← LendingClub Corp
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Net Income (Loss) Attributable to Parent | ($146.0m) |
($153.8m)
-5.39%
|
($128.3m)
+16.59%
|
($30.7m)
+76.04%
|
($187.5m)
-509.98%
|
$18.6m
+109.91%
|
$289.7m
+1459.12%
|
$38.9m
-86.56%
|
$51.3m
+31.82%
|
$135.7m
+164.32%
|
— | |
| Net Income (Loss), Including Portion Attributable to Noncontrolling Interest | — | ($154.0m) | ($128.2m) | ($30.7m) | — | — | — | — | — | — | — | |
| Net Income (Loss) Attributable to Noncontrolling Interest | — | ($210k) | $155k | $55k | $0 | $0 | — | — | — | — | — | |
| Depreciation, Depletion and Amortization | $29.9m | $46.2m | $54.8m | $59.2m | $54.0m | $5.6m | $43.8m | $47.2m | $58.8m | $62.9m | $64.8m | |
| Amortization of Intangible Assets | $4.8m | $4.3m | $3.9m | $3.5m | $3.1m | $5.2m | $4.8m | $4.2m | $3.5m | $3.2m | — | |
| Other Depreciation and Amortization | — | — | — | — | — | — | — | — | $49.8m | — | — | |
| Deferred Income Tax Expense (Benefit) | ($3.4m) | $0 | $0 | $0 | $0 | ($3.7m) | ($157.5m) | $17.6m | $10.9m | $37.4m | $0 | |
| Share-based Payment Arrangement, Noncash Expense | $69.2m | $71.0m | $75.1m | $73.6m | $61.5m | $66.8m | $66.4m | $52.4m | $40.1m | $34.3m | $33.3m | |
| Share-based Payment Arrangement, Expense | $69.2m | $71.0m | $75.1m | $73.6m | $61.5m | $67.2m | $66.4m | $52.4m | $40.1m | $34.3m | $33.3m | |
| Share-based Payment Arrangement, Expensed and Capitalized, Amount | — | — | — | — | — | — | — | $61.6m | $47.1m | $39.1m | $33.3m | |
| Goodwill, Impairment Loss | $37.0m | $0 | $35.6m | $0 | $0 | — | — | $0 | $0 | $0 | $5.5m | |
| Impairment of Intangible Assets (Excluding Goodwill) | — | — | — | — | — | $0 | $0 | $0 | $0 | $0 | — | |
| Operating Lease, Impairment Loss | — | — | — | — | $3.6m | $1.0m | — | — | — | — | — | |
| Changes in operating assets and liabilities: | ||||||||||||
| Increase (Decrease) in Accounts Payable | $5.6m | ($1.9m) | ($3.0m) | $4.2m | ($6.9m) | — | — | — | — | — | — | |
| Other Operating Income (Expense), Net | ($7.7m) | $6.4m | $5.8m | $13.8m | $13.4m | — | — | — | — | — | — | |
| Net Cash Provided by (Used in) Operating Activities | $545k |
($590.8m)
-108506.24%
|
($639.0m)
-8.15%
|
($270.6m)
+57.64%
|
$418.0m
+254.46%
|
$239.9m
-42.62%
|
$375.6m
+56.57%
|
($1.1b)
-402.63%
|
($2.6b)
-131.76%
|
($2.7b)
-3.52%
|
($3.0b)
-10.26%
|
|
| Cash flows from investing activities: | ||||||||||||
| Payments to Acquire Property, Plant, and Equipment | $51.8m | $44.6m | $53.0m | $50.7m | $31.1m | $34.4m | $69.5m | $59.5m | $54.3m | $140.3m | ($153.1m) | |
| Equipment Expense | — | — | — | — | — | $39.5m | $49.2m | $53.5m | $51.2m | $57.0m | — | |
| Gain (Loss) on Disposition of Property Plant Equipment, Excluding Oil and Gas Property and Timber Property | ($1.3m) | — | — | — | — | — | — | — | — | — | ($64.2m) | |
| Debt Securities, Available-for-sale, Allowance for Credit Loss, Not Previously Recorded | — | — | — | — | ($3.4m) | $3.4m | — | — | — | — | — | |
| Debt Securities, Available-for-sale, Realized Gain (Loss) | — | — | — | — | $0 | ($93k) | $0 | — | — | — | — | |
| Payments to Acquire Investments | $10.0m | $0 | — | — | — | — | — | — | — | — | ($74.9m) | |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale | — | — | — | $224.0m | $225.5m | $143.4m | $86.1m | $97.7m | $938.4m | $1.8b | — | |
| Payments to Acquire Businesses, Net of Cash Acquired | $0 | — | — | — | — | — | — | — | — | — | — | |
| Payments for (Proceeds from) Other Investing Activities | — | — | ($1.7m) | ($561k) | ($400k) | $12.7m | $4.4m | $4.7m | $2.7m | $4.3m | — | |
| Net Cash Provided by (Used in) Investing Activities | ($423.0m) | $933.8m | $878.7m | $653.8m | $565.8m | ($454.4m) | ($2.8b) | $516.7m | $607.8m | $1.9b | $1.7b | |
| Cash flows from financing activities: | ||||||||||||
| Repayments of Long-term Debt | — | — | — | — | — | $2.8m | $15.3m | — | — | — | ($5.0m) | |
| Payments for Repurchase of Common Stock | $19.5m | $0 | $0 | $0 | — | — | — | — | — | — | — | |
| Dividends paid | — | — | — | — | $50.2m | $0 | $0 | — | — | — | $0 | |
| Other Interest and Dividend Income | — | — | — | — | — | $1.2m | $18.6m | $65.9m | $56.3m | $31.9m | — | |
| Proceeds from (Payments for) Other Financing Activities | $0 | $0 | $0 | ($22.6m) | ($7.1m) | ($9.3m) | ($9.0m) | ($19.8m) | ($13.7m) | ($22.1m) | — | |
| Net Cash Provided by (Used in) Financing Activities | $314.5m |
($456.9m)
-245.28%
|
($240.0m)
+47.47%
|
($540.1m)
-125.01%
|
($842.4m)
-55.99%
|
$349.6m
+141.50%
|
$2.8b
+699.43%
|
$789.6m
-71.75%
|
$1.7b
+116.52%
|
$747.8m
-56.26%
|
$1.2b
+66.36%
|
|
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect | ($10.9m) | ($49.1m) | ($231k) | ($156.9m) | $141.4m | $135.1m | $360.9m | $169.7m | ($316.8m) | ($47.0m) | $821.9m | |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | ($10.9m) | ($49.1m) | $644.1m | $487.1m | $628.5m | $763.6m | $1.1b | $1.3b | $977.4m | $930.4m | $821.9m | |
| Additional Supplementary Disclosures | ||||||||||||
| Additional Supplementary Disclosures | ||||||||||||
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating Activities | $684.8m | $581.4m | $394.5m | $254.6m | $143.8m | $77.3m | $79.7m | $258.6m | $378.3m | $341.4m | — | |
| Income Taxes Paid, Net | — | — | — | — | — | $4.8m | $14.5m | $6.6m | $275k | $3.4m | — | |
| Additional Financial Items | ||||||||||||
| Derivative, Gain (Loss) on Derivative, Net | — | — | — | — | — | — | — | — | ($5.0m) | $3.1m | — | |
| Gain (Loss) on Sales of Loans, Net | $13.2m | $23.4m | $46.0m | $67.7m | $30.8m | $70.1m | $95.3m | $47.8m | $49.1m | $59.1m | — | |
| General and Administrative Expense | $207.2m | $191.7m | $228.6m | $238.3m | $213.0m | — | — | — | — | — | — | |
| Goodwill | $35.6m | $35.6m | $0 | $0 | — | $75.7m | $75.7m | $75.7m | $75.7m | $75.7m | $5.5m | |
| Income Tax Expense (Benefit) | ($4.2m) | $632k | $43k | ($201k) | ($79k) | ($136k) | ($136.6m) | $15.7m | $13.7m | $41.3m | — | |
| Operating Expenses | $651.0m | $728.0m | $822.9m | $789.5m | $502.3m | — | — | — | — | — | — | |
| Operating Lease, Lease Income | — | — | — | — | — | — | — | — | — | $7.5m | — | |
| Proceeds from Stock Options Exercised | $13.2m | $14.6m | $2.0m | $820k | — | — | — | — | — | — | — | |
| Provision for Loan, Lease, and Other Losses | — | — | — | — | — | $138.8m | $267.3m | $243.6m | $178.3m | $191.3m | $134.6m | |
| Financing Receivable, Credit Loss, Expense (Reversal) | — | — | — | — | — | $141.0m | $266.7m | $243.6m | $175.4m | $190.9m | — | |
| Restructuring Costs | — | — | — | — | $17.8m | — | — | — | — | — | — |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.