← Kearny Financial Corp.
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Net Income (Loss) Attributable to Parent | $15.8m |
$18.6m
+17.58%
|
$19.6m
+5.34%
|
$42.1m
+115.05%
|
$45.0m
+6.70%
|
$63.2m
+40.63%
|
$67.5m
+6.82%
|
$40.8m
-39.58%
|
($86.7m)
-312.36%
|
$26.1m
+130.09%
|
— | |
| Amortization of Debt Issuance Costs and Discounts | $4.7m | $4.9m | $986k | ($11.5m) | ($9.5m) | ($13.2m) | ($5.7m) | — | — | — | — | |
| Amortization of Intangible Assets | $167k | $138k | $364k | $1.1m | $1.2m | $980k | $685k | $563k | $526k | $495k | — | |
| Depreciation | $3.0m | $2.8m | $3.2m | $4.3m | $4.6m | $5.9m | $6.0m | $5.7m | $4.7m | $4.4m | $4.4m | |
| Amortization Cash Flow | — | — | — | — | — | — | $685k | $563k | $526k | $495k | — | |
| Amortization Of Intangibles | — | — | — | — | — | — | $685k | $563k | $526k | $495k | $495k | |
| Depreciation Amortization Depletion | — | — | — | — | — | — | $6.7m | $6.3m | $5.3m | $4.9m | $4.9m | |
| Deferred Income Tax Expense (Benefit) | ($1.6m) | ($1.8m) | $6.1m | $4.2m | $1.4m | $4.7m | $5.0m | $2.8m | ($867k) | ($942k) | ($942k) | |
| Deferred Tax | — | — | — | — | — | — | $5.0m | $2.8m | ($867k) | ($942k) | ($942k) | |
| Share-based Payment Arrangement, Noncash Expense | $2.9m | $6.8m | $9.2m | $8.8m | $8.2m | $7.7m | $6.3m | $4.9m | $4.0m | $3.2m | $3.2m | |
| Payment, Tax Withholding, Share-based Payment Arrangement | — | — | — | — | — | — | — | $462k | $484k | $362k | — | |
| Share-based Payment Arrangement, Expense | — | — | — | — | — | — | $3.8m | $2.9m | $2.6m | $1.8m | $3.2m | |
| Goodwill, Impairment Loss | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $97.4m | $0 | $0 | |
| Asset Impairment Charge | — | — | — | — | — | — | $0 | $0 | $97.4m | $0 | $0 | |
| Changes in operating assets and liabilities: | ||||||||||||
| Change In Working Capital | — | — | — | — | — | — | ($6.8m) | ($18.2m) | ($12.3m) | ($10.4m) | ($10.4m) | |
| Change In Receivables | — | — | — | — | — | — | ($1.1m) | ($7.7m) | ($1.4m) | $1.4m | $1.4m | |
| Changes In Account Receivables | — | — | — | — | — | — | ($1.1m) | ($7.7m) | ($1.4m) | $1.4m | $1.4m | |
| Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal | — | — | — | — | — | — | — | $2.5m | $6.2m | $2.4m | — | |
| Increase (Decrease) in Other Operating Assets | $1.1m | ($59k) | ($138k) | ($2.5m) | $35.3m | $4.5m | ($7.9m) | ($2.8m) | $4.9m | ($6.5m) | — | |
| Increase (Decrease) in Other Operating Liabilities | $549k | ($768k) | $2.3m | ($2.9m) | $17.9m | $17.3m | ($8.3m) | ($14.5m) | $1.5m | ($3.1m) | — | |
| Change In Other Current Assets | — | — | — | — | — | — | $7.9m | $2.8m | ($4.9m) | $6.5m | $6.5m | |
| Change In Other Current Liabilities | — | — | — | — | — | — | ($8.3m) | ($14.5m) | $1.5m | ($3.1m) | ($3.1m) | |
| Net Cash Provided by (Used in) Operating Activities | $39.2m |
$38.5m
-1.65%
|
$45.1m
+17.04%
|
$39.9m
-11.47%
|
$19.8m
-50.35%
|
$75.4m
+280.49%
|
$81.3m
+7.80%
|
$69.5m
-14.45%
|
$44.0m
-36.78%
|
$24.8m
-43.67%
|
$24.8m
0.00%
|
|
| Cash flows from investing activities: | ||||||||||||
| Payments to Acquire Property, Plant, and Equipment | $2.2m | $4.0m | $8.3m | $6.1m | $6.0m | $5.5m | $2.9m | $1.4m | $1.4m | $3.4m | ($3.4m) | |
| Gain (Loss) on Disposition of Property Plant Equipment, Excluding Oil and Gas Property and Timber Property | $14k | $9k | ($10k) | ($22k) | ($383k) | $971k | $363k | $2.9m | $11k | ($24k) | ($173k) | |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale | — | — | $79.9m | $66.6m | $213.1m | $517.5m | $330.2m | $124.7m | $133.0m | $183.8m | — | |
| Debt Securities, Available-for-sale, Realized Gain (Loss) | — | — | — | ($323k) | $2.2m | $726k | ($565k) | — | — | — | — | |
| Net Other Investing Changes | — | — | — | — | — | — | ($10.2m) | ($19.6m) | ($4.8m) | $19.6m | $19.6m | |
| Net Cash Provided by (Used in) Investing Activities | — | — | ($1.4m) | ($148.9m) | $85.0m | ($84.0m) | ($480.0m) | ($417.9m) | $258.1m | $41.1m | $41.1m | |
| Cash flows from financing activities: | ||||||||||||
| Debt and Equity Securities, Gain (Loss) | — | — | $8k | ($323k) | $2.2m | $767k | ($559k) | ($15.2m) | ($18.1m) | $0 | — | |
| Gain (Loss) on Extinguishment of Debt | — | — | — | — | ($2.2m) | ($796k) | $0 | $0 | — | — | — | |
| Issuance Of Debt | — | — | — | — | — | — | $4.1b | $6.3b | $6.5b | $3.9b | $3.9b | |
| Long Term Debt Issuance | — | — | — | — | — | — | $4.1b | $6.3b | $6.5b | $3.9b | $3.9b | |
| Long Term Debt Payments | — | — | — | — | — | — | ($4.1b) | ($5.7b) | ($6.2b) | ($4.2b) | ($4.2b) | |
| Net Issuance Payments Of Debt | — | — | — | — | — | — | $215.0m | $605.0m | $202.5m | ($453.5m) | ($453.5m) | |
| Net Long Term Debt Issuance | — | — | — | — | — | — | ($15.0m) | $630.0m | $252.5m | ($328.5m) | ($328.5m) | |
| Net Short Term Debt Issuance | — | — | — | — | — | — | $230.0m | ($25.0m) | ($50.0m) | ($125.0m) | ($125.0m) | |
| Repayment Of Debt | — | — | — | — | — | — | ($4.1b) | ($5.7b) | ($6.2b) | ($4.3b) | ($4.2b) | |
| Short Term Debt Payments | — | — | — | — | — | — | — | ($25.0m) | ($50.0m) | ($125.0m) | ($125.0m) | |
| Common Stock Dividend Paid | — | — | — | — | — | — | ($30.7m) | ($28.5m) | ($27.6m) | ($27.6m) | ($27.6m) | |
| Common Stock Payments | — | — | — | — | — | — | ($130.5m) | ($28.0m) | ($11.7m) | ($362k) | ($362k) | |
| Net Common Stock Issuance | — | — | — | — | — | — | ($130.5m) | ($28.0m) | ($11.7m) | ($362k) | ($362k) | |
| Repurchase Of Capital Stock | — | — | — | — | — | — | ($130.5m) | ($28.0m) | ($11.7m) | ($362k) | ($362k) | |
| Dividends paid | $7 | $8 | $21 | $35 | $24 | $29 | $31 | $28 | $28 | $28 | ($27.6m) | |
| Payments of Dividends | $7 | $8 | $21 | $35 | $24 | $29 | $31 | $28 | $28 | $28 | ($27.6m) | |
| Other Interest and Dividend Income | $1.8m | $2.1m | $3.3m | $4.9m | $4.5m | $3.0m | $1.7m | $5.0m | $9.2m | $8.0m | — | |
| Cash Dividends Paid | — | — | — | — | — | — | ($30.7m) | ($28.5m) | ($27.6m) | ($27.6m) | ($27.6m) | |
| Net Other Financing Charges | — | — | — | — | — | — | $994k | $1.6m | ($929k) | $1.9m | $1.9m | |
| Net Cash Provided by (Used in) Financing Activities | — | — | $7.0m |
$19.0m
+172.46%
|
$37.2m
+95.85%
|
($104.6m)
-380.76%
|
$432.4m
+513.56%
|
$317.3m
-26.63%
|
($308.7m)
-197.31%
|
$37.5m
+112.15%
|
$37.5m
0.00%
|
|
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect | — | — | — | ($89.9m) | $142.0m | ($113.1m) | $33.8m | ($31.1m) | ($6.7m) | $103.4m | $167.3m | |
| Beginning Cash Position | — | — | — | — | — | — | $67.9m | $101.6m | $70.5m | $63.9m | $63.9m | |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | — | — | — | $38.9m | $181.0m | $67.9m | $101.6m | $70.5m | $63.9m | $167.3m | $167.3m | |
| Additional Supplementary Disclosures | ||||||||||||
| Additional Supplementary Disclosures | ||||||||||||
| Bank Owned Life Insurance Income | $5.6m | $5.2m | $5.4m | $6.3m | $6.2m | $6.3m | $6.2m | $8.6m | $9.1m | $10.7m | — | |
| Gain (Loss) on Sales of Loans, Net | $436k | $1.5m | $1.0m | $580k | $3.2m | $5.6m | $2.5m | ($1.6m) | ($282k) | $806k | — | |
| Proceeds from Stock Options Exercised | — | $482k | $102k | $423k | — | $373k | — | $0 | — | — | — | |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating Activities | — | $36.1m | $49.6m | $78.1m | $88.7m | $50.5m | $28.8m | $108.5m | $184.9m | $194.3m | — | |
| Income Taxes Paid, Net | $9.2m | $9.5m | $9.3m | $6.7m | $11.8m | $19.7m | $15.6m | $9.9m | $6.6m | $4.1m | — | |
| Additional Financial Items | ||||||||||||
| Gain (Loss) on Sale of Mortgage Loans | — | $713k | $742k | $524k | $3.2m | $5.1m | $2.4m | ($1.7m) | ($282k) | $806k | — | |
| Gain (Loss) on Sales of Mortgage Backed Securities (MBS) | — | ($391k) | — | — | — | — | — | — | — | — | — | |
| Goodwill | $108.6m | $108.6m | $210.9m | $210.9m | $210.9m | $210.9m | $210.9m | $210.9m | $113.5m | $113.5m | $0 | |
| Income Tax Expense (Benefit) | $6.8m | $8.8m | $14.4m | $13.9m | $12.3m | $21.3m | $24.8m | $11.6m | $5.9m | $4.9m | — | |
| Revenue from Contract with Customer, Including Assessed Tax | — | — | — | — | — | — | $2.6m | — | — | — | — | |
| Cash Flow From Continuing Financing Activities | — | — | — | — | — | — | $432.4m | $317.3m | ($308.7m) | $37.5m | $37.5m | |
| Cash Flow From Continuing Investing Activities | — | — | — | — | — | — | ($480.0m) | ($417.9m) | $258.1m | $41.1m | $41.1m | |
| Change In Account Payable | — | — | — | — | — | — | $853k | $9.8m | $1.3m | ($4.7m) | ($4.7m) | |
| Change In Cash Supplemental As Reported | — | — | — | — | — | — | $33.8m | ($31.1m) | ($6.7m) | $103.4m | — | |
| Change In Other Working Capital | — | — | — | — | — | — | ($6.2m) | ($8.6m) | ($8.8m) | ($10.4m) | ($10.4m) | |
| Change In Payable | — | — | — | — | — | — | $853k | $9.8m | $1.3m | ($4.7m) | ($4.7m) | |
| Changes In Cash | — | — | — | — | — | — | $33.8m | ($31.1m) | ($6.7m) | $103.4m | $103.4m | |
| End Cash Position | — | — | — | — | — | — | $101.6m | $70.5m | $63.9m | $167.3m | $167.3m | |
| Financing Cash Flow | — | — | — | — | — | — | $432.4m |
$317.3m
-26.63%
|
($308.7m)
-197.31%
|
$37.5m
+112.15%
|
$37.5m
0.00%
|
|
| Free Cash Flow | — | — | — | — | — | — | $78.4m | $68.2m | $42.6m | $21.4m | $21.4m | |
| Gain Loss On Investment Securities | — | — | — | — | — | — | $559k | $15.2m | $18.1m | $0 | $0 | |
| Gain Loss On Sale Of PPE | — | — | — | — | — | — | ($363k) | ($2.9m) | ($11k) | $24k | $24k | |
| Investing Cash Flow | — | — | — | — | — | — | ($480.0m) | ($417.9m) | $258.1m | $41.1m | $41.1m | |
| Net Business Purchase And Sale | — | — | — | — | — | — | $0 | $0 | — | — | $0 | |
| Net Investment Properties Purchase And Sale | — | — | — | — | — | — | $708k | $315k | $12.0m | $0 | $0 | |
| Net Investment Purchase And Sale | — | — | — | — | — | — | $121.1m | $34.3m | $171.6m | $91.6m | $91.6m | |
| Net PPE Purchase And Sale | — | — | — | — | — | — | ($2.3m) | $2.1m | ($1.4m) | ($3.4m) | ($3.4m) | |
| Operating Gains Losses | — | — | — | — | — | — | ($1.3m) | $14.3m | $18.5m | ($173k) | ($173k) | |
| Other Non Cash Items | — | — | — | — | — | — | $11.4m | $16.2m | $12.5m | ($223k) | — | |
| Pension And Employee Benefit Expense | — | — | — | — | — | — | $1.0m | $358k | $69k | $609k | $609k | |
| Proceeds From Stock Option Exercised | — | — | — | — | — | — | $0 | $0 | — | — | $0 | |
| Purchase Of Investment | — | — | — | — | — | — | ($315.6m) | ($207.6m) | ($76.4m) | ($107.9m) | ($107.9m) | |
| Purchase Of PPE | $2.2m | $4.0m | $8.3m | $6.1m | $6.0m | $5.5m | ($2.9m) | ($1.4m) | ($1.4m) | ($3.4m) | ($3.4m) | |
| Sale Of Business | — | — | — | — | — | — | $0 | $0 | — | — | $0 | |
| Sale Of Investment | — | — | — | — | — | — | $436.6m | $242.0m | $247.9m | $199.5m | $199.5m | |
| Sale Of Investment Properties | — | — | — | — | — | — | $708k | $315k | $12.0m | $0 | $199.5m | |
| Sale Of PPE | — | — | — | — | — | — | $612k | $3.5m | $0 | $16k | $16k | |
| Stock Based Compensation | — | — | — | — | — | — | $6.3m | $4.9m | $4.0m | $3.2m | $3.2m |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.