← RBB Bancorp
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $65.4m |
$73.4m
+12.10%
|
$91.3m
+24.46%
|
$115.2m
+26.14%
|
$118.8m
+3.13%
|
$143.1m
+20.45%
|
$160.8m
+12.38%
|
$134.3m
-16.48%
|
$114.7m
-14.60%
|
$129.2m
+12.60%
|
$132.7m
+2.78%
|
|
| Noninterest income: | ||||||||||||
| Interest Income (Expense), Net | $56.5m |
$60.2m
+6.52%
|
$78.5m
+30.42%
|
$96.9m
+23.44%
|
$104.8m
+8.15%
|
$124.3m
+18.70%
|
$149.6m
+20.28%
|
$119.3m
-20.24%
|
$99.4m
-16.70%
|
$112.3m
+13.00%
|
$228.2m
+103.26%
|
|
| Marketing and Advertising Expense | $542k | $837k | $1.1m | $1.3m | $751k | $1.2m | $1.6m | $1.1m | $864k | $863k | — | |
| Labor and Related Expense | $13.8m | $16.8m | $23.3m | $32.9m | $33.3m | $33.6m | $35.5m | $37.8m | $39.4m | $43.1m | — | |
| Amortization of Intangible Assets | $372k | $355k | $575k | $4.9m | $5.8m | $6.3m | $3.9m | $2.6m | $2.3m | $1.8m | — | |
| Operating Lease, Expense | — | — | — | — | — | $5.3m | $5.4m | $5.7m | $5.8m | $5.8m | — | |
| Operating Lease, Lease Income | — | — | — | — | — | $479k | $548k | $570k | $612k | $640k | — | |
| Noninterest expense: | ||||||||||||
| Interest expense: | ||||||||||||
| Interest Expense, Debt | — | — | $263k | $6.6m | $6.6m | $7.9m | $8.2m | $7.9m | $4.8m | $4.8m | $109.2m | |
| Total interest expense | $11.7m | $13.9m | $23.6m | $44.9m | $34.4m | $22.7m | $31.4m | $101.9m | $117.3m | $108.8m | — | |
| Interest income: | ||||||||||||
| Equity Securities, FV-NI, Realized Gain (Loss) | — | — | — | — | — | — | — | — | — | $680k | — | |
| Gain (Loss) on Derivative Instruments, Net, Pretax | — | — | — | — | $78k | $46k | ($247k) | — | — | — | — | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | $32.6m | $46.8m | $46.2m | $55.3m | $47.5m | $80.9m | $91.3m | $60.2m | $35.7m | $42.1m | $55.8m | |
| Current Income Tax Expense (Benefit) | $12.2m | $15.9m | $10.1m | $13.7m | $16.6m | $24.1m | $29.3m | $17.6m | $11.9m | $10.8m | $14.0m | |
| Income Tax Expense (Benefit) | $13.5m | $21.3m | $10.1m | $16.1m | $14.5m | $24.0m | $27.0m | $17.8m | $9.0m | $10.2m | $14.0m | |
| Net Income (Loss) Attributable to Parent | $19.1m |
$25.5m
+33.80%
|
$36.1m
+41.43%
|
$39.2m
+8.60%
|
$32.9m
-16.02%
|
$56.9m
+72.82%
|
$64.3m
+13.04%
|
$42.5m
-33.99%
|
$26.7m
-37.21%
|
$31.9m
+19.81%
|
$41.8m
+30.73%
|
|
| Net Income (Loss) Available to Common Stockholders, Basic | $19.1m |
$25.5m
+33.80%
|
$36.1m
+41.43%
|
$39.1m
+8.39%
|
$32.9m
-15.96%
|
$56.7m
+72.43%
|
$64.3m
+13.36%
|
$42.5m
-33.95%
|
$26.7m
-37.21%
|
$31.9m
+19.81%
|
$41.8m
+30.73%
|
|
| Undistributed Earnings (Loss) Allocated to Participating Securities, Basic | — | — | — | $74k | $37k | $192k | $34k | $0 | $0 | — | — | |
| Earnings Per Share, Basic | $1.49 | $1.81 | $2.11 | $1.96 | $1.66 | $2.92 | $3.37 | $2.24 | $1.47 | $1.83 | $2.43 | |
| Earnings Per Share, Diluted | $1.39 | $1.68 | $2.01 | $1.92 | $1.65 | $2.86 | $3.33 | $2.24 | $1.47 | $1.83 | $2.43 | |
| Common Stock, Dividends, Per Share, Declared | $0.20 | $0.36 | $0.34 | $0.40 | $0.33 | $0.51 | $0.56 | $0.64 | $0.64 | $0.64 | — | |
| Weighted Average Number of Shares Outstanding, Basic | 12.8m | 14.1m | 17.2m | 20.0m | 19.8m | 19.4m | 19.1m | 19.0m | 18.1m | 17.4m | 17.1m | |
| Weighted Average Number of Shares Outstanding, Diluted | 13.7m | 15.2m | 18.0m | 20.4m | 19.9m | 19.8m | 19.3m | 19.0m | 18.2m | 17.5m | 17.2m | |
| Additional Financial Items | ||||||||||||
| Other Interest and Dividend Income | $68.2m | $74.1m | $102.1m | $141.7m | $139.1m | $147.1m | — | — | $15.3m | $16.9m | — | |
| Bank Owned Life Insurance Income | $560k | $824k | $797k | $775k | $767k | $1.1m | $1.3m | $1.4m | $1.6m | $1.7m | — | |
| Depreciation, Depletion and Amortization, Nonproduction | $1.4m | $1.3m | $1.7m | — | — | — | — | — | — | — | $672k | |
| Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual Amount | — | — | — | — | — | — | — | $0 | $0 | $390k | — | |
| Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal | — | — | — | — | — | — | — | — | — | $10.6m | — | |
| Goodwill, Impairment Loss | $0 | $0 | $0 | $0 | $0 | $0 | — | $0 | — | $0 | — |