← Origin Bancorp, Inc.
| Annual Trend | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Total interest and dividend income | $152.6m |
$188.1m
+23.27%
|
$227.1m
+20.73%
|
$228.7m
+0.71%
|
$241.7m
+5.66%
|
$326.6m
+35.15%
|
$523.4m
+60.25%
|
$564.6m
+7.87%
|
$538.0m
-4.72%
|
— | |
| Revenue from contracts with customers | $18.8m | $22.5m | $26.0m | $25.7m | $28.1m | $40.5m | $43.9m | $45.8m | $46.8m | — | |
| Mortgage banking revenue | $15.8m | $9.6m | $12.3m | $29.6m | $12.9m | $6.7m | $3.4m | $6.6m | $3.7m | — | |
| Loss on sales of securities, net | $0 | ($8k) | $20k | $580k | $1.7m | $1.7m | ($11.6m) | ($14.8m) | ($14.4m) | — | |
| Total noninterest income | $29.2m | $41.2m | $46.5m | $64.7m | $62.2m | $57.3m | $58.3m | $55.4m | $59.8m | — | |
| Net interest income | $130.3m |
$153.5m
+17.76%
|
$173.7m
+13.20%
|
$191.5m
+10.26%
|
$216.3m
+12.90%
|
$275.3m
+27.30%
|
$299.6m
+8.82%
|
$300.4m
+0.27%
|
$331.0m
+10.20%
|
$349.8m
+5.69%
|
|
| Salaries and employee benefits | $70.9m | $80.5m | $89.0m | $91.1m | $93.0m | $119.0m | $138.8m | $148.8m | $150.9m | — | |
| Total noninterest expense | $130.7m | $131.2m | $144.1m | $151.9m | $156.8m | $200.4m | $235.2m | $251.0m | $248.9m | — | |
| Total interest expense | $22.3m | $34.6m | $53.4m | $37.2m | $25.4m | $51.3m | $223.8m | $264.2m | $207.0m | — | |
| Net interest income after provision for credit losses | $122.0m |
$152.4m
+24.98%
|
$164.1m
+7.68%
|
$131.6m
-19.80%
|
$227.0m
+72.46%
|
$250.6m
+10.38%
|
$282.8m
+12.86%
|
$292.9m
+3.58%
|
$284.7m
-2.80%
|
$349.8m
+22.88%
|
|
| Equity method investment (loss) income | $444k | $823k | ($6k) | $78k | $5.7m | ($199k) | $405k | $519k | ($1.2m) | — | |
| Other income | $3.2m | $3.8m | $4.4m | $5.1m | $10.2m | $4.7m | $7.0m | $3.4m | $5.1m | — | |
| Other expense | $2.2m | $2.8m | $2.4m | $3.3m | $4.7m | $4.3m | $4.6m | $10.5m | $6.3m | — | |
| Income before income tax expense | — | — | $66.5m | $44.4m | $132.4m | $107.4m | $105.9m | $97.3m | $95.6m | $126.8m | |
| Bank share tax expense | — | — | — | — | — | — | $3.3m | $2.9m | $2.5m | — | |
| Income tax expense | $5.8m | $10.8m | $12.7m | $8.0m | $23.9m | $19.7m | $22.1m | $20.8m | $20.4m | $27.1m | |
| Net income | $14.7m |
$51.6m
+251.80%
|
$53.9m
+4.41%
|
$36.4m
-32.52%
|
$108.5m
+198.56%
|
$87.7m
-19.19%
|
$83.8m
-4.46%
|
$76.5m
-8.72%
|
$75.2m
-1.69%
|
$99.7m
+32.56%
|
|
| Basic earnings per common share (in dollars per share) | $0.51 | $2.21 | $2.30 | $1.56 | $4.63 | $3.29 | $2.72 | $2.46 | $2.42 | — | |
| Diluted earnings per common share (in dollars per share) | $0.50 | $2.20 | $2.28 | $1.55 | $4.60 | $3.28 | $2.71 | $2.45 | $2.40 | — | |
| Interest and fees on loans | $138.9m | $169.4m | $206.9m | $209.1m | $218.8m | $286.1m | $466.8m | $517.3m | $477.7m | — | |
| Investment securities-taxable | $6.2m | $9.8m | $12.0m | $11.3m | $14.6m | $27.8m | $31.7m | $26.6m | $33.5m | — | |
| Investment securities-nontaxable | $4.8m | $4.5m | $3.3m | $5.4m | $6.3m | $7.2m | $5.1m | $3.7m | $5.4m | — | |
| Interest and dividend income on assets held in other financial institutions | $2.7m | $4.4m | $4.9m | $2.9m | $2.0m | $5.5m | $19.8m | $17.0m | $21.3m | — | |
| Interest-bearing deposits | $19.3m | $29.7m | $44.7m | $27.1m | $13.4m | $33.5m | $196.5m | $254.9m | $199.5m | — | |
| FHLB advances and other borrowings | $2.4m | $4.4m | $8.1m | $5.9m | $4.7m | $9.4m | $17.3m | $1.6m | $1.7m | — | |
| Subordinated indebtedness | $548k | $553k | $557k | $4.1m | $7.3m | $8.4m | $10.1m | $7.7m | $5.8m | — | |
| Provision for credit losses | $8.3m | $1.0m | $9.6m | $59.9m | ($10.8m) | $24.7m | $16.8m | $7.4m | $46.3m | — | |
| Other fee income | $2.2m | $1.8m | $1.5m | $2.3m | $2.9m | $3.5m | $3.9m | $8.9m | $9.5m | — | |
| Swap fee income | $384k | $927k | $2.2m | $2.5m | $814k | $457k | $1.3m | $323k | $3.4m | — | |
| Change in fair value of equity investments | $0 | $2.0m | $367k | $0 | $19k | $0 | $10.1m | $5.2m | $7.0m | — | |
| Occupancy and equipment, net | $15.9m | $15.4m | $16.8m | $17.0m | $17.3m | $20.2m | $26.8m | $27.9m | $29.8m | $28.2m | |
| Data processing | $5.2m | $6.2m | $7.0m | $8.3m | $9.1m | $10.5m | $11.6m | $13.5m | $13.6m | — | |
| Office and operations | $5.5m | $5.9m | $6.7m | $5.6m | $6.4m | $8.1m | $10.8m | $11.4m | $12.7m | — | |
| Intangible asset amortization | $518k | $961k | $1.3m | $1.1m | $844k | $5.5m | $9.6m | $8.0m | $6.6m | — | |
| Regulatory assessments | $2.9m | $2.5m | $1.7m | $3.8m | $2.9m | $3.5m | $6.5m | $6.9m | $5.5m | — | |
| Advertising and marketing | $2.9m | $4.3m | $3.8m | $3.7m | $3.4m | $4.4m | $6.0m | $6.2m | $5.6m | — | |
| Professional services | $4.7m | $3.3m | $3.6m | $4.0m | $3.6m | $3.8m | $5.9m | $6.6m | $6.6m | — | |
| Electronic banking | $2.1m | $2.9m | $3.4m | $3.7m | $3.6m | $4.0m | $4.7m | $5.2m | $5.7m | — | |
| Loan-related expense | $4.4m | $3.0m | $4.2m | $6.3m | $7.7m | $6.1m | $5.0m | $3.2m | $3.0m | — |