Discounted Cash Flow
Proassurance Corp.
—
—
⚠ Cash flow predictability 52/100 (moderate) —
FCF YoY std dev 44%,
net income 78% (full history)
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
| Dividends | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $1.2b | $204.3m | $228.7m | 17.4% | $2.84 |
| 2017 | $1.2b (-0.5%) | $145.0m (-29.0%) | $201.4m (-11.9%) | 12.4% (-28.7%) | $2.01 (-29.2%) |
| 2018 | $1.2b (2.3%) | $63.6m (-56.1%) | $239.7m (19.0%) | 5.3% (-57.1%) | $0.88 (-56.2%) |
| 2019 | $1.4b (12.8%) | $1.4m (-97.9%) | $200.3m (-16.4%) | 0.1% (-98.1%) | $0.02 (-97.7%) |
| 2020 | $1.2b (-12.5%) | $-237.6m (-17602.7%) | $124.8m (-37.7%) | -20.1% (-20101.1%) | $-3.26 (-16400.0%) |
| 2021 | $1.5b (28.5%) | $194.9m (182.0%) | $100.0m (-19.9%) | 12.8% (163.8%) | $2.67 (181.9%) |
| 2022 | $1.5b (-1.6%) | $-543.5k (-100.3%) | $-46.2m (-146.2%) | -0.0% (-100.3%) | $-0.01 (-100.4%) |
| 2023 | $1.5b (2.8%) | $-52.2m (-9503.0%) | $-73.9m (-59.9%) | -3.4% (-9245.2%) | $-0.73 (-7200.0%) |
| 2024 | $1.6b (1.2%) | $71.3m (236.6%) | $-26.7m (63.9%) | 4.6% (235.1%) | $1.03 (241.1%) |
| 2025 | $1.5b (-4.6%) | $68.8m (-3.5%) | $-39.5m (-48.1%) | 4.6% (1.1%) | $0.99 (-3.9%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
SEC filings report in GBP. Values above are converted to USD for comparison with the US-listed share price.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Net debt deduction: —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.