← Metropolitan Bank Holding Corp.
| Annual Trend | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total interest income | $83.9m |
$129.8m
+54.60%
|
$143.1m
+10.26%
|
$173.3m
+21.10%
|
$260.7m
+50.47%
|
$375.4m
+43.98%
|
$468.4m
+24.77%
|
$515.3m
+10.01%
|
— | |
| Non-interest income | ||||||||||
| Total non-interest income | $12.2m | $10.6m | $17.0m | $23.7m | $26.6m | $27.9m | $23.8m | $11.9m | — | |
| Net interest income | $71.2m |
$97.6m
+37.04%
|
$124.9m
+27.98%
|
$157.0m
+25.68%
|
$229.2m
+45.96%
|
$222.8m
-2.76%
|
$253.1m
+13.57%
|
$303.2m
+19.82%
|
$339.0m
+11.79%
|
|
| Total non-interest expense | $43.5m | $60.0m | $74.5m | $87.3m | $148.7m | $131.5m | $173.6m | $176.0m | — | |
| Total interest expense | $12.7m | $32.2m | $18.2m | $16.3m | $31.6m | $152.6m | $215.3m | $212.0m | — | |
| Net interest income after provision for credit losses | $68.1m |
$93.4m
+37.15%
|
$115.4m
+23.61%
|
$153.2m
+32.70%
|
$219.0m
+42.99%
|
$210.6m
-3.88%
|
$246.8m
+17.23%
|
$265.6m
+7.62%
|
$339.0m
+27.61%
|
|
| Other income | — | — | $4.8m | $2.5m | $1.5m | $2.8m | $2.2m | $3.5m | — | |
| Other expenses | $5.8m | $7.8m | $9.2m | $12.8m | $13.4m | $15.9m | $19.4m | $16.0m | — | |
| Net income before income tax expense | $36.8m | $44.1m | $57.9m | $89.6m | $96.9m | $106.9m | $97.1m | $101.5m | — | |
| Income tax expense | $11.2m | $13.9m | $18.5m | $29.0m | $37.5m | $29.6m | $30.4m | $30.4m | $37.0m | |
| Net income | $25.6m |
$30.1m
+17.92%
|
$39.5m
+30.97%
|
$60.6m
+53.44%
|
$59.4m
-1.87%
|
$77.3m
+30.03%
|
$66.7m
-13.70%
|
$71.1m
+6.62%
|
$86.6m
+21.84%
|
|
| Basic earnings (in dollars per share) | $3.12 | $3.63 | $4.76 | $6.64 | $5.42 | $6.95 | $5.97 | $6.71 | — | |
| Diluted earnings (in dollars per share) | $3.06 | $3.56 | $4.66 | $6.45 | $5.29 | $6.91 | $5.93 | $6.62 | — | |
| Loans, including fees | $77.3m | $117.1m | $136.5m | $164.5m | $231.9m | $345.0m | $429.7m | $480.5m | — | |
| Securities | — | — | — | $5.8m | $15.6m | $18.5m | $21.4m | $23.6m | — | |
| Overnight deposits | $5.0m | $7.7m | $2.5m | $2.3m | $12.3m | $9.3m | $15.0m | $9.3m | — | |
| Other interest and dividends | $654k | $1.0m | $812k | $608k | $939k | $2.5m | $2.2m | $1.8m | — | |
| Deposits | $9.1m | $25.5m | $14.2m | $14.2m | $29.3m | $128.7m | $198.0m | $198.8m | — | |
| Borrowed funds | $1.1m | $4.1m | $1.7m | — | $893k | $22.4m | $15.8m | $11.9m | — | |
| Trust preferred securities | $846k | $899k | $572k | $424k | $799k | $1.5m | $1.5m | $1.3m | — | |
| Provision for credit losses | — | — | — | $3.8m | $10.1m | $12.3m | $6.3m | $37.6m | — | |
| Compensation and benefits | $25.7m | $31.2m | $39.8m | $45.9m | $57.3m | $67.0m | $77.9m | $84.0m | — | |
| Bank premises and equipment | $5.1m | $6.5m | $8.3m | $8.1m | $8.9m | $9.3m | $9.7m | $10.3m | — | |
| Professional fees | $2.9m | $3.4m | $4.1m | $6.8m | $14.4m | $18.1m | $21.3m | $14.9m | — | |
| Technology costs | $4.0m | $11.0m | $3.4m | $5.2m | $4.7m | $4.9m | $11.0m | $17.1m | — | |
| Deposit related program fees | — | — | — | — | — | $13.1m | $16.8m | $24.0m | — | |
| FDIC assessments | — | — | $2.0m | $3.9m | $4.6m | $9.1m | $11.8m | $9.5m | — | |
| Regulatory settlement reserve | — | — | — | — | $35.0m | ($5.5m) | $9.5m | — | — |