← Primerica, Inc.
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $1.5b |
$1.7b
+11.19%
|
$1.9b
+12.48%
|
$2.1b
+8.04%
|
$2.2b
+8.04%
|
$2.7b
+22.20%
|
$2.7b
+0.38%
|
$2.8b
+3.51%
|
$3.1b
+9.71%
|
$3.3b
+6.56%
|
$3.4b
+4.24%
|
|
| Cost of Revenue | — | — | — | — | — | $52.8m |
$68.4m
+29.63%
|
$55.2m
-19.29%
|
— | — | — | |
| Gross Profit (Calculated) | — | — | — | — | — | $2.7b |
$2.7b
-0.20%
|
$2.8b
+4.10%
|
— | — | — | |
| Interest Expense | $28.7m | $28.5m | $28.8m | $28.8m | $28.8m | $30.6m | $27.2m | $26.6m | $25.0m | $24.0m | $23.6m | |
| Net Investment Income | $79.0m | $79.0m | $81.4m | $94.1m | $83.8m | $80.6m | $93.1m | $135.8m | $155.5m | $167.2m | $229.8m | |
| Equity Securities, FV-NI, Realized Gain (Loss) | — | — | ($48k) | ($254k) | ($281k) | — | — | — | — | $776k | — | |
| Gain (Loss) on Investments | — | — | — | — | — | $5.9m | ($995k) | ($5.9m) | $2.2m | ($816k) | — | |
| Other Income | $50.6m | $56.1m | $57.0m | $55.5m | $61.1m | $74.6m | $83.2m | $75.0m | $119.3m | $65.6m | — | |
| Income (Loss) from Continuing Operations before Income Taxes, Domestic | $337.6m | $379.5m | $416.1m | $477.1m | $506.7m | $399.1m | $394.8m | $646.9m | $815.9m | $834.4m | $1.0b | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | $337.6m | $379.5m | $416.1m | $477.1m | $506.7m | $511.2m | $493.7m | $751.7m | $939.2m | $974.6m | $1.0b | |
| Current Income Tax Expense (Benefit) | $73.9m | $83.1m | $89.4m | $111.6m | $120.3m | $164.8m | $205.8m | $218.5m | $250.9m | $252.9m | $230.2m | |
| Income Tax Expense (Benefit) | $118.2m | $29.3m | $92.0m | $110.7m | $120.6m | $139.2m | $125.8m | $175.1m | $219.1m | $223.3m | $230.2m | |
| Net Income (Loss) Attributable to Parent | $219.4m |
$350.3m
+59.63%
|
$324.1m
-7.47%
|
$366.4m
+13.05%
|
$386.2m
+5.40%
|
$373.4m
-3.32%
|
$373.0m
-0.09%
|
$576.6m
+54.58%
|
$470.5m
-18.40%
|
$751.2m
+59.66%
|
$796.1m
+5.97%
|
|
| Net Income (Loss) Available to Common Stockholders, Basic | $219.4m |
$347.7m
+58.48%
|
$322.2m
-7.34%
|
$364.7m
+13.20%
|
$384.5m
+5.42%
|
$371.8m
-3.29%
|
$371.3m
-0.13%
|
$574.1m
+54.61%
|
$717.7m
+25.01%
|
$748.8m
+4.33%
|
$796.1m
+6.31%
|
|
| Net Income (Loss) Attributable to Noncontrolling Interest | — | — | — | — | — | ($1.4m) | ($5.0m) | — | — | — | $796.1m | |
| Earnings Per Share, Basic | $4.59 | $7.63 | $7.35 | $8.65 | $9.60 | $9.41 | $9.77 | $15.97 | $13.73 | $22.95 | $24.92 | |
| Earnings Per Share, Diluted | $4.59 | $7.61 | $7.33 | $8.62 | $9.57 | $9.38 | $9.74 | $15.94 | $13.71 | $22.91 | $24.88 | |
| Income (Loss) from Continuing Operations, Per Basic Share | $5 | — | — | — | — | — | — | — | $21 | $23 | — | |
| Income (Loss) from Continuing Operations, Per Diluted Share | $5 | — | — | — | — | — | — | — | $21 | $23 | — | |
| Common Stock, Dividends, Per Share, Declared | $0.70 | $0.78 | $1.00 | $1.36 | $1.60 | $1.88 | $2.20 | $2.60 | $3.30 | $4.16 | — | |
| Weighted Average Number of Shares Outstanding, Basic | 47.4m | 45.6m | 43.9m | 42.2m | 40.1m | 39.5m | 38.0m | 36.0m | 34.1m | 32.6m | 31.8m | |
| Weighted Average Number of Shares Outstanding, Diluted | 47.5m | 45.7m | 44.0m | 42.3m | 40.2m | 39.7m | 38.1m | 36.0m | 34.2m | 32.7m | 31.9m | |
| Expenses | ||||||||||||
| Additional Financial Items | ||||||||||||
| Deferred Policy Acquisition Costs, Amortization Expense | $180.6m | $209.4m | $239.7m | $254.6m | $224.3m | $251.2m | $356.1m | $275.8m | $298.1m | $322.9m | — | |
| Other Cost and Expense, Operating | $181.6m | $189.3m | $229.6m | $237.1m | $245.2m | $296.9m | $320.4m | $336.6m | $343.6m | $368.4m | — | |
| Realized Investment Gains (Losses) | $4.1m | $1.3m | ($2.1m) | $5.0m | ($5.0m) | $4.7m | $1.4m | ($645k) | $1.0m | ($2.0m) | — | |
| Depreciation, Depletion and Amortization, Nonproduction | $14.6m | $13.6m | $12.4m | $18.3m | $17.7m | $29.8m | $34.2m | $32.0m | $23.4m | $19.3m | — | |
| Goodwill, Impairment Loss | — | — | — | — | — | $76.0m | $60.0m | — | — | — | $253.6m | |
| Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims | $143.0m | $164.5m | $175.5m | $186.0m | $232.1m | $284.5m | $243.8m | $249.8m | $247.2m | $257.1m | — | |
| Policyholder Benefits and Claims Incurred, Net | $367.7m | $416.0m | $457.6m | $493.8m | $615.6m | $722.8m | $665.7m | $643.0m | $648.2m | $665.9m | — | |
| Benefits, Losses and Expenses | $1.2b | $1.3b | $1.5b | $1.6b | $1.7b | $2.2b | $2.2b | $2.1b | $2.1b | $2.3b | — | |
| Premiums Earned, Net | $843.7m | $961.3m | $1.1b | $1.2b | $1.3b | $1.5b | $1.6b | $1.7b | $1.7b | $1.8b | — | |
| Income (Loss) from Continuing Operations, Net of Tax, Attributable to Parent | $337.6m | $379.5m | $416.1m | $477.1m | $506.7m | $511.2m | $493.7m | $751.7m | $720.1m | $751.2m | — | |
| Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest | $219.4m | $379.5m | $416.1m | $477.1m | $506.7m | $511.2m | $493.7m | $751.7m | $939.2m | $974.6m | — | |
| Income (Loss) from Discontinued Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest | — | — | — | — | — | — | $87.7m | $14.6m | ($249.6m) | $0 | — | |
| Income (Loss) from Discontinued Operations, Net of Tax, Attributable to Parent | — | — | — | — | — | — | $87.7m | $14.6m | ($249.6m) | $0 | — |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.