← NMI Holdings, Inc.
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $123.8m |
$182.7m
+47.59%
|
$275.0m
+50.50%
|
$378.8m
+37.72%
|
$433.3m
+14.39%
|
$485.1m
+11.95%
|
$523.3m
+7.89%
|
$579.0m
+10.64%
|
$651.0m
+12.43%
|
$706.4m
+8.52%
|
$730.8m
+3.45%
|
|
| Operating Lease, Expense | — | — | — | $2.2m | $2.3m | $2.3m | $2.0m | $2.0m | $2.1m | $2.1m | — | |
| Interest Expense | $14.8m | $13.5m | $15.0m | $12.1m | $24.4m | $31.8m | $32.2m | $32.2m | $36.9m | $28.5m | $28.5m | |
| Net Investment Income | $13.8m | $16.3m | $23.5m | $30.9m | $31.9m | $38.1m | $46.4m | $67.5m | $85.3m | $102.9m | $109.6m | |
| Investment Income, Net | $13.8m | $16.3m | $23.5m | $30.9m | $31.9m | $38.1m | $46.4m | $67.5m | $85.3m | $102.9m | — | |
| Gain (Loss) on Investments | — | — | $57k | $45k | $930k | $729k | $481k | ($33k) | $23k | $432k | — | |
| Other Nonoperating Income (Expense) | ($16.7m) | ($17.6m) | ($16.4m) | — | — | — | — | — | — | — | — | |
| Other Income | — | — | $233k | $2.9m | $3.3m | $2.0m | $1.2m | $756k | $944k | $859k | — | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | $11.5m | $52.8m | $136.0m | $216.7m | $218.1m | $296.7m | $377.3m | $412.7m | $463.4m | $499.8m | $506.7m | |
| Current Income Tax Expense (Benefit) | $360k | $778k | $1.7m | ($386k) | $34k | $85k | $10k | $0 | $22.6m | $39.1m | $111.4m | |
| Income Tax Expense (Benefit) | ($54.4m) | $30.7m | $28.0m | $44.7m | $46.5m | $65.6m | $84.4m | $90.6m | $103.3m | $110.9m | $111.4m | |
| Net Income (Loss) Attributable to Parent | $65.8m |
$22.1m
-66.51%
|
$107.9m
+389.46%
|
$172.0m
+59.33%
|
$171.6m
-0.23%
|
$231.1m
+34.72%
|
$292.9m
+26.73%
|
$322.1m
+9.97%
|
$360.1m
+11.80%
|
$388.9m
+8.00%
|
$395.3m
+1.65%
|
|
| Earnings Per Share, Basic | $1.11 | $0.37 | $1.66 | $2.54 | $2.20 | $2.70 | $3.45 | $3.91 | $4.51 | $5.01 | $5.17 | |
| Earnings Per Share, Diluted | $1.08 | $0.35 | $1.60 | $2.47 | $2.13 | $2.65 | $3.39 | $3.84 | $4.43 | $4.92 | $5.08 | |
| Weighted Average Number of Shares Outstanding, Basic | 59.1m | 59.8m | 65.0m | 67.6m | 78.0m | 85.6m | 84.9m | 82.4m | 79.8m | 77.6m | 76.5m | |
| Weighted Average Number of Shares Outstanding, Diluted | 60.8m | 62.2m | 67.7m | 69.7m | 79.3m | 86.9m | 86.0m | 83.9m | 81.3m | 79.0m | 77.8m | |
| Expenses | ||||||||||||
| Additional Financial Items | ||||||||||||
| Deferred Policy Acquisition Costs, Amortization Expense | $400k | $5.8m | $8.1m | $8.4m | $19.1m | $22.8m | $11.9m | $3.6m | $7.1m | $7.7m | — | |
| Other Cost and Expense, Operating | $93.2m | $107.0m | $117.2m | $126.6m | $131.6m | $142.3m | $117.5m | $110.7m | $118.4m | $119.9m | — | |
| Costs and Expenses | $95.6m | $112.3m | $122.7m | $162.1m | $215.2m | $188.3m | $146.0m | $166.3m | $187.6m | $206.6m | — | |
| Goodwill, Impairment Loss | — | — | — | — | — | $0 | $0 | $0 | $0 | $0 | — | |
| Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims | $2.4m | $5.3m | $5.5m | $12.5m | $59.2m | $12.3m | ($3.6m) | $21.9m | $31.5m | $56.8m | — | |
| Policyholder Benefits and Claims Incurred, Net | — | — | — | — | — | — | — | $22.6m | $31.5m | $57.6m | — | |
| Premiums Earned, Net | $110.5m | $165.7m | $251.2m | $345.0m | $397.2m | $444.3m | $475.3m | $510.8m | $564.7m | $602.2m | — |