Discounted Cash Flow

Lesaka Technologies Inc.

LSAK · Based on 10 years of SEC filings · Converted from ZAR to USD

⚠ Cash flow predictability 42/100 (moderate) — FCF YoY std dev 72%, net income 59% (full history)

DCF estimate unavailable — only_3_profitable_out_of_10

Average annual growth rates

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income
Dividends

Average annual growth is the mean year-over-year change across each period.

Endpoint CAGR (better for long term trend)

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Endpoint CAGR is the compound annual rate from the first to last year in each period.

Projections use average year-over-year growth. Change this in Settings.

Projected growth rate

Free cash flow growth
10-year: — 5-year: — 3-year: —
Averaged growth (FCF & NI)
10-year: — 5-year: — 3-year: —
Net income growth
10-year: — 5-year: — 3-year: —
Sales growth (not added to calculations)
10-year: — 5-year: — 3-year: —

Click a greyed-out slider to switch metrics. Slide between the 10-year, 5-year, and 3-year historic growth rates for FCF, net income, or their average.

%
%

Historical inputs (10 fiscal years)

YEAR Sales Net Income Free Cash Flow Net Margin EPS (diluted)
2016 $36.6m $5.1m $5.0m 14.0% $1.72
2017 $37.8m (3.3%) $4.5m (-11.5%) $5.3m (6.5%) 12.0% (-14.3%) $1.34 (-22.1%)
2018 $38.0m (0.5%) $4.0m (-11.8%) $7.6m (43.0%) 10.5% (-12.2%) $1.13 (-15.7%)
2019 $22.4m (-41.1%) $-19.1m (-578.0%) $-859.3k (-111.3%) -85.2% (-911.6%) $-5.42 (-579.6%)
2020 $9.4m (-58.2%) $-4.9m (74.5%) $-3.2m (-274.6%) -51.9% (39.1%) $-1.37 (74.7%)
2021 $8.1m (-13.4%) $-2.4m (51.4%) $-3.9m (-20.5%) -29.1% (43.9%) $-0.67 (51.1%)
2022 $13.8m (70.2%) $-2.7m (-15.3%) $-2.6m (33.4%) -19.7% (32.3%) $-0.75 (-11.9%)
2023 $32.7m (137.2%) $-2.2m (20.1%) $-975.1k (62.3%) -6.6% (66.3%) $-0.56 (25.3%)
2024 $34.9m (6.9%) $-1.1m (50.3%) $998.6k (202.4%) -3.1% (53.5%) $-0.27 (51.8%)
2025 $40.9m (16.9%) $-5.4m (-401.7%) $-1.6m (-263.2%) -13.3% (-329.1%) $-1.14 (-322.2%)

Base FCF: (latest fiscal year)

Discount rate: %

Terminal growth:

Projection period: years

Alt A decline yrs:

Alt B total yrs:

SEC filings report in ZAR. Values above are converted to USD for comparison with the US-listed share price.

Projected cash flows

Year Projected cash flow Discount Factor Present Value

PV of projected FCF:

Terminal FCF:

Terminal value:

PV of terminal value:

Enterprise value (DCF):

DCF price per share:

Current price:

Alternative DCF Models

Model Fair Value Upside PV(FCFs) PV(Terminal) Total Years
Standard (10yr→TV) 10 + TV
Alt A (Gradual Decline)
Alt B (30yr Hard Stop) N/A

This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.

+ 10YR Financials Balance Sheet (10YR) Cash Flow (10YR) DCF Model

only_3_profitable_out_of_10

Once the company meets all DCF eligibility criteria (sufficient history, profitability, growth trends), an estimate will become available automatically. No action is needed.