← LendingClub Corp
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $500.8m |
$574.5m
+14.72%
|
$530.6m
-7.65%
|
$758.6m
+42.98%
|
$314.7m
-58.52%
|
$818.6m
+160.13%
|
$1.2b
+45.02%
|
$864.6m
-27.17%
|
$787.0m
-8.98%
|
$998.8m
+26.92%
|
$1.0b
+3.46%
|
|
| Interest Revenue (Expense), Net | — | — | — | — | — | — | — | — | $534.0m | $625.7m | — | |
| Interest Income (Expense), Net | $8.3m |
$9.0m
+8.73%
|
$1.2m
-87.04%
|
($46.2m)
-4054.83%
|
($49.1m)
-6.11%
|
$212.8m
+533.85%
|
$474.8m
+123.10%
|
$561.8m
+18.33%
|
— | — | $990.7m | |
| Research and Development Expense | $115.4m | $142.3m | $155.3m | $168.4m | $139.1m | — | — | — | — | — | — | |
| Selling and Marketing Expense | $216.7m | $229.9m | $268.5m | $279.4m | $79.1m | — | — | — | — | — | $424.4m | |
| General and Administrative Expense | $207.2m | $191.7m | $228.6m | $238.3m | $213.0m | — | — | — | — | — | $249.0m | |
| Labor and Related Expense | — | — | — | — | — | $288.4m | $339.4m | $261.9m | $232.2m | $241.8m | — | |
| Amortization of Intangible Assets | $4.8m | $4.3m | $3.9m | $3.5m | $3.1m | $5.2m | $4.8m | $4.2m | $3.5m | $3.2m | — | |
| Operating Lease, Lease Income | — | — | — | — | — | — | — | — | — | $7.5m | — | |
| Restructuring Costs | — | — | — | — | $17.8m | — | — | — | — | — | — | |
| Operating Expenses | $651.0m | $728.0m | $822.9m | $789.5m | $502.3m | — | — | — | — | — | — | |
| Other Operating Income (Expense), Net | ($7.7m) | $6.4m | $5.8m | $13.8m | $13.4m | — | — | — | — | — | — | |
| Interest Expense | $688.4m | $571.4m | $385.6m | $246.6m | $141.5m | $80.0m | $82.5m | $270.8m | $373.9m | $335.9m | $338.7m | |
| Interest Income, Operating | $696.7m | $611.3m | $487.5m | $345.3m | $209.7m | — | — | — | — | — | $990.7m | |
| Other Expenses | — | — | — | — | — | $45.0m | $43.5m | — | — | — | — | |
| Other Income | — | — | — | — | — | $13.1m | $15.8m | — | — | — | — | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | — | ($153.2m) | ($128.3m) | ($30.9m) | ($187.6m) | — | $153.0m | $54.6m | $65.1m | $176.9m | $228.6m | |
| Current Income Tax Expense (Benefit) | ($782k) | $632k | $43k | ($201k) | ($79k) | $3.5m | $20.8m | ($1.9m) | $2.9m | $3.8m | $53.0m | |
| Income Tax Expense (Benefit) | ($4.2m) | $632k | $43k | ($201k) | ($79k) | ($136k) | ($136.6m) | $15.7m | $13.7m | $41.3m | $53.0m | |
| Net Income (Loss) Attributable to Parent | ($146.0m) |
($153.8m)
-5.39%
|
($128.3m)
+16.59%
|
($30.7m)
+76.04%
|
($187.5m)
-509.98%
|
$18.6m
+109.91%
|
$289.7m
+1459.12%
|
$38.9m
-86.56%
|
$51.3m
+31.82%
|
$135.7m
+164.32%
|
$175.6m
+29.43%
|
|
| Net Income (Loss) Attributable to Noncontrolling Interest | — | ($210k) | $155k | $55k | $0 | $0 | — | — | — | — | $175.6m | |
| Preferred Stock Dividends, Income Statement Impact | — | — | — | — | — | $0 | — | — | — | — | — | |
| Earnings Per Share, Basic | ($0.38) | ($0.38) | ($0.30) | ($0.35) | ($1.24) | $0.38 | $2.80 | $0.36 | $0.46 | $1.18 | $1.53 | |
| Earnings Per Share, Diluted | ($0.38) | ($0.38) | ($0.30) | ($0.35) | ($1.24) | $0.18 | $2.79 | $0.36 | $0.45 | $1.16 | $1.50 | |
| Weighted Average Number of Shares Outstanding, Basic | 387.8m | 409.0m | 422.9m | 87.3m | — | — | — | — | 111.7m | 114.6m | 115.0m | |
| Weighted Average Number of Shares Outstanding, Diluted | 387.8m | 409.0m | 422.9m | 87.3m | — | 102.1m | — | — | 113.1m | 117.2m | 117.5m | |
| Additional Financial Items | ||||||||||||
| Cost, Depreciation and Amortization | — | — | — | — | — | $44.3m | $43.8m | $47.2m | — | $62.9m | — | |
| Equipment Expense | — | — | — | — | — | $39.5m | $49.2m | $53.5m | $51.2m | $57.0m | — | |
| Goodwill, Impairment Loss | $37.0m | $0 | $35.6m | $0 | $0 | — | — | $0 | $0 | $0 | — | |
| Other Interest and Dividend Income | — | — | — | — | — | $1.2m | $18.6m | $65.9m | $56.3m | $31.9m | — | |
| Share-based Payment Arrangement, Expensed and Capitalized, Amount | — | — | — | — | — | — | — | $61.6m | $47.1m | $39.1m | — |