← RBB Bancorp
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Net Income (Loss) Available to Common Stockholders, Basic | $19.1m |
$25.5m
+33.80%
|
$36.1m
+41.43%
|
$39.1m
+8.39%
|
$32.9m
-15.96%
|
$56.7m
+72.43%
|
$64.3m
+13.36%
|
$42.5m
-33.95%
|
$26.7m
-37.21%
|
$31.9m
+19.81%
|
— | |
| Net Income (Loss), Including Portion Attributable to Noncontrolling Interest | $19.1m | $25.5m | $36.1m | $39.2m | $32.9m | $56.9m | $64.3m | $42.5m | $26.7m | $31.9m | — | |
| Depreciation and amortization | $1.4m | $1.3m | $1.7m | — | — | — | — | — | — | — | $8.7m | |
| Amortization of Debt Issuance Costs | — | — | — | $342k | $342k | $525k | $578k | $562k | $382k | $382k | — | |
| Amortization of Intangible Assets | $372k | $355k | $575k | $4.9m | $5.8m | $6.3m | $3.9m | $2.6m | $2.3m | $1.8m | — | |
| Deferred Income Tax Expense (Benefit) | $1.3m | $2.5m | ($131k) | $1.5m | ($3.0m) | ($1.1m) | ($2.2m) | $216k | ($2.9m) | ($641k) | $3.9m | |
| Share-based Payment Arrangement, Noncash Expense | $894k | $779k | $684k | $689k | $686k | $1.1m | $848k | $750k | $1.4m | $1.7m | $1.5m | |
| Payment, Tax Withholding, Share-based Payment Arrangement | — | — | — | — | — | — | — | — | $108k | $265k | — | |
| Share-based Payment Arrangement, Expense | $894k | $779k | $684k | $689k | $686k | $1.1m | $848k | $750k | $1.1m | $1.4m | $1.5m | |
| Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual Amount | — | — | — | — | — | — | — | $0 | $0 | $390k | — | |
| Goodwill, Impairment Loss | $0 | $0 | $0 | $0 | $0 | $0 | — | $0 | — | $0 | — | |
| Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal | — | — | — | — | — | — | — | — | — | $10.6m | — | |
| Net Cash Provided by (Used in) Operating Activities | $56.2m |
$28.8m
-48.80%
|
($84.6m)
-394.09%
|
$476.5m
+662.88%
|
$124.5m
-73.87%
|
$202.2m
+62.37%
|
$93.8m
-53.60%
|
$51.3m
-45.32%
|
$58.5m
+14.04%
|
$43.4m
-25.83%
|
$55.7m
+28.32%
|
|
| Cash flows from investing activities: | ||||||||||||
| Gain (Loss) on Disposition of Property Plant Equipment | — | — | — | $6k | $0 | $0 | $757k | $32k | $0 | $42k | ($2.0m) | |
| Payments to Acquire Property, Plant, and Equipment | $210k | $684k | $2.5m | $1.4m | $4.2m | $2.0m | $2.1m | $652k | $788k | $798k | ($768k) | |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale | $4.4m | $4.4m | $64.0m | $141.5m | $454.6m | $442.1m | $485.8m | $641.0m | $316.2m | $286.5m | — | |
| Debt Securities, Available-for-sale, Realized Gain (Loss) | — | — | — | $7k | $210k | $0 | $0 | — | — | — | — | |
| Payments to Acquire Businesses, Net of Cash Acquired | $35.1m | — | ($25.1m) | — | ($6.6m) | $0 | ($71.4m) | — | — | — | — | |
| Net Cash Provided by (Used in) Investing Activities | $7.2m | ($264.4m) | ($322.4m) | ($219.4m) | ($446.0m) | ($504.2m) | ($260.2m) | $243.3m | ($160.4m) | ($260.2m) | ($119.6m) | |
| Cash flows from financing activities: | ||||||||||||
| Payments for Repurchase of Common Stock | — | — | — | $3.2m | $7.9m | $10.5m | $19.8m | $6.8m | $20.7m | $14.0m | — | |
| Proceeds from Issuance of Common Stock | — | $60.2m | — | — | — | — | — | — | — | — | — | |
| Dividends paid | $2.6m | $5.1m | $5.8m | $8.0m | $6.6m | $9.9m | $10.7m | $12.2m | $11.7m | $11.3m | ($11.1m) | |
| Payments of Dividends | $2.6m | $5.1m | $5.8m | $8.0m | $6.6m | $9.9m | $10.7m | $12.2m | $11.7m | $11.3m | ($11.1m) | |
| Other Interest and Dividend Income | — | — | — | — | — | — | — | — | $15.3m | $16.9m | — | |
| Net Cash Provided by (Used in) Financing Activities | ($58.6m) |
$267.0m
+555.64%
|
$404.7m
+51.56%
|
($223.0m)
-155.12%
|
$334.4m
+249.92%
|
$801.7m
+139.76%
|
($444.5m)
-155.44%
|
$53.2m
+111.97%
|
($71.7m)
-234.78%
|
$171.4m
+338.88%
|
$155.1m
-9.50%
|
|
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | — | — | — | $181.8m | — | — | — | — | — | — | $283.0m | |
| Additional Supplementary Disclosures | ||||||||||||
| Additional Supplementary Disclosures | ||||||||||||
| Provision for Loan, Lease, and Other Losses | — | — | — | — | — | — | — | — | — | $10.4m | $1.0m | |
| Bank Owned Life Insurance Income | $560k | $824k | $797k | $775k | $767k | $1.1m | $1.3m | $1.4m | $1.6m | $1.7m | — | |
| Gain (Loss) on Sales of Loans, Net | $5.8m | $9.3m | $7.1m | $9.9m | $6.0m | $10.0m | $1.9m | $374k | $1.6m | $1.2m | — | |
| Proceeds from Stock Options Exercised | $595k | $2.3m | $9.6m | $2.8m | $712k | $3.5m | $5.5m | $295k | $1.8m | $417k | — | |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating Activities | $12.3m | $13.8m | $20.0m | $45.7m | $36.2m | $22.5m | $29.7m | $93.7m | $120.9m | $108.7m | — | |
| Income Taxes Paid, Net | $12.5m | $16.9m | $9.3m | $14.5m | $13.5m | $25.8m | $24.0m | $21.4m | $6.2m | $18.7m | — | |
| Additional Financial Items | ||||||||||||
| Equity Securities, FV-NI, Realized Gain (Loss) | — | — | — | — | — | — | — | — | — | $680k | — | |
| Equity Securities, FV-NI, Unrealized Gain (Loss) | — | — | $0 | $147k | $0 | ($360k) | $0 | $24k | $41k | ($74k) | — | |
| Gain (Loss) on Derivative Instruments, Net, Pretax | — | — | — | — | $78k | $46k | ($247k) | — | — | — | — | |
| Gain (Loss) on Disposition of Assets | ($3k) | — | — | $6k | $0 | $0 | $757k | $166k | $456k | $42k | — | |
| Gain (Loss) on Sale of Mortgage Loans | $3.4m | $3.7m | $4.3m | $8.2m | $5.2m | $7.9m | $1.2m | $112k | $818k | $746k | — | |
| Goodwill | $29.9m | $29.9m | $58.4m | $58.6m | $69.2m | $69.2m | $71.5m | $71.5m | $71.5m | $71.5m | — | |
| Income Tax Expense (Benefit) | $13.5m | $21.3m | $10.1m | $16.1m | $14.5m | $24.0m | $27.0m | $17.8m | $9.0m | $10.2m | — | |
| Operating Lease, Expense | — | — | — | — | — | $5.3m | $5.4m | $5.7m | $5.8m | $5.8m | — | |
| Operating Lease, Lease Income | — | — | — | — | — | $479k | $548k | $570k | $612k | $640k | — | |
| Financing Receivable, Credit Loss, Expense (Reversal) | — | — | — | — | — | — | — | $3.9m | $9.8m | — | — |