Discounted Cash Flow

Jumia Technologies AG ADR

JMIA · Based on 10 years of SEC filings · Converted from EUR to USD (1 ordinary shares per ADR)

⚠ Cash flow predictability 66/100 (moderate) — FCF YoY std dev 46%, net income 32% (full history)

DCF estimate unavailable — No positive free cash flow in recent history — company has not generated positive FCF

Average annual growth rates

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income
Dividends

Average annual growth is the mean year-over-year change across each period.

Endpoint CAGR (better for long term trend)

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Endpoint CAGR is the compound annual rate from the first to last year in each period.

Projections use average year-over-year growth. Change this in Settings.

Projected growth rate

Free cash flow growth
10-year: — 5-year: — 3-year: —
Averaged growth (FCF & NI)
10-year: — 5-year: — 3-year: —
Net income growth
10-year: — 5-year: — 3-year: —
Sales growth (not added to calculations)
10-year: — 5-year: — 3-year: —

Click a greyed-out slider to switch metrics. Slide between the 10-year, 5-year, and 3-year historic growth rates for FCF, net income, or their average.

%
%

Historical inputs (10 fiscal years)

YEAR Sales Net Income Free Cash Flow Net Margin EPS (diluted)
2017 $108.1m $-179.7m $-138.4m -166.2% $-1.65
2018 $149.9m (38.7%) $-197.6m (-10.0%) $-165.6m (-19.6%) -131.8% (20.7%) $-1.79 (-8.5%)
2019 $186.3m (24.3%) $-263.3m (-33.3%) $-218.7m (-32.1%) -141.3% (-7.2%) $-1.61 (10.1%)
2020 $162.2m (-13.0%) $-186.9m (29.0%) $-116.7m (46.6%) -115.3% (18.4%) $-1.14 (29.2%)
2021 $206.7m (27.4%) $-263.5m (-41.0%) $-207.2m (-77.5%) -127.5% (-10.6%) $-1.17 (-2.6%)
2022 $257.7m (24.7%) $-276.7m (-5.0%) $-291.9m (-40.9%) -107.4% (15.8%) $-1.19 (-1.7%)
2023 $216.5m (-16.0%) $-121.0m (56.3%) $-87.4m (70.1%) -55.9% (48.0%) $-0.52 (56.3%)
2024 $194.6m (-10.1%) $-115.1m (4.9%) $-70.7m (19.1%) -59.2% (-5.9%) $-0.45 (13.5%)
2025 $219.5m (12.8%) $-71.5m (37.9%) $-61.1m (13.6%) -32.6% (44.9%) $-0.25 (44.4%)

Base FCF: (latest fiscal year)

Discount rate: %

Terminal growth:

Projection period: years

Alt A decline yrs:

Alt B total yrs:

SEC filings report in EUR. Values above are converted to USD for comparison with the US-listed share price.

Projected cash flows

Year Projected cash flow Discount Factor Present Value

PV of projected FCF:

Terminal FCF:

Terminal value:

PV of terminal value:

Enterprise value (DCF):

DCF price per share:

Current price:

Alternative DCF Models

Model Fair Value Upside PV(FCFs) PV(Terminal) Total Years
Standard (10yr→TV) 10 + TV
Alt A (Gradual Decline)
Alt B (30yr Hard Stop) N/A

This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.

+ 10YR Financials Balance Sheet (10YR) Cash Flow (10YR) DCF Model

No positive free cash flow in recent history — company has not generated positive FCF

Once the company meets all DCF eligibility criteria (sufficient history, profitability, growth trends), an estimate will become available automatically. No action is needed.