← HOME BANCSHARES INC
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total interest income | $436.5m |
$520.3m
+19.18%
|
$685.4m
+31.74%
|
$718.0m
+4.76%
|
$676.0m
-5.85%
|
$625.2m
-7.51%
|
$877.8m
+40.40%
|
$1.2b
+33.87%
|
$1.3b
+10.61%
|
$1.3b
-1.61%
|
— | |
| Noninterest income: | ||||||||||||
| Total non-interest income | $87.1m | $99.6m | $102.8m | $99.5m | $111.8m | $137.6m | $175.1m | $169.9m | $168.6m | $198.5m | — | |
| Net interest income | $406.0m |
$455.9m
+12.30%
|
$561.0m
+23.05%
|
$563.2m
+0.39%
|
$582.6m
+3.43%
|
$573.0m
-1.65%
|
$758.7m
+32.41%
|
$826.9m
+9.00%
|
$848.8m
+2.64%
|
$892.4m
+5.14%
|
$923.3m
+3.47%
|
|
| Interest Income (Expense), Net | $406.0m |
$455.9m
+12.30%
|
$561.0m
+23.05%
|
$563.2m
+0.39%
|
$582.6m
+3.43%
|
$573.0m
-1.65%
|
$758.7m
+32.41%
|
$826.9m
+9.00%
|
$848.8m
+2.64%
|
$892.4m
+5.14%
|
$1.3b
+45.12%
|
|
| Labor and Related Expense | $102.0m | $119.4m | $143.5m | $154.2m | $163.9m | $170.8m | $238.9m | $257.0m | $241.0m | $252.9m | — | |
| Salaries and employee benefits | $102.0m | $119.4m | $143.5m | $154.2m | $163.9m | $170.8m | $238.9m | $257.0m | $241.0m | $252.9m | — | |
| Amortization of Intangible Assets | $3.1m | $4.2m | $6.5m | $6.3m | $5.8m | $5.7m | $8.9m | $9.7m | $8.4m | $8.0m | — | |
| Noninterest expense: | ||||||||||||
| Other operating expenses | $53.2m | $78.2m | $72.1m | $70.0m | $83.0m | $65.0m | $98.8m | $119.3m | $111.4m | $112.6m | — | |
| Total non-interest expense | $191.8m | $240.2m | $264.0m | $275.8m | $304.4m | $298.5m | $475.6m | $472.9m | $446.9m | $458.2m | — | |
| Interest expense: | ||||||||||||
| Total interest expense | $30.6m | $64.3m | $124.4m | $154.8m | $93.4m | $52.2m | $119.1m | $348.1m | $451.0m | $386.5m | — | |
| Interest Income, Operating | $32.7m | $38.7m | $50.1m | $54.4m | $48.8m | $49.7m | $120.3m | $170.2m | $156.7m | $136.9m | $1.3b | |
| Net interest income after provision for credit losses | $387.4m |
$411.7m
+6.27%
|
$556.7m
+35.23%
|
$561.9m
+0.93%
|
$470.3m
-16.30%
|
$577.7m
+22.84%
|
$695.1m
+20.32%
|
$814.8m
+17.22%
|
$800.7m
-1.73%
|
$871.5m
+8.84%
|
$923.3m
+5.95%
|
|
| Debt and Equity Securities, Realized Gain (Loss) | — | — | — | ($2k) | — | $219k | $0 | $0 | — | — | — | |
| Gain on sale of SBA loans | $1.1m | $738k | $566k | $1.6m | $645k | $2.4m | $183k | $278k | $617k | $642k | — | |
| Income (Loss) from Equity Method Investments | — | — | — | — | — | — | — | — | $5.1m | $12.5m | — | |
| Other income | $8.0m | $9.5m | $11.9m | $8.6m | $12.4m | $20.7m | $48.3m | $38.5m | $30.0m | $51.7m | — | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | $282.6m | $271.1m | $395.5m | $385.6m | $277.7m | $416.8m | $394.6m | $511.9m | $522.3m | $611.8m | $619.3m | |
| Current Income Tax Expense (Benefit) | $92.8m | $101.9m | $91.8m | $67.1m | $83.0m | $93.9m | $87.1m | $123.0m | $111.8m | $126.0m | $139.9m | |
| Income Tax Expense (Benefit) | $105.5m | $136.0m | $95.1m | $96.1m | $63.3m | $97.8m | $89.3m | $119.0m | $120.1m | $136.4m | $139.9m | |
| Net Income (Loss) Attributable to Parent | $177.1m |
$135.1m
-23.74%
|
$300.4m
+122.38%
|
$289.5m
-3.62%
|
$214.4m
-25.93%
|
$319.0m
+48.76%
|
$305.3m
-4.31%
|
$392.9m
+28.72%
|
$402.2m
+2.37%
|
$475.4m
+18.20%
|
$479.4m
+0.83%
|
|
| Earnings Per Share, Basic | $1.26 | $0.90 | $1.73 | $1.73 | $1.30 | $1.94 | $1.57 | $1.94 | $2.01 | $2.41 | $2.42 | |
| Earnings Per Share, Diluted | $1.26 | $0.89 | $1.73 | $1.73 | $1.30 | $1.94 | $1.57 | $1.94 | $2.01 | $2.41 | $2.42 | |
| Weighted Average Number of Shares Outstanding, Basic | 140.4m | 150.8m | 173.7m | 167.8m | 165.4m | 164.5m | 194.7m | 202.6m | 199.9m | 197.4m | 197.8m | |
| Weighted Average Number of Shares Outstanding, Diluted | 140.7m | 151.5m | 174.1m | 167.8m | 165.4m | 164.9m | 195.0m | 202.8m | 200.1m | 197.7m | 198.1m | |
| Additional Financial Items | ||||||||||||
| Bank Owned Life Insurance Income | $1.4m | $2.0m | $2.9m | $2.8m | $2.2m | $2.0m | $3.8m | $4.7m | $4.8m | $6.1m | — | |
| Debt Securities Available For Sale Excluding Accrued Interest Allowance For Credit Loss Period Increase Decrease | — | — | — | — | — | — | $0 | $1.7m | ($330k) | ($2.2m) | — | |
| Depreciation, Depletion and Amortization, Nonproduction | — | — | — | — | — | — | — | — | $29.2m | $29.2m | $8.8m | |
| Direct Operating Maintenance Supplies Costs | $1.8m | $2.0m | $2.2m | $2.0m | $2.0m | $1.9m | $3.1m | $3.1m | $2.7m | $3.0m | — | |
| Goodwill, Impairment Loss | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | — | |
| Other Cost and Expense, Operating | $53.2m | $78.2m | $72.1m | $70.0m | $83.0m | $65.0m | $98.8m | $119.3m | $111.4m | $112.6m | — | |
| Loans | $403.4m | $479.2m | $630.6m | $658.3m | $625.3m | $572.0m | $728.3m | $989.6m | $1.1b | $1.1b | — | |
| Taxable | $21.2m | $26.8m | $36.8m | $41.4m | $32.6m | $30.1m | $91.9m | $138.6m | $125.8m | $106.1m | — | |
| Tax-exempt | $11.4m | $12.0m | $13.3m | $13.0m | $16.2m | $19.6m | $28.4m | $31.6m | $31.0m | $30.9m | — | |
| Deposits – other banks | $471k | $2.3m | $4.6m | $5.2m | $1.8m | $3.5m | $29.1m | $15.0m | $42.8m | $26.2m | — | |
| Federal funds sold | $9k | $10k | $33k | $34k | $21k | $0 | $25k | $221k | $255k | $205k | — | |
| Interest on deposits | $15.9m | $33.8m | $79.6m | $114.1m | $63.1m | $24.9m | $86.0m | $296.0m | $376.6m | $347.0m | — | |
| Federal funds purchased | $2k | $1k | $1k | $54k | $13k | $0 | $2k | $3k | $1k | $0 | — | |
| FHLB and other borrowed funds | $12.5m | $14.5m | $22.4m | $17.2m | $9.5m | $7.6m | $11.1m | $30.8m | $52.5m | $21.8m | — | |
| Securities sold under agreements to repurchase | $574k | $918k | $1.8m | $2.5m | $1.2m | $497k | $1.4m | $4.8m | $5.4m | $4.1m | — | |
| Subordinated debentures | $1.6m | $15.1m | $20.6m | $20.9m | $19.6m | $19.2m | $20.6m | $16.5m | $16.5m | $13.6m | — | |
| Provision for credit losses on loans | $18.6m | $44.2m | $4.3m | $1.3m | $102.1m | $0 | $50.2m | $11.9m | $48.4m | $24.1m | — | |
| Recovery of credit losses on unfunded commitments | — | — | — | — | — | — | — | ($1.5m) | $0 | ($1.0m) | — | |
| (Recovery of ) provision for credit losses on investment securities | — | — | — | — | $842k | $0 | $2.0m | $1.7m | ($330k) | ($2.2m) | — | |
| Service charges | $55.2m | $61.0m | $63.4m | $60.0m | $52.1m | $58.7m | $81.7m | $83.4m | $82.2m | $86.8m | — | |
| Trust fees | $1.5m | $1.7m | $1.6m | $1.6m | $1.6m | $2.0m | $12.9m | $17.9m | $18.7m | $19.7m | $21.3m | |
| Mortgage lending income | $14.4m | $13.3m | $12.4m | $14.3m | $29.1m | $25.7m | $17.7m | $10.7m | $15.8m | $17.8m | — | |
| Insurance commissions | $2.3m | $1.9m | $2.1m | $2.3m | $1.8m | $1.9m | $2.2m | $2.1m | $2.2m | $2.2m | — | |
| Increase in cash value of life insurance | $1.4m | $2.0m | $2.9m | $2.8m | $2.2m | $2.0m | $3.8m | $4.7m | $4.8m | $6.1m | — | |
| Dividends from FHLB, FRB, FNBB & other | $3 | $3 | $6 | $8 | $12 | $15 | $9 | $12 | $11 | $11 | — | |
| Gain on branches, equipment and other assets, net | $700k | ($960k) | ($120k) | ($3k) | $326k | ($105k) | $15k | $1.5m | $2.1m | $754k | — | |
| (Loss) gain on OREO, net | ($554k) | $1.0m | $2.4m | $757k | $1.1m | $2.0m | $500k | $332k | ($2.3m) | ($161k) | — | |
| Fair value adjustment for marketable securities | — | — | ($499k) | $0 | $2.0m | $7.2m | ($1.3m) | ($1.1m) | $3.0m | $2.4m | — | |
| Occupancy and equipment | $26.1m | $30.6m | $34.0m | $35.5m | $38.4m | $36.6m | $53.4m | $60.3m | $58.0m | $57.7m | $59.9m | |
| Data processing expense | $10.5m | $12.0m | $14.4m | $16.2m | $19.0m | $24.3m | $34.9m | $36.3m | $36.5m | $34.4m | — | |
| Merger and acquisition expenses | — | — | — | $0 | $711k | $1.9m | $49.6m | $0 | $0 | $580k | — | |
| Total credit loss expense | — | — | $4.3m | $1.3m | $112.3m | ($4.8m) | $63.6m | $12.1m | $48.1m | $20.9m | — |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.