← OneMain Holdings, Inc.

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025 TTM
Cash flows from operating activities:
Adjustments to reconcile net income to net cash provided by operating activities:
Net Income (Loss) Attributable to Parent $215.0m
$183.0m -14.88%
$447.0m +144.26%
$855.0m +91.28%
$730.0m -14.62%
$1.3b +80.00%
$878.0m -33.18%
$641.0m -26.99%
$509.0m -20.59%
$783.0m +53.83%
—
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest $243.0m $183.0m $447.0m — — — — — — — —
Net Income (Loss) Attributable to Noncontrolling Interest $28.0m — $0 — — — — — — — —
Depreciation and amortization $521.0m $328.0m $289.0m $271.0m $264.0m $264.0m $262.0m $257.0m $277.0m $287.0m $295.0m
Amortization of Intangible Assets $70.0m $52.0m $43.0m $39.0m $37.0m $32.0m $13.0m $0 $0 — —
Depreciation Amortization Depletion — — — — — — $262.0m $257.0m $277.0m $287.0m $295.0m
Deferred Income Tax Expense (Benefit) ($97.0m) $30.0m $23.0m $1.0m ($42.0m) $78.0m ($62.0m) ($36.0m) ($42.0m) $43.0m $55.0m
Deferred Tax — — — — — — ($64.0m) ($36.0m) ($42.0m) $43.0m $55.0m
Share-based Payment Arrangement, Noncash Expense $22.0m $17.0m $21.0m $13.0m $17.0m $23.0m $31.0m $36.0m $30.0m $36.0m $35.0m
Payment, Tax Withholding, Share-based Payment Arrangement $7.0m $5.0m $10.0m $5.0m $6.0m $6.0m $14.0m $10.0m $11.0m $13.0m —
Share-based Payment Arrangement, Expense — — $21.0m $13.0m $15.0m $22.0m $29.0m $34.0m $28.0m $34.0m $35.0m
Goodwill, Impairment Loss — $0 $0 $0 $0 $0 $0 $0 $0 $0 —
Change In Working Capital — — — — — — ($82.0m) ($44.0m) ($125.0m) ($13.0m) ($11.0m)
Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims $183.0m $193.0m $189.0m $185.0m $261.0m $194.0m $166.0m $171.0m $174.0m $186.0m —
Net Cash Provided by (Used in) Operating Activities $1.3b
$1.6b +17.27%
$2.0b +31.58%
$2.4b +15.44%
$2.2b -6.35%
$2.2b +1.58%
$2.4b +6.23%
$2.5b +5.53%
$2.7b +7.15%
$3.1b +16.04%
$3.2b +3.19%
Cash flows from investing activities:
Debt Securities, Available-for-sale, Realized Gain (Loss) — — ($1.0m) — — — — — — — —
Payments to Acquire Businesses, Net of Cash Acquired — — — — — — — — $64.0m $0 $0
Payments for (Proceeds from) Other Investing Activities $27.0m $7.0m $32.0m $12.0m $29.0m $69.0m $75.0m $91.0m $78.0m $97.0m —
Net Other Investing Changes — — — — — — ($75.0m) ($91.0m) ($78.0m) ($97.0m) ($96.0m)
Net Cash Provided by (Used in) Investing Activities ($2.0m) ($2.2b) ($2.4b) ($3.4b) ($751.0m) ($2.1b) ($2.1b) ($2.9b) ($3.3b) ($3.2b) ($3.3b)
Cash flows from financing activities:
Repayments of Long-term Debt $8.3b $4.4b $5.5b $4.0b $6.8b $3.9b $5.1b $3.3b $3.7b $6.8b ($6.1b)
Issuance Of Debt — — — — — — $5.6b $4.8b $4.4b $8.0b $6.8b
Long Term Debt Issuance — — — — — — $5.6b $4.8b $4.4b $8.0b $6.8b
Long Term Debt Payments — — — — — — ($5.1b) ($3.3b) ($3.7b) ($6.8b) ($6.1b)
Net Issuance Payments Of Debt — — — — — — $469.0m $1.5b $701.0m $1.1b $626.0m
Net Long Term Debt Issuance — — — — — — $469.0m $1.5b $701.0m $1.1b $626.0m
Repayment Of Debt — — — — — — ($5.1b) ($3.3b) ($3.7b) ($6.8b) ($6.1b)
Payments for Repurchase of Common Stock — — — — $45.0m $368.0m $303.0m $65.0m $35.0m $141.0m —
Proceeds from Issuance of Common Stock $0 $0 — — — — — — — — $5.0m
Common Stock Dividend Paid — — — — — — ($480.0m) ($487.0m) ($498.0m) ($499.0m) ($498.0m)
Common Stock Issuance — — — — — — $2.0m $3.0m $4.0m $5.0m $5.0m
Common Stock Payments — — — — — — ($303.0m) ($65.0m) ($35.0m) ($141.0m) ($243.0m)
Issuance Of Capital Stock — — — — — — $2.0m $3.0m $4.0m $5.0m $5.0m
Net Common Stock Issuance — — — — — — ($301.0m) ($62.0m) ($31.0m) ($136.0m) ($238.0m)
Repurchase Of Capital Stock — — — — — — ($303.0m) ($65.0m) ($35.0m) ($141.0m) ($243.0m)
Dividends paid — — — $408.0m $806.0m $1.3b $480.0m $487.0m $498.0m $499.0m ($498.0m)
Cash Dividends Paid — — — — — — ($480.0m) ($487.0m) ($498.0m) ($499.0m) ($498.0m)
Net Other Financing Charges — — — — — — ($14.0m) ($10.0m) ($11.0m) ($13.0m) ($22.0m)
Net Cash Provided by (Used in) Financing Activities ($1.7b)
$975.0m +157.86%
$44.0m -95.49%
$1.5b +3356.82%
($370.0m) -124.33%
($1.8b) -389.19%
($326.0m) +81.99%
$932.0m +385.89%
$161.0m -82.73%
$500.0m +210.56%
($132.0m) -126.40%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect — $338.0m ($307.0m) $454.0m $1.1b ($1.7b) ($58.0m) $589.0m ($406.0m) $471.0m $1.3b
Beginning Cash Position — — — — — — $1.0b $959.0m $1.5b $1.1b $1.5b
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents ($468.0m) $1.5b $1.2b $1.6b $2.7b $1.0b $959.0m $1.5b $1.1b $1.6b $1.3b
Effect of Exchange Rate on Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents ($468.0m) $338.0m $0 $454.0m $1.1b ($1.7b) ($58.0m) $589.0m ($406.0m) $471.0m —
Additional Supplementary Disclosures
Additional Supplementary Disclosures
Supplemental disclosure of cash flow information:
Interest Paid, Excluding Capitalized Interest, Operating Activities ($765.0m) ($746.0m) $752.0m $845.0m $978.0m $891.0m $857.0m $968.0m $1.1b $1.2b —
Income Taxes Paid, Net $249.0m $156.0m $150.0m $261.0m $289.0m $403.0m ($343.0m) ($215.0m) ($219.0m) $127.0m —
Additional Financial Items
Gain (Loss) on Sale of Financing Receivable — — — — $0 $47.0m $63.0m $52.0m $23.0m $64.0m —
Gain (Loss) on Sales of Loans, Net $167.0m $0 $0 — — — — — — — —
Goodwill $1.4b $1.4b $1.4b $1.4b $1.4b $1.4b $1.4b $1.4b $1.5b $1.5b —
Income Tax Expense (Benefit) $113.0m $248.0m $177.0m $243.0m $247.0m $427.0m $285.0m $199.0m $158.0m $218.0m —
Insurance Services Revenue $449.0m $420.0m $429.0m $460.0m $443.0m $434.0m $445.0m $448.0m $445.0m $445.0m —
Provision for Loan, Lease, and Other Losses $932.0m $955.0m $1.0b $1.1b — — — — — — $2.1b
Financing Receivable, Credit Loss, Expense (Reversal) — — — — $1.3b $593.0m $1.4b $1.7b $2.0b $2.0b —
Cash Flow From Continuing Financing Activities — — — — — — ($326.0m) $932.0m $161.0m $500.0m ($132.0m)
Cash Flow From Continuing Investing Activities — — — — — — ($2.1b) ($2.9b) ($3.3b) ($3.2b) ($3.3b)
Change In Cash Supplemental As Reported — — — — — — ($58.0m) $589.0m ($406.0m) $471.0m —
Changes In Cash — — — — — — ($58.0m) $589.0m ($406.0m) $471.0m ($206.0m)
End Cash Position — — — — — — $959.0m $1.5b $1.1b $1.6b $1.3b
Financing Cash Flow — — — — — — ($326.0m)
$932.0m +385.89%
$161.0m -82.73%
$500.0m +210.56%
($132.0m) -126.40%
Free Cash Flow — — — — — — $2.4b $2.5b $2.7b $3.1b $3.2b
Investing Cash Flow — — — — — — ($2.1b) ($2.9b) ($3.3b) ($3.2b) ($3.3b)
Net Business Purchase And Sale — — — — — — $0 $0 ($64.0m) $0 $0
Net Investment Purchase And Sale — — — — — — ($59.0m) $145.0m $108.0m $85.0m $42.0m
Operating Gains Losses — — — — — — ($36.0m) ($52.0m) $11.0m $3.0m ($18.0m)
Other Non Cash Items — — — — — — $2.0m ($4.0m) ($1.0m) ($4.0m) —
Purchase Of Business — — — — — — $0 $0 ($64.0m) $0 $0
Purchase Of Investment — — — — — — ($536.0m) ($184.0m) ($284.0m) ($330.0m) ($350.0m)
Sale Of Investment — — — — — — $477.0m $329.0m $392.0m $415.0m $392.0m
Stock Based Compensation — — — — — — $31.0m $36.0m $30.0m $36.0m $35.0m

Amounts are shown in USD as reported in each fiscal year filing.

Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.