← Metropolitan Bank Holding Corp.
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Net Income (Loss) Available to Common Stockholders, Basic | $1.6m |
$12.2m
+679.65%
|
$25.4m
+108.32%
|
$29.7m
+16.94%
|
$39.1m
+31.79%
|
$59.8m
+52.90%
|
$59.3m
-0.89%
|
$76.9m
+29.72%
|
$66.7m
-13.29%
|
$71.1m
+6.62%
|
— | |
| Net Income (Loss), Including Portion Attributable to Noncontrolling Interest | $5.0m | $12.4m | $25.6m | $30.1m | $39.5m | $60.6m | $59.4m | $77.3m | $66.7m | $71.1m | — | |
| Depreciation, Depletion and Amortization | $785k | $978k | $1.4m | $1.6m | $2.5m | $2.4m | $2.5m | $2.6m | $2.7m | $2.9m | ($12.4m) | |
| Depreciation, Amortization and Accretion, Net | — | — | — | — | $4.6m | $5.1m | $4.3m | $2.9m | ($11.4m) | ($11.1m) | ($12.4m) | |
| Amortization of Debt Issuance Costs | — | $46k | $56k | $56k | $56k | — | — | — | — | — | — | |
| Deferred Income Tax Expense (Benefit) | ($913k) | $790k | ($1.5m) | ($1.9m) | $290k | ($120k) | ($4.0m) | ($2.8m) | ($2.8m) | ($9.3m) | ($9.3m) | |
| Share-based Payment Arrangement, Noncash Expense | — | — | $1.7m | $3.1m | $3.3m | $4.8m | $7.8m | $9.8m | $8.9m | $8.9m | $11.9m | |
| Goodwill, Impairment Loss | — | — | $0 | $0 | $0 | $0 | — | — | — | $0 | — | |
| Changes in operating assets and liabilities: | ||||||||||||
| Increase (Decrease) in Accounts Receivable | $4.5m | $1.2m | ($1.1m) | $148k | — | — | — | — | — | — | $90.6m | |
| Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal | — | — | — | — | — | — | — | $12.1m | $5.4m | $37.5m | — | |
| Increase (Decrease) in Other Operating Assets | — | ($172k) | — | — | — | — | ($3.4m) | $30.0m | $4.1m | $4.0m | — | |
| Increase (Decrease) in Other Operating Liabilities | — | $165k | — | — | — | — | $43.2m | ($28.7m) | $10.4m | ($3.5m) | — | |
| Net Cash Provided by (Used in) Operating Activities | $14.6m |
($1.3m)
-109.21%
|
$27.1m
+2117.90%
|
$41.0m
+51.36%
|
$87.3m
+113.08%
|
$37.3m
-57.29%
|
$85.9m
+130.41%
|
$42.4m
-50.60%
|
$148.5m
+249.92%
|
$88.7m
-40.27%
|
$106.8m
+20.42%
|
|
| Cash flows from investing activities: | ||||||||||||
| Payments to Acquire Property, Plant, and Equipment | $1.2m | $2.2m | $2.0m | $6.8m | $3.9m | $4.0m | $19.2m | $5.7m | $2.6m | $6.3m | ($7.1m) | |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale | $8.4m | $6.4m | $5.3m | $23.1m | $65.0m | $124.1m | $76.7m | $42.3m | $53.2m | $108.4m | — | |
| Debt Securities, Available-for-sale, Realized Gain (Loss) | — | — | — | $0 | — | — | — | — | — | — | — | |
| Net Cash Provided by (Used in) Investing Activities | ($233.7m) | ($366.6m) | ($454.6m) | ($1.0b) | ($489.0m) | ($1.3b) | ($1.2b) | ($775.4m) | ($369.6m) | ($763.0m) | ($899.0m) | |
| Cash flows from financing activities: | ||||||||||||
| Payments for Repurchase of Common Stock | — | $255k | — | — | — | — | — | — | — | $73.5m | — | |
| Proceeds from Issuance of Common Stock | $28.4m | $114.8m | — | — | — | $162.7m | — | — | — | — | — | |
| Dividends paid | — | — | — | — | — | — | — | — | — | $3.1m | ($8.5m) | |
| Payments of Dividends | — | — | — | — | — | — | — | — | — | $3.1m | ($8.5m) | |
| Other Interest and Dividend Income | $737k | $2.5m | $654k | $1.0m | $812k | $608k | $939k | $2.5m | $2.2m | $1.8m | — | |
| Net Cash Provided by (Used in) Financing Activities | $236.4m |
$513.6m
+117.27%
|
$399.2m
-22.27%
|
$1.1b
+183.57%
|
$876.9m
-22.55%
|
$2.8b
+214.85%
|
($958.5m)
-134.72%
|
$745.1m
+177.74%
|
$152.0m
-79.61%
|
$867.6m
+470.96%
|
$879.0m
+1.31%
|
|
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | — | — | $232.9m | $391.2m | $864.3m | $2.4b | $257.4m | $269.5m | $200.3m | $393.6m | $239.3m | |
| Additional Supplementary Disclosures | ||||||||||||
| Additional Supplementary Disclosures | ||||||||||||
| Provision for Loan, Lease, and Other Losses | — | — | — | — | — | — | — | $12.3m | $6.3m | $37.6m | $37.7m | |
| Gain (Loss) on Sales of Loans, Net | — | — | $50k | $86k | ($190k) | — | — | — | — | — | — | |
| Proceeds from Stock Options Exercised | — | $135k | $360k | — | — | — | $194k | — | — | — | — | |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating Activities | $6.2m | $8.1m | $12.2m | $32.2m | $18.7m | $16.2m | $31.6m | $151.4m | $215.4m | $212.2m | — | |
| Income Taxes Paid, Net | — | — | — | — | — | — | — | — | — | $25.9m | — | |
| Additional Financial Items | ||||||||||||
| Equity Securities, FV-NI, Unrealized Gain (Loss) | — | — | — | $64k | $48k | ($62k) | ($258k) | $23k | — | — | — | |
| Goodwill | $9.7m | $9.7m | $9.7m | $9.7m | $9.7m | $9.7m | $9.7m | $9.7m | $9.7m | $9.7m | — | |
| Income Tax Expense (Benefit) | $3.0m | $11.2m | $11.2m | $13.9m | $18.5m | $29.0m | $37.5m | $29.6m | $30.4m | $30.4m | — | |
| Operating Lease, Expense | — | — | — | — | — | — | $4.9m | — | — | — | — | |
| Revenue from Contract with Customer, Including Assessed Tax | — | — | — | — | — | $23.1m | $26.9m | $27.9m | $23.9m | $11.1m | — | |
| Stock or Unit Option Plan Expense | $2.3m | $412k | — | — | — | — | — | — | — | — | — |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.