← Live Oak Bancshares, Inc.
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income (Expense), Net | $42.6m |
$78.0m
+82.97%
|
$108.0m
+38.46%
|
$140.1m
+29.65%
|
$194.7m
+39.01%
|
$296.8m
+52.41%
|
$327.5m
+10.35%
|
$345.3m
+5.44%
|
$375.9m
+8.86%
|
$448.4m
+19.27%
|
$946.7m
+111.14%
|
|
| Marketing and Advertising Expense | $4.5m | $6.4m | $6.0m | $5.9m | $3.5m | $5.0m | $10.5m | $12.6m | $11.1m | $12.2m | — | |
| Labor and Related Expense | $63.0m | $74.7m | $77.4m | $90.6m | $112.5m | $124.9m | $170.8m | $175.1m | $183.3m | $189.4m | — | |
| Operating Lease, Lease Income | — | — | — | $9.4m | $9.5m | $9.5m | $9.5m | $9.5m | $9.4m | $9.5m | — | |
| Noninterest expense: | ||||||||||||
| Interest Expense | $14.6m | $25.4m | $54.6m | $87.9m | $93.7m | $64.4m | $117.0m | $343.0m | — | — | $463.3m | |
| Total interest expense | — | — | — | — | — | — | — | — | $436.5m | $460.1m | — | |
| Interest income: | ||||||||||||
| Equity Securities, FV-NI, Realized Gain (Loss) | — | — | — | $3.5m | $14.9m | $44.8m | $3.4m | ($969k) | $553k | $5.7m | — | |
| Fair Value, Option, Changes in Fair Value, Gain (Loss) | — | — | — | — | ($13.1m) | $4.3m | $1.0m | ($3.5m) | $2.4m | $1.2m | — | |
| Income (Loss) from Equity Method Investments | $0 | $0 | $0 | ($7.9m) | ($14.7m) | ($1.7m) | $144.2m | ($6.0m) | ($10.9m) | $17.4m | — | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | $17.2m | $98.3m | $46.0m | $23.5m | $47.4m | $210.8m | $210.3m | $82.8m | $89.2m | $142.8m | $184.4m | |
| Current Income Tax Expense (Benefit) | $7.7m | ($14.3m) | $534k | $4.0m | $5.3m | $19.0m | $7.0m | $31.1m | $23.2m | $49.5m | $45.1m | |
| Income Tax Expense (Benefit) | $3.4m | ($2.2m) | ($5.4m) | $5.4m | ($12.2m) | $43.8m | $34.1m | $8.9m | $11.8m | $37.2m | $45.1m | |
| Net Income (Loss) Attributable to Parent | $13.8m |
$100.5m
+629.68%
|
$51.4m
-48.81%
|
$18.0m
-64.95%
|
$59.5m
+230.17%
|
$167.0m
+180.46%
|
$176.2m
+5.52%
|
$73.9m
-58.06%
|
$77.5m
+4.84%
|
$105.9m
+36.65%
|
$132.3m
+24.99%
|
|
| Net Income (Loss) Attributable to Noncontrolling Interest | ($9k) | $0 | $0 | — | — | — | — | — | ($57k) | ($228k) | $132.3m | |
| Preferred Stock Dividends, Income Statement Impact | — | — | — | — | — | — | — | — | — | $3.0m | $3.0m | |
| Earnings Per Share, Basic | $0.40 | $2.75 | $1.28 | $0.45 | $1.46 | $3.87 | $4.02 | $1.67 | $1.72 | $2.25 | $2.89 | |
| Earnings Per Share, Diluted | $0.39 | $2.65 | $1.24 | $0.44 | $1.43 | $3.71 | $3.92 | $1.64 | $1.69 | $2.23 | $2.86 | |
| Weighted Average Number of Shares Outstanding, Basic | 34.2m | 36.6m | 40.1m | 40.2m | 40.7m | 43.2m | 43.9m | 44.4m | 45.0m | 45.7m | 46.0m | |
| Weighted Average Number of Shares Outstanding, Diluted | 35.1m | 37.9m | 41.4m | 41.1m | 41.8m | 45.1m | 44.9m | 45.1m | 45.8m | 46.0m | 46.4m | |
| Additional Financial Items | ||||||||||||
| Other Interest and Dividend Income | $1.0m | $2.4m | $6.6m | $4.8m | $2.6m | $942k | $6.3m | $31.1m | $29.1m | $30.3m | — | |
| Equipment Expense | $2.2m | $7.5m | $13.7m | $16.3m | $17.6m | $17.9m | $15.1m | $15.0m | $13.8m | $14.4m | — | |
| Depreciation, Depletion and Amortization, Nonproduction | $4.3m | $10.3m | $16.4m | $20.0m | $21.7m | $21.4m | $20.8m | $21.3m | $23.3m | $30.4m | — | |
| Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual Amount | — | — | — | — | — | — | $0 | $0 | $0 | $2.2m | — | |
| Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal | — | — | — | — | — | — | $40.9m | $51.3m | $88.4m | $93.5m | — | |
| Goodwill, Impairment Loss | — | $7.3m | — | — | — | — | — | — | — | — | — |