← NorthEast Community Bancorp, Inc./MD/
| Annual Trend | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|
| Total Interest Income | $49.0m |
$48.4m
-1.17%
|
$72.0m
+48.75%
|
$132.5m
+84.01%
|
$160.0m
+20.78%
|
$154.1m
-3.68%
|
— | |
| Total Non-Interest Income | $2.5m | $2.4m | $1.7m | $3.7m | $2.8m | $4.1m | — | |
| Net Interest Income | $39.0m |
$43.3m
+11.03%
|
$63.9m
+47.51%
|
$97.2m
+52.16%
|
$102.8m
+5.76%
|
$100.7m
-2.00%
|
$100.2m
-0.55%
|
|
| Salaries and employee benefits | $13.8m | $15.0m | $15.5m | $18.8m | $20.9m | $23.2m | — | |
| Total Non-Interest Expenses | $25.1m | $26.5m | $30.7m | $35.2m | $39.1m | $42.7m | — | |
| Total Interest Expense | $10.0m | $5.1m | $8.1m | $35.3m | $57.2m | $53.4m | — | |
| Net Interest Income after Provision for Credit Loss | $38.2m |
$39.7m
+3.95%
|
$63.4m
+59.82%
|
$96.2m
+51.68%
|
$102.1m
+6.06%
|
$100.8m
-1.19%
|
$100.2m
-0.65%
|
|
| Unrealized gain (loss) on equity securities | $288k | ($389k) | — | — | ($109k) | $576k | — | |
| INCOME BEFORE PROVISION FOR INCOME TAXES | $15.6m | $15.6m | $34.4m | $64.7m | $65.8m | $62.3m | ||
| PROVISION FOR INCOME TAXES | $3.3m | $3.7m | $9.6m | $18.5m | $18.7m | $17.8m | ||
| NET INCOME | $12.3m |
$11.9m
-3.44%
|
$24.8m
+108.68%
|
$46.3m
+86.27%
|
$47.1m
+1.72%
|
$44.4m
-5.65%
|
$42.4m
-4.48%
|
|
| EARNINGS PER COMMON SHARE - BASIC (in $ per share) | $0.76 | $0.75 | $1.61 | $3.32 | $3.58 | $3.35 | — | |
| EARNINGS PER COMMON SHARE - DILUTED (in $ per share) | $0.76 | $0.75 | $1.58 | $3.32 | $3.52 | $3.25 | — | |
| WEIGHTED AVERAGE NUMBER OF COMMON SHARES OUTSTANDING - BASIC (in shares) | 16.1m | 15.9m | 15.4m | 13.9m | 13.1m | 13.3m | — | |
| WEIGHTED AVERAGE NUMBER OF COMMON SHARES OUTSTANDING - DILUTED (in shares) | 16.1m | 15.9m | 15.7m | 13.9m | 13.4m | 13.7m | — | |
| Loans | $48.2m | $47.9m | $70.0m | $127.5m | $153.9m | $149.6m | — | |
| Interest-earning deposits | $360k | $115k | $1.3m | $4.1m | $5.2m | $3.4m | — | |
| Securities | $415k | $391k | $750k | $859k | $909k | $1.1m | — | |
| Deposits | $9.3m | $4.4m | $7.5m | $34.2m | $55.6m | $49.7m | — | |
| Borrowings | $687k | $706k | $546k | $1.1m | $1.6m | $3.6m | — | |
| Financing lease | $36k | $36k | $37k | $38k | $38k | $39k | — | |
| (Reversal of) provision for credit loss | — | — | $439k | $972k | $740k | ($99k) | — | |
| Other loan fees and service charges | $1.0m | $1.6m | $2.0m | $1.9m | $2.1m | $2.7m | — | |
| (Loss) gain on disposition of equipment | ($61k) | $7k | $98k | ($18k) | $22k | ($6k) | — | |
| Earnings on bank owned life insurance | $609k | $600k | $604k | $1.0m | $656k | $695k | — | |
| Other | $6.1m | $6.5m | $8.3m | $9.8m | $10.6m | $11.3m | — | |
| Occupancy expense | $1.9m | $2.1m | $2.4m | $2.6m | $2.8m | $3.0m | — | |
| Equipment | $917k | $993k | $1.1m | $1.1m | $890k | $868k | $842k | |
| Outside data processing | $1.8m | $1.7m | $1.9m | $2.2m | $2.6m | $3.1m | — | |
| Advertising | $168k | $139k | $299k | $521k | $418k | $426k | — | |
| Real estate owned expense | $313k | $93k | $623k | $93k | $731k | $845k | — |