← HomeTrust Bancshares, Inc.
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Net Income (Loss) Attributable to Parent | $11.5m |
$11.8m
+3.41%
|
$8.2m
-30.49%
|
$27.1m
+229.64%
|
$22.8m
-16.07%
|
$15.7m
-31.20%
|
$35.7m
+127.45%
|
$44.6m
+25.11%
|
$54.8m
+22.87%
|
$64.4m
+17.44%
|
— | |
| Net Income (Loss) Available to Common Stockholders, Basic | $11.5m |
$11.8m
+3.41%
|
$8.2m
-31.00%
|
$27.0m
+229.75%
|
$22.6m
-16.20%
|
$15.5m
-31.25%
|
$35.3m
+127.58%
|
$44.2m
+25.04%
|
$54.3m
+22.79%
|
$63.7m
+17.39%
|
— | |
| Depreciation, Depletion and Amortization | — | — | — | — | — | — | $9.3m | $9.1m | $11.6m | — | $13.2m | |
| Depreciation, Amortization and Accretion, Net | ($4.0m) | ($6.7m) | ($6.0m) | ($6.8m) | ($5.4m) | ($997k) | $2.5m | $4.3m | $5.4m | — | $13.2m | |
| Depreciation | $4.0m | $3.8m | $3.8m | $4.2m | $5.9m | $9.5m | $4.0m | $4.2m | $3.8m | — | $10.4m | |
| Depreciation and amortization of premises and equipment and equipment for operating leases | — | — | — | — | $5.9m | $9.5m | $9.3m | $9.1m | $11.6m | $11.1m | $13.2m | |
| Net amortization and accretion | ($4.0m) | ($6.7m) | ($6.0m) | ($6.8m) | ($5.4m) | ($997k) | $2.5m | $4.3m | $5.4m | $3.7m | — | |
| Amortization of tax credit equity investments | — | — | — | — | — | — | — | $240k | $372k | $5.1m | — | |
| Deferred Income Tax Expense (Benefit) | $4.6m | $4.9m | $26.1m | $5.3m | $5.2m | $3.6m | $6.6m | ($433k) | $1.1m | $132k | $614k | |
| Share-based Payment Arrangement, Expense | $2.9m | $4.2m | $3.0m | $1.6m | $1.8m | $2.1m | $2.2m | $1.9m | $1.8m | — | $4.9m | |
| Share-based compensation expense | $2.9m | $4.2m | $3.0m | $1.6m | $1.8m | $2.1m | $2.2m | $1.9m | $1.8m | $2.2m | $4.9m | |
| Goodwill, Impairment Loss | — | — | — | — | — | — | — | — | $0 | $0 | — | |
| Capital contributions in tax credit equity investments | — | — | — | — | — | — | — | ($901k) | ($724k) | ($8.2m) | — | |
| Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal | $8.3m | ($2.7m) | ($1.2m) | ($4.8m) | ($4.6m) | ($223k) | ($1.5m) | $15.4m | $7.5m | $6.9m | — | |
| (Increase) decrease in accrued interest receivable and other assets | $8.3m | ($2.7m) | ($1.2m) | ($4.8m) | ($4.6m) | ($223k) | ($3.6m) | ($7.5m) | ($1.3m) | ($396k) | — | |
| (Decrease) increase in accrued interest payable and other liabilities | ($912k) | ($949k) | ($13k) | ($3.6m) | ($3.3m) | $1.5m | $1.6m | $2.2m | ($1.3m) | ($8.1m) | — | |
| Increase (Decrease) in Other Operating Liabilities | ($912k) | ($949k) | ($13k) | ($3.6m) | ($3.3m) | $1.5m | $1.6m | $2.2m | ($1.3m) | ($8.1m) | — | |
| Establish receivable for proceeds from redemption of BOLI policies (included in other assets) | — | — | — | — | — | — | $0 | $0 | $0 | $0 | — | |
| Net Cash Provided by (Used in) Operating Activities | $28.7m |
$15.1m
-47.33%
|
$31.3m
+107.36%
|
$7.7m
-75.55%
|
($42.1m)
-648.94%
|
$2.8m
+106.55%
|
$34.8m
+1162.74%
|
($42.4m)
-221.82%
|
$45.4m
+207.17%
|
$49.5m
+8.92%
|
$98.7m
+99.49%
|
|
| Cash flows from investing activities: | ||||||||||||
| Gain (Loss) on Disposition of Property Plant Equipment | $10k | $385k | $164k | $0 | $0 | $1.3m | $87k | $2.1m | ($9k) | ($93k) | ($2.5m) | |
| Payments to Acquire Property, Plant, and Equipment | $742k | $2.8m | $3.5m | $2.1m | $2.9m | $16.1m | $6.6m | $3.4m | $3.0m | ($4.2m) | ($4.0m) | |
| Gain (loss) on sale of premises and equipment | $10k | $385k | ($164k) | $0 | $0 | $1.3m | $87k | ($2.1m) | $9k | ($93k) | — | |
| Loss on previously leased equipment | — | — | — | — | — | — | $12k | $451k | $1.2m | $1.6m | — | |
| Proceeds from sale of equipment for operating leases - lessor | — | — | — | — | $517k | $2.6m | $6.0m | $8.6m | $257k | $1.4m | — | |
| Proceeds from sale of premises and equipment and assets held for sale | $69k | $395k | $923k | $0 | $0 | $0 | $2.3m | $8.0m | $0 | $7.7m | — | |
| Transfer of premises and equipment to assets held for sale | — | — | — | — | $0 | $0 | $3.2m | $0 | $0 | $7.6m | — | |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale | $100.8m | $27.1m | $20.7m | $38.4m | $57.9m | $61.5m | $65.4m | $65.6m | $28.7m | $36.6m | — | |
| Debt Securities, Available-for-sale, Realized Gain (Loss) | $1.5m | ($2.1m) | ($1.9m) | $2.3m | $1.3m | ($503k) | $1.9m | $0 | $0 | $2.3m | — | |
| SBIC investments income | — | — | — | — | — | ($1.1m) | ($1.7m) | ($1.7m) | ($1.7m) | ($2.6m) | — | |
| Purchase of debt securities available for sale | ($66.0m) | ($15.1m) | $0 | ($34.7m) | ($77.2m) | ($108.0m) | ($41.6m) | ($81.7m) | ($52.8m) | ($23.0m) | — | |
| Proceeds from maturities, calls and paydowns of debt securities available for sale | — | — | $20.7m | $38.4m | $57.9m | $61.5m | $65.4m | $65.6m | $28.7m | $36.6m | — | |
| Net capital (contributions in) distributions from SBIC investments | ($775k) | ($7.3m) | $2.1m | ($3.4m) | $6.4m | $15.2m | ($2.6m) | ($429k) | $403k | ($1.1m) | — | |
| Unrealized gain (loss) in value of debt securities available for sale, net of income taxes | $1.5m | ($2.1m) | ($1.9m) | $2.3m | $1.3m | ($503k) | ($3.9m) | ($1.7m) | ($134k) | $2.3m | — | |
| Payments to Acquire Businesses, Net of Cash Acquired | $0 | $0 | — | — | — | — | — | ($30.6m) | $0 | — | ($1.1m) | |
| Net Cash Provided by (Used in) Investing Activities | ($10.9m) | ($106.8m) | ($134.0m) | ($150.5m) | ($124.9m) | $156.3m | $33.2m | ($121.1m) | $20.8m | $110.1m | $85.7m | |
| Cash flows from financing activities: | ||||||||||||
| Repayments of Long-term Debt | — | — | — | — | — | — | $60.0m | $24.7m | $0 | — | ($11.3m) | |
| Debt and Equity Securities, Gain (Loss) | $1.5m | ($2.1m) | $0 | $0 | $1.3m | ($503k) | ($3.9m) | ($1.7m) | ($134k) | $2.3m | — | |
| Proceeds from Issuance of Long-term Debt | — | — | — | — | — | — | $60.0m | $0 | $0 | — | $0 | |
| Purchases of commercial paper | $28.0m | $81.8m | ($75.2m) | ($5.8m) | ($57.5m) | $116.2m | ($558.5m) | ($210.3m) | $0 | $0 | — | |
| Proceeds from maturities and calls of commercial paper | — | — | — | — | $1.5b | $831.9m | $555.5m | $406.3m | $0 | $0 | — | |
| Net increase (decrease) in short-term borrowings | $16.0m | $158.0m | ($61.5m) | $45.0m | ($205.0m) | ($382.7m) | ($115.0m) | $437.0m | ($227.0m) | ($23.0m) | — | |
| Repayment of long-term borrowings | — | — | — | — | $0 | ($497.7m) | ($60.0m) | ($24.7m) | $0 | $0 | — | |
| Payments for Repurchase of Common Stock | $27.7m | $0 | $0 | $30.6m | $24.5m | $16.2m | $43.3m | $0 | $645k | — | — | |
| Common stock repurchased | ($27.7m) | $0 | $0 | ($30.6m) | ($24.5m) | ($16.2m) | ($43.3m) | $0 | ($645k) | ($13.6m) | — | |
| Dividends paid | — | — | — | $3 | $5 | $5 | $5 | $6 | $8 | — | ($8.9m) | |
| Payments of Dividends | — | — | — | $3 | $5 | $5 | $5 | $6 | $8 | — | ($8.9m) | |
| Cash dividends paid | — | $0 | $0 | ($3.2m) | ($4.6m) | ($5.0m) | ($5.5m) | ($6.2m) | ($7.7m) | ($8.4m) | ($8.9m) | |
| Net Cash Provided by (Used in) Financing Activities | ($81.4m) |
$126.0m
+254.87%
|
$86.4m
-31.42%
|
$143.1m
+65.58%
|
$217.6m
+52.02%
|
($229.7m)
-205.57%
|
($13.8m)
+93.97%
|
$361.9m
+2714.18%
|
($134.2m)
-137.07%
|
($114.1m)
+14.98%
|
($209.1m)
-83.32%
|
|
| Net increase (decrease) in cash and cash equivalents | ($63.6m) | $34.4m | ($16.2m) | $297k | $50.6m | ($70.6m) | $54.1m | $198.4m | ($67.9m) | $45.5m | — | |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect | ($63.6m) | $34.4m | ($16.2m) | $297k | $50.6m | ($70.6m) | $54.1m | $198.4m | ($67.9m) | $45.5m | $272.5m | |
| Cash and cash equivalents at beginning of period | $116.2m | $52.6m | $87.0m | $71.0m | $121.6m | $51.0m | $105.1m | $303.5m | $279.2m | $324.7m | — | |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | — | — | — | $71.0m | $121.6m | $51.0m | $105.1m | $303.5m | $279.2m | — | $272.5m | |
| Additional Supplementary Disclosures | ||||||||||||
| Additional Supplementary Disclosures | ||||||||||||
| Provision for Loan, Lease, and Other Losses | $0 | $0 | $0 | $5.7m | $8.5m | ($7.3m) | — | — | — | — | $5.4m | |
| Bank Owned Life Insurance Income | $1.9m | $2.1m | $2.1m | $2.1m | $2.2m | $2.2m | $2.0m | $2.1m | $4.3m | $3.6m | — | |
| Proceeds from Stock Options Exercised | $32k | $3.1m | $651k | $1.2m | $1.5m | $4.6m | $6.1m | $5.1m | $2.4m | $1.4m | — | |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating Activities | $6.5m | $8.0m | $15.7m | $29.0m | $33.3m | $16.4m | $5.3m | $26.2m | $90.2m | $83.4m | — | |
| Additional Financial Items | ||||||||||||
| Gain (Loss) on Disposition of Business | — | — | — | — | — | — | — | — | $0 | — | — | |
| Gain (Loss) on Sale of Mortgage Loans | $1.6m | $2.7m | $4.3m | $6.2m | $9.9m | $17.4m | $12.9m | $5.6m | $6.3m | ($93k) | — | |
| Gain (Loss) on Termination of Lease | — | — | — | — | — | — | — | ($451k) | — | — | — | |
| Goodwill | $12.7m | $25.6m | $25.6m | $25.6m | $25.6m | $25.6m | $25.6m | $34.1m | $34.1m | $34.1m | — | |
| Income Tax Expense (Benefit) | $4.9m | $5.2m | $26.7m | $6.8m | $6.0m | $3.4m | $9.7m | $12.6m | $15.1m | $16.6m | — | |
| Noncash Merger Related Costs | — | — | — | — | — | — | — | $5.5m | $0 | — | — | |
| Operating Lease, Expense | — | — | — | — | — | — | — | — | $7.7m | $7.0m | — | |
| Operating Lease, Lease Income | — | — | — | — | $3.4m | $5.6m | $6.4m | $5.5m | $7.3m | $7.1m | — | |
| Financing Receivable, Credit Loss, Expense (Reversal) | — | — | — | — | — | ($7.3m) | — | — | — | — | — | |
| Provision (benefit) for credit losses | — | — | — | $5.7m | $8.5m | ($7.1m) | ($592k) | $15.4m | $7.5m | $6.9m | — | |
| Net accretion of purchase accounting adjustments on loans | — | — | — | — | ($1.5m) | ($2.1m) | ($1.6m) | ($1.7m) | ($3.3m) | ($2.2m) | — | |
| Gain on sale of branches | — | — | — | — | — | — | — | $0 | $0 | ($1.4m) | — | |
| Loss on repossessed assets | — | — | — | — | — | — | $7k | $89k | $98k | $383k | — | |
| BOLI income | ($1.9m) | ($2.1m) | ($2.1m) | ($2.1m) | ($2.2m) | ($2.2m) | ($2.0m) | ($2.1m) | ($4.3m) | ($3.6m) | — | |
| Gain on sale of loans held for sale | ($1.6m) | ($2.7m) | ($4.3m) | ($6.2m) | ($9.9m) | ($17.4m) | ($12.9m) | ($5.6m) | ($6.3m) | ($7.7m) | — | |
| Origination of loans held for sale | ($92.0m) | ($134.3m) | ($143.8m) | ($190.9m) | ($377.7m) | ($626.9m) | ($465.3m) | ($311.2m) | ($254.1m) | ($442.7m) | — | |
| Proceeds from sales of loans held for sale | $93.7m | $137.1m | $143.3m | $175.0m | $314.0m | $600.8m | $463.6m | $213.5m | $233.5m | $419.7m | — | |
| New deferred loan origination fees (costs), net | ($349k) | ($1.3m) | $181k | ($768k) | ($187k) | ($72k) | ($316k) | ($2.8m) | ($1.5m) | $1.0m | — | |
| ESOP compensation expense | $983k | $1.2m | $1.4m | $1.4m | $1.2m | $1.1m | $1.5m | $1.3m | $1.6m | $2.0m | — | |
| Purchases of CDs in other banks | ($49.6m) | ($42.0m) | ($17.2m) | ($18.2m) | ($32.9m) | ($7.3m) | ($1.2m) | ($18.2m) | ($6.2m) | ($1.7m) | — | |
| Proceeds from maturities of CDs in other banks | $98.8m | $71.5m | $82.5m | $33.1m | $29.3m | $22.9m | $17.8m | $8.6m | $12.3m | $11.4m | — | |
| Net (purchases) redemptions of FHLB and FRB stock | — | — | — | — | $8.6m | $17.1m | $4.2m | ($9.8m) | $4.8m | ($6k) | — | |
| Net decrease (increase) in loans | ($147.6m) | ($255.9m) | ($168.6m) | ($173.8m) | ($205.7m) | $64.2m | ($6.5m) | ($313.7m) | $4.1m | $90.4m | — | |
| Purchase of BOLI | ($4.2m) | ($273k) | ($76k) | ($137k) | ($164k) | ($72k) | ($173k) | ($109k) | ($33k) | ($36k) | — | |
| Proceeds from redemption of BOLI | $3.6m | $0 | $146k | $14k | $477k | $1.3m | $0 | $0 | $44.3m | $2.2m | — | |
| Death benefit proceeds from BOLI | — | — | — | — | — | — | $0 | $0 | $2.4m | $526k | — | |
| Proceeds from sale of repossessed assets | — | — | $3.9m | $1.0m | $2.1m | $449k | $181k | $111k | $12k | $695k | — | |
| Net cash received in merger | $0 | $0 | — | — | — | $0 | $0 | $30.6m | $0 | $0 | — | |
| Deposits assumed by purchaser through branch sales | — | — | — | — | — | — | — | $0 | $0 | ($34.3m) | — | |
| Net increase (decrease) in deposits | ($69.4m) | ($34.5m) | $147.8m | $131.0m | $450.3m | $169.8m | $144.2m | ($69.2m) | $117.8m | ($35.0m) | — | |
| Net increase (decrease) in revolving lines of credit | — | — | — | — | — | $0 | $0 | $20.3m | ($18.8m) | $0 | — | |
| Retired stock | ($223k) | ($569k) | ($494k) | ($205k) | ($222k) | ($204k) | ($345k) | ($344k) | ($365k) | ($1.3m) | — | |
| Exercised stock options | $32k | $3.1m | $651k | $1.2m | $1.5m | $4.6m | $6.1m | $5.1m | $2.4m | $1.4m | — | |
| Income taxes | $428k | $383k | $887k | $1.5m | $1.7m | $532k | $684k | $7.7m | $14.0m | $19.3m | — | |
| Transfers of loans held for sale to loans held for investment | $0 | $0 | $4.4m | $0 | $98.3m | $27.1m | $43.1m | $18.3m | $22.2m | $32.3m | — | |
| Transfers of loans held for investment to repossessed assets | — | — | — | — | — | — | $0 | $0 | $1.2m | $589k | — | |
| ROU asset and lease liabilities for operating lease accounting | — | — | — | $0 | $5.3m | $2.6m | $1.2m | $5.2m | $0 | $776k | — | |
| Fair value of assets acquired | — | — | — | — | — | $0 | $0 | $665.1m | $0 | $0 | — | |
| Fair value of liabilities assumed | — | — | — | — | — | $0 | $0 | $610.2m | $0 | $0 | — | |
| Net assets acquired | $0 | $36.1m | $0 | $0 | — | $0 | $0 | $54.9m | $0 | $0 | — |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.