← HOME BANCORP, INC.
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling Interest | $16.0m | $16.8m | $31.6m | $27.9m | $24.8m | $48.6m | $34.1m | $40.2m | $36.4m | $46.1m | — | |
| Amortization | $3.3m | $6.6m | $8.3m | — | — | — | — | — | — | — | $0 | |
| Amortization of Debt Issuance Costs | — | — | — | — | $0 | $0 | $120k | $228k | $218k | $216k | — | |
| Amortization of Intangible Assets | — | $763k | $1.8m | $1.6m | $1.4m | $1.2m | $1.6m | $1.6m | $1.3m | $1.1m | — | |
| Depreciation | $1.8m | $2.0m | $2.5m | $2.9m | $3.1m | $3.1m | $3.5m | $3.6m | $3.5m | $3.3m | $3.4m | |
| Deferred Income Tax Expense (Benefit) | ($321k) | $2.5m | $2.1m | $137k | ($1.6m) | $2.5m | ($882k) | ($33k) | ($44k) | ($123k) | ($488k) | |
| Share-based Payment Arrangement, Noncash Expense | $1.6m | $2.1m | $2.5m | $2.4m | $2.0m | $2.4m | $2.4m | $2.4m | $2.8m | $3.4m | $3.8m | |
| Income (Loss) from Equity Method Investments | — | — | — | — | — | — | — | — | — | ($182k) | — | |
| Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal | ($589k) | ($3.5m) | ($9.0m) | $58k | ($601k) | ($2.7m) | ($10.4m) | $2.3m | $2.4m | $1.1m | — | |
| Gain (Loss) on Disposition of Other Assets | — | — | — | $335k | $11k | ($504k) | $26k | $27k | ($33k) | ($3k) | — | |
| Net Cash Provided by (Used in) Operating Activities | $20.5m |
$24.8m
+20.81%
|
$47.1m
+90.41%
|
$43.9m
-6.77%
|
$49.0m
+11.59%
|
$55.7m
+13.63%
|
$51.2m
-8.11%
|
$41.4m
-19.22%
|
$48.7m
+17.83%
|
$54.5m
+11.85%
|
$61.2m
+12.32%
|
|
| Cash flows from investing activities: | ||||||||||||
| Payments to Acquire Property, Plant, and Equipment | $4.1m | $1.9m | $5.0m | $3.8m | $2.1m | $2.5m | $2.7m | $2.0m | $4.1m | $10.2m | ($9.7m) | |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale | $37.5m | $39.6m | $50.3m | $72.9m | $97.3m | $80.7m | $57.9m | $49.6m | $43.8m | $54.8m | — | |
| Gain (Loss) on Sale of Investments | — | — | — | $335k | $11k | $504k | ($26k) | ($249k) | $0 | $0 | — | |
| Payments to Acquire Businesses, Net of Cash Acquired | — | ($68.2m) | — | — | — | — | $16.1m | $0 | $0 | — | $0 | |
| Net Cash Provided by (Used in) Investing Activities | ($11.5m) | $78.7m | ($24.7m) | ($72.3m) | ($260.0m) | $54.9m | ($495.4m) | ($94.3m) | ($107.1m) | ($2.9m) | ($43.3m) | |
| Cash flows from financing activities: | ||||||||||||
| Payments for Repurchase of Common Stock | $357k | $71k | $1.2m | $15.4m | $14.0m | $8.9m | $11.3m | $5.3m | $4.8m | $14.4m | — | |
| Payments of Ordinary Dividends, Common Stock | $3.0m | $4.1m | $6.7m | $7.9m | $7.9m | $7.9m | $7.8m | $8.2m | $8.2m | $9.0m | ($9.6m) | |
| Proceeds from Issuance of Common Stock | — | — | $70k | $157k | ($13k) | $303k | $324k | $329k | $886k | $640k | — | |
| Other Interest and Dividend Income | $276k | $699k | $1.4m | $1.4m | $460k | $685k | $3.1m | $2.4m | $3.6m | $4.0m | — | |
| Net Cash Provided by (Used in) Financing Activities | ($4.5m) |
$17.7m
+495.42%
|
($113.2m)
-740.62%
|
$8.6m
+107.61%
|
$359.1m
+4066.02%
|
$302.8m
-15.67%
|
($69.9m)
-123.08%
|
$41.3m
+159.14%
|
$81.1m
+96.21%
|
($8.6m)
-110.57%
|
$57.7m
+772.84%
|
|
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect | — | — | — | ($19.8m) | $148.1m | $413.5m | ($514.0m) | ($11.6m) | $22.7m | $43.1m | $188.2m | |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | — | — | — | $39.8m | $188.0m | $601.4m | $87.4m | $75.8m | $98.5m | $141.6m | $188.2m | |
| Additional Supplementary Disclosures | ||||||||||||
| Additional Supplementary Disclosures | ||||||||||||
| Provision for Loan, Lease, and Other Losses | $3.2m | $2.3m | $3.9m | $3.0m | $12.7m | ($10.2m) | $7.5m | $2.3m | $2.4m | $1.1m | $2.9m | |
| Bank Owned Life Insurance Income | $483k | $494k | $656k | $2.1m | $994k | $2.6m | $915k | $1.0m | $1.1m | $1.1m | — | |
| Gain (Loss) on Sales of Loans, Net | $1.8m | $1.2m | $872k | $1.1m | $2.9m | $2.5m | $663k | $816k | $470k | $860k | — | |
| Proceeds from Stock Options Exercised | $1.4m | $1.2m | $914k | $2.2m | $30k | $80k | $375k | $102k | $130k | $87k | — | |
| Parent Company | $3.0m | $4.1m | $6.7m | $7.9m | $7.9m | $7.9m | $7.8m | $8.2m | $8.2m | $9.0m | — | |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating Activities | $5.2m | $6.5m | $10.4m | $16.1m | $11.9m | $6.2m | $7.7m | $41.9m | $62.1m | $61.6m | — | |
| Income Taxes Paid, Net | $7.9m | $10.1m | $5.1m | $3.2m | $5.4m | $12.0m | $6.5m | $12.6m | $6.5m | $13.4m | — | |
| Additional Financial Items | ||||||||||||
| Gain (Loss) on Disposition of Assets | $596k | ($162k) | ($52k) | ($335k) | ($11k) | ($504k) | $26k | ($27k) | $33k | $3k | — | |
| Goodwill | $9.4m | $58.6m | $58.5m | $58.5m | $58.5m | $58.5m | $81.5m | $81.5m | $81.5m | $81.5m | — | |
| Income Tax Expense (Benefit) | $7.6m | $12.5m | $6.7m | $5.9m | $6.0m | $11.8m | $8.4m | $9.9m | $8.8m | $12.0m | — | |
| Financing Receivable, Credit Loss, Expense (Reversal) | — | $2.3m | $3.9m | $3.0m | $12.7m | ($10.2m) | $7.5m | — | — | — | — |