← Oportun Financial Corp
| Annual Trend | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $497.6m |
$600.1m
+20.61%
|
$335.1m
-44.17%
|
$530.5m
+58.32%
|
$640.7m
+20.77%
|
$280.7m
-56.19%
|
$295.2m
+5.18%
|
$405.8m
+37.48%
|
$396.0m
-2.43%
|
|
| Selling, General and Administrative Expense | $10.8m | $15.4m | $20.5m | $37.5m | $58.8m | $72.4m | $53.2m | $34.0m | $184.8m | |
| Labor and Related Expense | $63.3m | $90.6m | $106.4m | $115.8m | $154.8m | $121.8m | $87.2m | $79.9m | — | |
| Amortization of Intangible Assets | — | — | — | $300k | $7.9m | $7.7m | $7.5m | $4.9m | — | |
| Operating Lease, Expense | — | $18.2m | $20.8m | $24.3m | $18.5m | $17.4m | $12.3m | $9.7m | — | |
| Operating Expenses | — | — | — | — | — | $534.3m | $410.4m | $361.8m | — | |
| Debt Securities, Realized Gain (Loss) | $22.9m | ($97.2m) | ($190.3m) | ($48.6m) | ($218.8m) | ($596.8m) | ($468.4m) | ($319.3m) | — | |
| Other Income | $0 | $1.3m | $2.7m | $10.9m | $19.6m | $23.6m | — | — | — | |
| Income (Loss) from Continuing Operations before Income Taxes, Domestic | $168.9m | $82.6m | ($58.4m) | $61.1m | ($83.8m) | ($261.6m) | ($119.5m) | $32.5m | $40.0m | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | — | — | — | $62.8m | ($75.3m) | ($253.7m) | ($115.2m) | $44.1m | $40.0m | |
| Current Income Tax Expense (Benefit) | $4.7m | $12.1m | $1.5m | ($1.1m) | $2.5m | $3.2m | ($2.2m) | $4.5m | $20.5m | |
| Income Tax Expense (Benefit) | $46.7m | $22.8m | ($13.0m) | $15.4m | $2.5m | ($73.7m) | ($36.5m) | $18.8m | $20.5m | |
| Net Income (Loss) Attributable to Parent | $123.4m |
$61.6m
-50.08%
|
($45.1m)
-173.19%
|
$47.4m
+205.17%
|
($77.7m)
-263.97%
|
($180.0m)
-131.47%
|
($78.7m)
+56.28%
|
$25.2m
+132.09%
|
$19.5m
-22.83%
|
|
| Net Income (Loss) Available to Common Stockholders, Basic | $16.6m |
$4.3m
-74.32%
|
($45.1m)
-1157.77%
|
$47.4m
+205.17%
|
($77.7m)
-263.97%
|
($180.0m)
-131.47%
|
($78.7m)
+56.28%
|
$25.2m
+132.09%
|
$19.5m
-22.83%
|
|
| Undistributed Earnings (Loss) Allocated to Participating Securities, Basic | $106.8m | $19.9m | $0 | — | — | — | — | — | — | |
| Earnings Per Share, Basic | $6.42 | $0.46 | ($1.65) | $1.68 | ($2.37) | ($4.88) | ($1.95) | $0.54 | $0.41 | |
| Earnings Per Share, Diluted | $4.47 | $0.40 | ($1.65) | $1.56 | ($2.37) | ($4.88) | ($1.95) | $0.53 | $0.40 | |
| Weighted Average Number of Shares Outstanding, Basic | 2.6m | 9.3m | 27.3m | 28.2m | 32.8m | 36.9m | 40.4m | 46.4m | 47.4m | |
| Weighted Average Number of Shares Outstanding, Diluted | 3.7m | 10.8m | 27.3m | 30.3m | 32.8m | 36.9m | 40.4m | 47.9m | 48.6m | |
| Additional Financial Items | ||||||||||
| Capitalized Computer Software, Amortization | $3.5m | $4.9m | $10.8m | — | — | — | — | — | — | |
| Goodwill, Impairment Loss | — | — | — | — | $108.5m | $0 | — | — | — |