — | — | $32.1m | $32.1m | $33.1m | $32.5m | $36.2m | |
| Deferred Income Tax Expense (Benefit) | ($5.0m) | $3.8m | $8.7m | $1.3m | ($5.5m) | $3.3m | $4.9m | ($12.8m) | $1.4m | ($3.1m) | ($2.5m) | |
| Deferred Tax | — | — | — | — | — | — | $4.9m | ($12.8m) | $1.4m | ($3.1m) | ($2.5m) | |
| Share-based Payment Arrangement, Noncash Expense | $5.3m | $5.9m | $10.8m | $9.8m | ($5.1m) | $3.9m | $5.1m | $9.5m | $10.4m | $12.5m | $15.9m | |
| Payment, Tax Withholding, Share-based Payment Arrangement | $172k | $767k | $311k | $3.3m | $1.5m | $839k | $792k | $1.1m | $3.3m | $4.0m | — | |
| Share-based Payment Arrangement, Expense | $5.3m | $5.9m | $10.8m | $9.8m | ($5.1m) | $3.9m | $5.1m | $9.5m | $10.4m | $12.5m | $15.9m | |
| Goodwill and Intangible Asset Impairment | — | — | — | — | $54.7m | $0 | $0 | $4.3m | $843k | $877k | — | |
| Goodwill, Impairment Loss | $73.2m | $0 | $0 | — | $41.3m | $0 | $0 | $0 | $0 | $0 | $877k | |
| Asset Impairment Charge | — | — | — | — | — | — | $0 | $4.3m | $843k | $877k | $877k | |
| Income (Loss) from Equity Method Investments | ($255k) | $4.9m | $5.5m | ($135k) | ($2.4m) | $3.8m | $1.8m | ($28.5m) | $4.7m | $6.2m | — | |
| Other Nonoperating Income (Expense) | ($1.2m) | $423k | $5.4m | ($1.4m) | $17k | $790k | $167k | ($3.1m) | $1.4m | ($238k) | — | |
| Earnings (Loss)es From Equity Investments | — | — | — | — | — | — | ($1.8m) | $28.5m | ($4.7m) | ($6.2m) | ($8.4m) | |
| Change In Working Capital | — | — | — | — | — | — | ($81.2m) | ($58.1m) | ($71.3m) | ($57.2m) | ($87.2m) | |
| Accounts Receivable, Credit Loss Expense (Reversal) | $27.9m | $2.0m | — | — | — | — | — | — | — | — | ($6.2m) | |
| Change In Receivables | — | — | — | — | — | — | ($4.6m) | ($4.2m) | ($5.2m) | ($3.8m) | ($6.2m) | |
| Changes In Account Receivables | — | — | — | — | — | — | ($4.6m) | ($4.2m) | ($5.2m) | ($3.8m) | ($6.2m) | |
| Change In Inventory | — | — | — | — | — | — | ($15.3m) | ($4.8m) | ($8.5m) | ($18.2m) | ($24.4m) | |
| Other Operating Income (Expense), Net | — | — | — | — | — | — | — | $5.1m | $765k | $1.3m | — | |
| Net Cash Provided by (Used in) Operating Activities | $64.4m |
$51.8m
-19.51%
|
$88.7m
+71.16%
|
$103.5m
+16.67%
|
$49.1m
-52.59%
|
$46.4m
-5.38%
|
$66.5m
+43.28%
|
$101.8m
+53.05%
|
$113.6m
+11.55%
|
$149.0m
+31.15%
|
$181.6m
+21.92%
|
|
| Cash flows from investing activities: | ||||||||||||
| Gain (Loss) on Disposition of Property Plant Equipment, Excluding Oil and Gas Property and Timber Property | ($1.1m) | ($359k) | — | — | — | — | — | — | — | — | ($8.4m) | |
| Gain (Loss) on Disposition of Property Plant Equipment | — | — | — | — | — | — | — | ($208k) | $16k | ($135k) | ($8.4m) | |
| Capital Expenditure | — | — | — | — | — | — | ($31.9m) | ($40.4m) | ($35.8m) | ($38.6m) | ($43.3m) | |
| Payments to Acquire Businesses, Net of Cash Acquired | $6.0m | $2.2m | $93.2m | $8.1m | $0 | $19.0m | $1.9m | $14.9m | $12.1m | $20.7m | ($42.3m) | |
| Net Other Investing Changes | — | — | — | — | — | — | ($56.1m) | ($42.0m) | ($50.7m) | ($61.4m) | ($95.6m) | |
| Net Cash Provided by (Used in) Investing Activities | $6.7m | ($7.3m) | ($134.2m) | ($27.8m) | $109.9m | ($84.6m) | ($113.3m) | ($110.9m) | ($111.9m) | ($117.9m) | ($177.3m) | |
| Cash flows from financing activities: | ||||||||||||
| Gain (Loss) on Extinguishment of Debt | $0 | ($5.2m) | $0 | — | — | $0 | $0 | ($3.5m) | $0 | $0 | — | |
| Repayments of Long-term Debt | — | — | — | — | $198k | — | — | — | — | $6.4m | ($135.1m) | |
| Proceeds from Issuance of Long-term Debt | — | — | — | — | $912k | — | — | — | — | — | $0 | |
| Issuance Of Debt | — | — | — | — | — | — | $0 | $230.0m | $0 | $300.0m | $0 | |
| Long Term Debt Issuance | — | — | — | — | — | — | $0 | $230.0m | $0 | $300.0m | $0 | |
| Long Term Debt Payments | — | — | — | — | — | — | $0 | ($178.8m) | ($34.9m) | ($7.0m) | ($135.1m) | |
| Net Issuance Payments Of Debt | — | — | — | — | — | — | $0 | $51.2m | ($34.9m) | $293.0m | ($135.1m) | |
| Net Long Term Debt Issuance | — | — | — | — | — | — | $0 | $51.2m | ($34.9m) | $293.0m | ($135.1m) | |
| Repayment Of Debt | — | — | — | — | — | — | $0 | ($178.8m) | ($34.9m) | ($7.0m) | ($135.1m) | |
| Payments for Repurchase of Common Stock | $11.8m | $0 | $0 | — | $5.2m | $0 | $2.0m | $17.0m | $12.0m | $7.0m | — | |
| Common Stock Payments | — | — | — | — | — | — | ($2.0m) | ($17.0m) | ($12.0m) | ($7.0m) | ($9.0m) | |
| Net Common Stock Issuance | — | — | — | — | — | — | ($2.0m) | ($17.0m) | ($12.0m) | ($7.0m) | ($9.0m) | |
| Repurchase Of Capital Stock | — | — | — | — | — | — | ($2.0m) | ($17.0m) | ($12.0m) | ($7.0m) | ($9.0m) | |
| Dividend Received CFO | — | — | — | — | — | $0 | $3.4m | $0 | $0 | — | $0 | |
| Dividends Received CFI | — | — | — | — | — | — | $0 | $3.6m | $3.5m | $3.6m | $3.9m | |
| Net Other Financing Charges | — | — | — | — | — | — | ($792k) | ($10.6m) | ($3.3m) | ($11.6m) | ($21.2m) | |
| Net Cash Provided by (Used in) Financing Activities | ($63.2m) |
$53.4m
+184.47%
|
$167.6m
+214.12%
|
($198.3m)
-218.34%
|
($6.3m)
+96.85%
|
($16.3m)
-159.92%
|
($2.8m)
+82.58%
|
$23.7m
+936.58%
|
($50.2m)
-311.81%
|
$274.4m
+646.84%
|
($165.3m)
-160.25%
|
|
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect | — | $724k | ($654k) | ($123.1m) | $150.1m | ($48.9m) | ($49.3m) | $14.6m | ($49.2m) | $304.9m | $326.1m | |
| Beginning Cash Position | — | — | — | — | — | — | $263.6m | $214.4m | $229.0m | $179.8m | $487.1m | |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | — | $724k | ($654k) | $162.4m | $312.6m | $263.6m | $214.4m | $229.0m | $179.8m | $484.7m | $326.1m | |
| Effect of Exchange Rate on Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | — | $724k | ($654k) | ($507k) | ($2.6m) | $5.5m | $325k | ($41k) | ($725k) | ($637k) | $612k | |
| Effect Of Exchange Rate Changes | — | — | — | — | — | — | $325k | ($41k) | ($725k) | ($637k) | $612k | |
| Additional Supplementary Disclosures | ||||||||||||
| Additional Supplementary Disclosures | ||||||||||||
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating Activities | — | — | $8.4m | $12.9m | $8.5m | $8.2m | $8.2m | $11.1m | $12.1m | $11.1m | — | |
| Income Taxes Paid, Net | $3.0m | $8.9m | $13.7m | $11.1m | $9.8m | $3.7m | $15.9m | $11.4m | $25.7m | $39.5m | — | |
| Additional Financial Items | ||||||||||||
| Deconsolidation, Gain (Loss), Amount | — | — | — | ($300k) | ($300k) | — | — | — | — | — | — | |
| Foreign Currency Transaction Gain (Loss), before Tax | $1.1m | $500k | $400k | ($300k) | $500k | $100k | $0 | — | — | — | — | |
| Gain (Loss) on Disposition of Business | $32.2m | $0 | $0 | — | — | — | — | — | — | — | — | |
| General and Administrative Expense | $68.1m | $53.3m | $53.7m | $63.7m | $49.9m | $56.5m | $64.3m | $67.5m | $75.6m | $83.5m | — | |
| Goodwill | $254.0m | $254.8m | $297.4m | $300.5m | $257.6m | $285.8m | $286.8m | $302.4m | $306.5m | $324.9m | $877k | |
| Income (Loss) from Continuing Operations, Net of Tax, Attributable to Parent | ($8.0m) | $33.7m | $39.9m | $3.0m | ($68.5m) | — | — | — | — | — | — | |
| Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest | ($9.0m) | $32.0m | $38.9m | $1.8m | ($68.5m) | $8.6m | — | — | — | — | — | |
| Income (Loss) from Discontinued Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest | ($79.4m) | ($1.8m) | ($856k) | ($457k) | $0 | $0 | — | — | — | — | — | |
| Income (Loss) from Discontinued Operations, Net of Tax, Attributable to Parent | ($72.8m) | ($1.8m) | ($856k) | ($457k) | $0 | — | — | — | — | — | — | |
| Income Tax Expense (Benefit) | $9.4m | $11.2m | $18.1m | $2.4m | ($1.6m) | $7.5m | $17.6m | $13.2m | $32.5m | $37.2m | — | |
| Interest Expense Nonoperating | — | — | — | — | — | — | — | — | $13.6m | $23.0m | — | |
| Investment Income, Interest | $81k | $12.1m | $17.0m | $11.1m | $3.2m | $2.5m | $817k | $7.5m | $10.6m | $14.7m | — | |
| Operating Costs and Expenses | $301.4m | $304.6m | $334.6m | $350.6m | $341.0m | $330.8m | $357.4m | $418.6m | $461.1m | $481.1m | — | |
| Operating Expenses | $399.1m | $381.9m | $414.2m | $447.4m | $497.6m | $418.3m | $453.2m | $517.7m | $569.7m | $596.9m | — | |
| Revenue from Contract with Customer, Including Assessed Tax | — | — | $813.5m | — | — | — | — | — | — | — | — | |
| Cash Flow From Continuing Financing Activities | — | — | — | — | — | — | ($2.8m) | $23.7m | ($50.2m) | $274.4m | ($165.3m) | |
| Cash Flow From Continuing Investing Activities | — | — | — | — | — | — | ($113.3m) | ($110.9m) | ($111.9m) | ($117.9m) | ($177.3m) | |
| Change In Account Payable | — | — | — | — | — | — | ($65.1m) | ($61.5m) | ($57.2m) | ($41.4m) | ($43.4m) | |
| Change In Cash Supplemental As Reported | — | — | — | — | — | — | ($49.3m) | $14.6m | ($49.2m) | $304.9m | — | |
| Change In Other Working Capital | — | — | — | — | — | — | $574k | $14.3m | $8.2m | $12.0m | $2.2m | |
| Change In Payable | — | — | — | — | — | — | ($65.1m) | ($61.5m) | ($57.2m) | ($41.4m) | ($43.4m) | |
| Change In Prepaid Assets | — | — | — | — | — | — | $3.2m | ($1.8m) | ($8.6m) | ($5.7m) | ($4.6m) | |
| Changes In Cash | — | — | — | — | — | — | ($49.6m) | $14.6m | ($48.4m) | $305.5m | ($161.0m) | |
| End Cash Position | — | — | — | — | — | — | $214.4m | $229.0m | $179.8m | $484.7m | $326.1m | |
| Financing Cash Flow | — | — | — | — | — | — | ($2.8m) |
$23.7m
+936.58%
|
($50.2m)
-311.81%
|
$274.4m
+646.84%
|
($165.3m)
-160.25%
|
|
| Free Cash Flow | — | — | — | — | — | — | $34.6m | $61.4m | $77.8m | $110.4m | $138.3m | |
| Investing Cash Flow | — | — | — | — | — | — | ($113.3m) | ($110.9m) | ($111.9m) | ($117.9m) | ($177.3m) | |
| Net Business Purchase And Sale | — | — | — | — | — | — | ($8.8m) | ($17.0m) | ($13.2m) | ($21.5m) | ($42.3m) | |
| Net Investment Purchase And Sale | — | — | — | — | — | — | ($16.5m) | ($15.0m) | ($15.7m) | $0 | $0 | |
| Operating Gains Losses | — | — | — | — | — | — | ($1.8m) | $32.0m | ($4.7m) | ($6.2m) | ($8.4m) | |
| Other Non Cash Items | — | — | — | — | — | — | $56.1m | $55.6m | $60.8m | $59.0m | — | |
| Provisionand Write Offof Assets | — | — | — | — | — | — | ($2.3m) | $603k | $73k | $858k | $139k | |
| Purchase Of Business | — | — | — | — | — | — | ($8.8m) | ($17.0m) | ($13.2m) | ($21.5m) | ($42.3m) | |
| Purchase Of Investment | — | — | — | — | — | — | ($16.5m) | ($15.0m) | ($15.7m) | $0 | $0 | |
| Stock Based Compensation | — | — | — | — | — | — | $5.1m | $9.5m | $10.4m | $12.5m | $15.9m |