← PEOPLES FINANCIAL SERVICES CORP.
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling Interest | $19.6m | $18.5m | $24.9m | $25.7m | $29.4m | $43.5m | $38.1m | $27.4m | $8.5m | $59.2m | — | |
| Depreciation, Amortization and Accretion, Net | $1.7m | $1.9m | $2.3m | $3.1m | $2.9m | $2.7m | $3.1m | $2.8m | $3.3m | $3.3m | $10.4m | |
| Amortization of Debt Issuance Costs | — | — | — | — | — | — | — | — | — | $237k | — | |
| Amortization of Intangible Assets | $1.2m | $1.0m | $881k | $730k | $606k | $491k | $363k | $105k | $3.4m | $6.4m | — | |
| Deferred Income Tax Expense (Benefit) | ($1.4m) | $1.7m | ($681k) | $394k | ($1.8m) | $450k | $611k | $1.3m | ($3.6m) | $4.7m | $3.1m | |
| Share-based Payment Arrangement, Noncash Expense | $71k | $177k | $272k | $554k | $570k | $546k | $534k | $888k | $786k | $348k | $1.2m | |
| Share-based Payment Arrangement, Expense | $71k | — | — | — | — | — | — | — | — | — | $1.2m | |
| Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual Amount | — | — | — | — | — | — | — | — | ($802k) | $0 | — | |
| Goodwill and Intangible Asset Impairment | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | — | |
| Changes in operating assets and liabilities: | ||||||||||||
| Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal | ($432k) | ($708k) | ($179k) | $134k | ($1.3m) | ($273k) | ($3.2m) | $566k | $4.8m | $98k | — | |
| Increase (Decrease) in Other Operating Assets | ($1.4m) | ($2.0m) | ($816k) | $3.4m | $12.3m | ($1.1m) | $1.7m | $2.1m | ($7.0m) | ($5.5m) | — | |
| Increase (Decrease) in Other Operating Liabilities | ($2.5m) | ($1.8m) | ($1.7m) | $2.4m | $13.5m | $1.9m | ($48k) | ($2.8m) | $2.3m | ($8.3m) | — | |
| Net Cash Provided by (Used in) Operating Activities | $28.1m |
$28.6m
+1.92%
|
$32.6m
+14.10%
|
$37.1m
+13.65%
|
$37.2m
+0.27%
|
$40.8m
+9.66%
|
$42.4m
+3.89%
|
$33.3m
-21.50%
|
$33.9m
+2.02%
|
$54.3m
+59.99%
|
$53.5m
-1.48%
|
|
| Cash flows from investing activities: | ||||||||||||
| Gain (Loss) on Disposition of Property Plant Equipment | — | — | — | — | — | $50k | $175k | ($3k) | ($165k) | ($74k) | $3.5m | |
| Payments to Acquire Property, Plant, and Equipment | $6.8m | $6.2m | $4.1m | $5.6m | $2.3m | $4.9m | $7.8m | $5.9m | $2.6m | $10.9m | ($8.6m) | |
| Debt Securities, Available-for-sale, Realized Gain (Loss) | — | — | — | — | ($918k) | ($2k) | $2.0m | ($81k) | $0 | $2.2m | — | |
| Gain (Loss) on Sale of Investments | — | — | ($14k) | ($132k) | $35k | ($2k) | ($2.0m) | $81k | $1k | ($2.2m) | — | |
| Net Cash Provided by (Used in) Investing Activities | ($186.4m) | ($184.6m) | ($134.8m) | ($184.7m) | ($201.2m) | ($440.1m) | ($467.8m) | ($25.8m) | $387.1m | ($24.4m) | ($228.5m) | |
| Cash flows from financing activities: | ||||||||||||
| Repayments of Long-term Debt | $2.2m | $8.4m | $11.8m | $21.2m | $18.0m | $12.1m | $2.2m | $555k | $23.3m | $40.9m | ($55.2m) | |
| Debt and Equity Securities, Unrealized Gain (Loss) | — | — | ($14k) | $132k | ($35k) | $2k | ($31k) | ($11k) | $132k | $168k | — | |
| Proceeds from Issuance of Long-term Debt | — | — | — | $16.0m | $136.7m | — | — | $25.0m | — | $76.2m | $105.8m | |
| Payments of Ordinary Dividends, Common Stock | $9.2m | $9.3m | $9.7m | $10.1m | $10.5m | $10.8m | $11.3m | $11.7m | $18.1m | $24.6m | ($24.8m) | |
| Payments of Dividends | $9.2m | $9.3m | $9.7m | $10.1m | $10.5m | $10.8m | $11.3m | $11.7m | $18.1m | $24.6m | ($24.8m) | |
| Net Cash Provided by (Used in) Financing Activities | $165.3m |
$153.5m
-7.14%
|
$97.3m
-36.61%
|
$146.2m
+50.22%
|
$361.1m
+147.03%
|
$451.1m
+24.92%
|
$183.4m
-59.34%
|
$142.0m
-22.57%
|
($472.6m)
-432.81%
|
$103.3m
+121.86%
|
$255.6m
+147.42%
|
|
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect | $7.0m | ($2.5m) | ($4.9m) | ($1.5m) | $197.0m | $51.7m | ($242.1m) | $149.5m | ($51.5m) | $133.1m | $256.2m | |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | — | — | $32.6m | $31.2m | $228.2m | $279.9m | $37.9m | $187.4m | $135.9m | $269.0m | $256.2m | |
| Additional Supplementary Disclosures | ||||||||||||
| Additional Supplementary Disclosures | ||||||||||||
| Bank Owned Life Insurance Income | — | — | — | — | $774k | $889k | $1.0m | $1.1m | $1.6m | $2.1m | — | |
| Gain (Loss) on Sales of Loans, Net | — | ($219k) | $291k | ($89k) | ($903k) | ($331k) | ($47k) | $12k | $3k | ($56k) | — | |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating Activities | — | $8.7m | $12.6m | $17.8m | $14.9m | $9.8m | $15.1m | $58.2m | $95.7m | $92.4m | — | |
| Income Taxes Paid, Net | $5.9m | $5.9m | $2.6m | $4.5m | $6.2m | $6.7m | $10.0m | $3.5m | $1.9m | $7.6m | — | |
| Additional Financial Items | ||||||||||||
| Equity Securities, FV-NI, Gain (Loss) | — | — | $14k | $132k | ($6k) | $2k | ($31k) | ($11k) | $132k | $168k | — | |
| Equity Securities, FV-NI, Realized Gain (Loss) | — | — | ($14k) | ($132k) | $29k | ($2k) | $31k | $11k | $157k | ($168k) | — | |
| Equity Securities, FV-NI, Unrealized Gain (Loss) | — | — | $14k | $132k | ($35k) | $2k | ($31k) | ($11k) | ($25k) | $168k | — | |
| Gain (Loss) on Derivative Instruments, Net, Pretax | — | — | — | — | $2.3m | $759k | $622k | $390k | $285k | $1.1m | — | |
| Gain (Loss) on Disposition of Business | — | $2.3m | — | — | — | — | — | — | — | — | — | |
| Goodwill | $63.4m | $63.4m | $63.4m | $63.4m | $63.4m | $63.4m | $63.4m | $63.4m | $76.0m | $76.0m | — | |
| Income Tax Expense (Benefit) | $5.0m | $8.2m | $3.4m | $3.2m | $4.8m | $10.0m | $7.3m | $5.1m | ($30k) | $13.0m | — | |
| Operating Lease, Expense | — | — | — | $601k | $727k | $760k | $1.0m | $1.0m | $1.2m | $2.2m | — |