← FB Financial Corp
| Annual Trend | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Total interest income | $169.6m |
$239.6m
+41.25%
|
$282.5m
+17.93%
|
$314.6m
+11.36%
|
$385.0m
+22.36%
|
$481.4m
+25.05%
|
$678.4m
+40.92%
|
$725.5m
+6.95%
|
$833.9m
+14.94%
|
— | |
| Loss on sales or write-downs of premises and equipment, other real estate owned and other assets, net | $774k | ($99k) | $545k | ($1.5m) | $2.5m | ($114k) | ($27k) | ($2.2m) | ($1.2m) | — | |
| Total noninterest income | $141.6m | $130.6m | $135.4m | $301.9m | $228.3m | $114.7m | $70.5m | $39.1m | $43.9m | — | |
| Net interest income | $153.3m |
$204.1m
+33.14%
|
$226.0m
+10.77%
|
$265.7m
+17.53%
|
$347.4m
+30.76%
|
$412.2m
+18.67%
|
$407.2m
-1.22%
|
$416.5m
+2.28%
|
$516.1m
+23.91%
|
$592.0m
+14.70%
|
|
| Total noninterest expense | $222.3m | $223.5m | $244.8m | $377.1m | $373.6m | $348.3m | $324.9m | $296.9m | $378.2m | — | |
| Total interest expense | $16.3m | $35.5m | $56.5m | $49.0m | $37.6m | $69.2m | $271.2m | $309.0m | $317.8m | — | |
| Net interest income after provision for credit losses | $154.2m |
$198.7m
+28.82%
|
$219.0m
+10.22%
|
$157.7m
-27.99%
|
$388.4m
+146.28%
|
$393.3m
+1.26%
|
$404.7m
+2.91%
|
$404.5m
-0.04%
|
$472.8m
+16.89%
|
$592.0m
+25.20%
|
|
| Other income | $4.1m | $6.2m | $7.1m | $15.3m | $19.0m | $5.2m | $6.1m | $12.1m | $9.6m | — | |
| Other expense | $33.1m | $37.7m | $40.2m | $55.0m | $64.0m | $60.7m | $63.3m | $59.6m | $75.8m | — | |
| Income before income taxes | $73.5m | $105.9m | $109.5m | $82.5m | $243.1m | $159.6m | $150.3m | $146.7m | $138.5m | $246.7m | |
| Income tax expense | $21.1m | $25.6m | $25.7m | $18.8m | $52.8m | $35.0m | $30.1m | $30.6m | $15.9m | $50.2m | |
| Net income applicable to FB Financial Corporation | $52.4m | $80.2m | $83.8m | $63.6m | $190.3m | $124.6m | $120.2m | $116.0m | $122.6m | — | |
| Net income applicable to FB Financial Corporation and noncontrolling interest | $52.4m | $80.2m | $83.8m | $63.6m | $190.3m | $124.6m | $120.2m | $116.1m | $122.6m | — | |
| Net income applicable to noncontrolling interest | — | $0 | $0 | $8k | $16k | $16k | $16k | $16k | $16k | — | |
| Basic (in dollars per share) | $1.90 | $2.60 | $2.70 | $1.69 | $4.01 | $2.64 | $2.57 | $2.48 | $2.47 | — | |
| Diluted (in dollars per share) | $1.86 | $2.55 | $2.65 | $1.67 | $3.97 | $2.64 | $2.57 | $2.48 | $2.45 | — | |
| Interest and fees on loans | $154.0m | $221.0m | $260.5m | $294.6m | $359.3m | $436.4m | $599.2m | $626.4m | $731.9m | — | |
| Taxable | $10.1m | $12.4m | $13.2m | $10.3m | $15.2m | $25.5m | $27.3m | $50.1m | $57.9m | — | |
| Tax-exempt | $4.0m | $4.0m | $4.8m | $7.1m | $7.7m | $7.3m | $7.2m | $4.7m | $4.2m | — | |
| Other | $1.6m | $2.1m | $4.1m | $2.7m | $2.9m | $12.3m | $44.8m | $44.3m | $39.9m | — | |
| Deposits | $13.0m | $29.5m | $51.6m | $42.9m | $30.2m | $56.6m | $258.8m | $296.3m | $309.2m | — | |
| Borrowings | $3.3m | $6.0m | $4.9m | $6.1m | $7.4m | $12.5m | $12.4m | $12.7m | $8.6m | — | |
| Provision for credit losses on loans HFI | — | — | $7.1m | $94.6m | ($39.0m) | $10.4m | $16.7m | $14.7m | $33.2m | — | |
| Provision for (reversal of) credit losses on unfunded commitments | — | $0 | $0 | $13.4m | ($2.0m) | $8.6m | ($14.2m) | ($2.7m) | $10.1m | — | |
| Mortgage banking income, investment services and trust income, service charges on deposit accounts, ATM and interchange fees | $137.1m | $124.4m | $127.8m | $286.5m | $206.1m | $110.1m | $78.4m | $85.5m | $96.0m | — | |
| Loss from investment securities, net | $285k | ($116k) | $57k | $1.6m | $324k | ($376k) | ($14.0m) | ($56.4m) | ($60.5m) | — | |
| Salaries, commissions and employee benefits | $130.0m | $136.9m | $152.1m | $233.8m | $248.3m | $211.5m | $203.4m | $183.8m | $217.7m | — | |
| Occupancy and equipment expense | $13.0m | $14.0m | $15.6m | $19.0m | $22.7m | $23.6m | $28.1m | $26.2m | $28.1m | $29.9m | |
| Merger and integration costs | $19.0m | $1.6m | $5.4m | $34.9m | $0 | $0 | $0 | $0 | $23.8m | — | |
| Data processing | $6.5m | $9.1m | $10.6m | $11.4m | $10.0m | $9.3m | $9.2m | $9.6m | $9.7m | — | |
| Advertising | $13.0m | $13.1m | $9.1m | $10.1m | $13.9m | $11.2m | $8.3m | $7.0m | $9.6m | — | |
| Legal and professional fees | $5.7m | $7.9m | $7.5m | $7.7m | $9.2m | $15.0m | $8.9m | $7.7m | $8.1m | — | |
| Amortization of core deposit and other intangibles | $2.0m | $3.2m | $4.3m | $5.3m | $5.5m | $4.6m | $3.7m | $2.9m | $5.3m | — |