Discounted Cash Flow
KB Financial Group Inc. ADR
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
| Dividends | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $5.5b | $1.6b | $832.5m | 28.8% | $5588.00 |
| 2017 | $7.5b (36.9%) | $2.3m (-99.9%) | $-3.4m (-100.4%) | 0.0% (-99.9%) | $7.78 (-99.9%) |
| 2018 | $8.0b (6.5%) | $2.0m (-11.3%) | $-6.0m (-77.7%) | 0.0% (-16.8%) | $6.94 (-10.8%) |
| 2019 | $8.5b (5.3%) | $2.1m (4.2%) | $6.0m (201.1%) | 0.0% (-1.0%) | $7.31 (5.3%) |
| 2020 | $9.2b (9.3%) | $2.4m (11.0%) | $-7.9m (-230.6%) | 0.0% (1.6%) | $8.11 (10.9%) |
| 2021 | $10.7b (15.9%) | $2.8m (16.9%) | $-4.2m (46.8%) | 0.0% (0.9%) | $9.39 (15.8%) |
| 2022 | $11.1b (3.7%) | $2.6m (-6.2%) | $-364.8m (-8622.1%) | 0.0% (-9.5%) | $8.69 (-7.5%) |
| 2023 | $12.0b (8.1%) | $2.7m (2.9%) | $-501.3m (-37.4%) | 0.0% (-4.8%) | $8.97 (3.2%) |
| 2024 | $15.3m (-99.9%) | $2.5m (-4.2%) | $2.5m (100.5%) | 16.7% (75232.7%) | $8.72 (-2.8%) |
| 2025 | $6.7m (-56.1%) | $3.0m (17.7%) | $3.0m (17.7%) | 44.7% (168.3%) | — |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
SEC filings report in KRW. Values above are converted to USD for comparison with the US-listed share price.
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Net debt deduction: —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.