← PROSPERITY BANCSHARES INC
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total interest income | $675.8m |
$677.4m
+0.23%
|
$727.2m
+7.36%
|
$832.9m
+14.54%
|
$1.1b
+37.33%
|
$1.0b
-8.48%
|
$1.1b
+4.58%
|
$1.4b
+31.94%
|
$1.6b
+12.40%
|
$1.6b
-3.29%
|
— | |
| Noninterest income: | ||||||||||||
| Total noninterest income | $118.4m | $116.6m | $116.0m | $124.3m | $131.5m | $140.0m | $145.1m | $153.3m | $165.8m | $168.3m | — | |
| NET INTEREST INCOME | $632.6m |
$616.9m
-2.49%
|
$629.6m
+2.06%
|
$695.8m
+10.51%
|
$1.0b
+48.14%
|
$993.3m
-3.63%
|
$1.0b
+1.20%
|
$956.4m
-4.85%
|
$1.0b
+7.33%
|
$1.1b
+5.36%
|
$1.2b
+10.97%
|
|
| Interest Income (Expense), Net | $632.6m |
$616.9m
-2.49%
|
$629.6m
+2.06%
|
$695.8m
+10.51%
|
$1.0b
+48.14%
|
$993.3m
-3.63%
|
$1.0b
+1.20%
|
$956.4m
-4.85%
|
$1.0b
+7.33%
|
$1.1b
+5.36%
|
$1.7b
+55.90%
|
|
| Research and Development Expense | $4.5m | $4.4m | $4.7m | $5.3m | $5.3m | $5.2m | $6.1m | $7.4m | $7.5m | $8.1m | — | |
| Labor and Related Expense | $197.9m | $192.4m | $207.5m | $226.3m | $309.3m | $310.6m | $314.7m | $328.4m | $352.4m | $353.1m | — | |
| Salaries and employee benefits | $197.9m | $192.4m | $207.5m | $226.3m | $309.3m | $310.6m | $314.7m | $328.4m | $352.4m | $353.1m | — | |
| Amortization of Intangible Assets | $9.2m | $6.9m | $6.0m | $6.5m | $13.2m | $11.6m | $10.3m | $12.7m | $15.7m | $14.4m | — | |
| Operating Lease, Expense | — | — | — | $7.2m | $13.7m | $11.6m | $10.9m | $12.1m | $11.5m | $11.6m | — | |
| Noninterest expense: | ||||||||||||
| Total noninterest expense | $318.4m | $313.1m | $326.2m | $396.5m | $497.2m | $473.6m | $484.2m | $556.7m | $570.6m | $556.2m | — | |
| Interest expense: | ||||||||||||
| Interest Expense, Debt | — | — | $0 | $1.1m | $5.5m | $0 | — | $38k | $0 | — | $485.9m | |
| Interest Expense, Securities Sold under Agreements to Repurchase | $932k | $1.3m | $2.0m | $3.4m | $1.6m | $702k | $2.6m | $9.4m | $7.0m | $4.6m | $485.9m | |
| Total interest expense | $43.2m | $60.5m | $97.6m | $137.2m | $113.2m | $53.6m | $89.6m | $488.1m | $597.2m | $488.8m | — | |
| NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES | $608.6m |
$602.5m
-1.00%
|
$613.2m
+1.78%
|
$691.5m
+12.76%
|
$1.0b
+46.17%
|
$993.3m
-1.72%
|
$1.0b
+1.20%
|
$937.9m
-6.70%
|
$1.0b
+8.48%
|
$1.1b
+6.30%
|
$1.2b
+10.97%
|
|
| Debt and Equity Securities, Gain (Loss) | — | — | — | — | — | — | — | — | $11.2m | — | — | |
| Debt Securities, Realized Gain (Loss) | — | — | ($13k) | $0 | $0 | $0 | $0 | $0 | $9k | — | — | |
| Gain (Loss) on Investments | — | — | — | — | — | — | — | — | $11.2m | — | — | |
| Net gain on sale or write down of assets | $1.9m | ($1.9m) | ($755k) | ($1.8m) | ($5.5m) | $1.1m | $3.9m | $2.0m | $2.8m | $1.2m | — | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | $408.7m | $406.1m | $403.0m | $419.2m | $645.0m | $659.7m | $666.2m | $534.5m | $612.7m | $693.6m | $720.5m | |
| Real Estate Tax Expense | $7.8m | $7.4m | $7.8m | $8.2m | $9.3m | $9.3m | $9.0m | $9.1m | $9.5m | $9.6m | — | |
| PROVISION FOR INCOME TAXES | $134.2m | $133.9m | $81.2m | $86.7m | $116.1m | $140.4m | $141.7m | $115.1m | $133.3m | $150.7m | ||
| Current Income Tax Expense (Benefit) | — | — | — | — | — | — | — | — | — | $154.5m | $158.2m | |
| Net Income (Loss) Attributable to Parent | $274.5m |
$272.2m
-0.84%
|
$321.8m
+18.24%
|
$332.6m
+3.34%
|
$528.9m
+59.04%
|
$519.3m
-1.82%
|
$524.5m
+1.01%
|
$419.3m
-20.06%
|
$479.4m
+14.33%
|
$542.8m
+13.24%
|
$562.3m
+3.59%
|
|
| Earnings Per Share, Basic | $3.94 | $3.92 | $4.61 | $4.52 | $5.68 | $5.60 | $5.73 | $4.51 | $5.05 | $5.72 | $5.77 | |
| Earnings Per Share, Diluted | $3.94 | $3.92 | $4.61 | $4.52 | $5.68 | $5.60 | $5.73 | $4.51 | $5.05 | $5.72 | $5.77 | |
| Weighted Average Number of Shares Outstanding, Basic | 69.7m | 69.5m | 69.8m | 73.5m | 93.1m | 92.7m | 91.6m | 92.9m | 95.0m | 94.9m | 97.4m | |
| Weighted Average Number of Shares Outstanding, Diluted | 69.7m | 69.5m | 69.8m | 73.5m | 93.1m | 92.7m | 91.6m | 92.9m | 95.0m | 94.9m | 97.4m | |
| Additional Financial Items | ||||||||||||
| Bank Owned Life Insurance Income | $5.7m | $5.4m | $5.3m | $5.4m | $5.8m | $5.2m | $5.1m | $6.7m | $8.0m | $8.3m | — | |
| Business Combination, Acquisition Related Costs | — | $0 | $0 | $46.4m | $8.0m | $0 | $272k | $15.1m | $4.4m | $330k | — | |
| Depreciation, Depletion and Amortization, Nonproduction | $13.1m | $12.2m | $12.4m | $13.7m | $18.2m | $18.1m | $18.0m | $18.3m | $19.1m | $19.7m | $39.6m | |
| Loans, including fees | $475.1m | $468.3m | $504.0m | $621.4m | $975.9m | $869.9m | $831.2m | $1.1b | $1.3b | $1.3b | — | |
| Securities | $200.4m | $208.2m | $221.9m | $209.8m | $166.8m | $175.5m | $260.4m | $283.3m | $246.7m | $230.7m | $5.9m | |
| Federal funds sold and other earning assets | $345k | $828k | $1.3m | $1.7m | $1.2m | $1.6m | $3.2m | $12.2m | $63.8m | $44.2m | — | |
| Deposits | $39.1m | $46.3m | $71.4m | $111.4m | $102.5m | $52.9m | $68.1m | $272.3m | $408.6m | $380.0m | — | |
| Other borrowings | $3.1m | $12.9m | $24.2m | $21.3m | $3.5m | $0 | $18.9m | $206.3m | $181.6m | $104.2m | — | |
| Securities sold under repurchase agreements | $932k | $1.3m | $2.0m | $3.4m | $1.6m | $702k | $2.6m | $9.4m | $7.0m | $4.6m | — | |
| Subordinated notes | — | — | $0 | $1.1m | $5.5m | $0 | — | $38k | $0 | — | — | |
| PROVISION FOR CREDIT LOSSES | $24.0m | $14.3m | $16.4m | $4.3m | $20.0m | $0 | ($16.3m) | $18.5m | $9.1m | $0 | ||
| Nonsufficient funds (NSF) fees | $33.5m | $32.4m | $33.2m | $34.6m | $30.3m | $29.6m | $34.0m | $33.7m | $35.4m | $37.6m | — | |
| Credit card, debit card and ATM card income | $23.6m | $24.4m | $25.0m | $26.9m | $31.2m | $34.7m | $34.8m | $36.5m | $37.3m | $37.4m | — | |
| Service charges on deposit accounts | $18.8m | $21.3m | $20.7m | $20.6m | $23.9m | $24.4m | $24.7m | $24.6m | $26.5m | $30.0m | — | |
| Trust income | $8.1m | $9.2m | $10.2m | $10.2m | $9.6m | $10.3m | $12.2m | $13.3m | $14.8m | $14.6m | — | |
| Mortgage income | $7.1m | $4.1m | $3.4m | $5.0m | $10.8m | $8.3m | $1.4m | $2.3m | $3.1m | $3.9m | — | |
| Brokerage income | $4.6m | $1.9m | $2.6m | $2.4m | $2.5m | $3.3m | $3.7m | $4.3m | $4.7m | $5.4m | — | |
| Other | $33.3m | $33.7m | $35.8m | $37.7m | $50.7m | $45.7m | $46.9m | $51.3m | $55.2m | $50.2m | — | |
| Net occupancy and equipment | $23.1m | $22.4m | $22.8m | $24.0m | $35.0m | $32.2m | $32.4m | $35.5m | $35.8m | $37.1m | — | |
| Credit and debit card, data processing and software amortization | $17.1m | $17.2m | $17.8m | $23.6m | $40.3m | $35.1m | $37.3m | $41.6m | $47.3m | $48.6m | — | |
| Regulatory assessments and FDIC insurance | $12.7m | $14.3m | $13.3m | $8.6m | $9.9m | $10.6m | $11.4m | $40.2m | $27.4m | $18.1m | — | |
| Core deposit intangibles amortization | $9.2m | $6.9m | $6.0m | $6.5m | $13.2m | $11.6m | $10.3m | $12.7m | $15.7m | $14.4m | — | |
| Depreciation | $13.1m | $12.2m | $12.4m | $13.7m | $18.2m | $18.1m | $18.0m | $18.3m | $19.1m | $19.7m | $21.5m | |
| Communications | $11.6m | $10.6m | $10.0m | $9.7m | $12.5m | $12.0m | $13.0m | $14.4m | $13.7m | $14.0m | — | |
| Net other real estate expense (income) | $514k | $3.3m | $722k | ($67k) | $165k | ($2.2m) | ($122k) | ($834k) | ($291k) | $653k | — | |
| Merger related expenses | — | $0 | $0 | $46.4m | $8.0m | $0 | $272k | $15.1m | $4.4m | $330k | — |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.