← REGIONS FINANCIAL CORP

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025 TTM
Cash flows from operating activities:
Adjustments to reconcile net income to net cash provided by operating activities:
Net Income (Loss) Available to Common Stockholders, Basic $1.1b
$1.2b +9.10%
$1.7b +41.37%
$1.5b -11.33%
$991.0m -34.07%
$2.4b +142.18%
$2.1b -10.58%
$2.0b -7.92%
$1.8b -10.22%
$2.1b +16.18%
—
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest $1.2b $1.3b $1.8b $1.6b $1.1b $2.5b $2.2b $2.1b $1.9b $2.2b —
Depreciation, Amortization and Accretion, Net $574.0m $537.0m $462.0m $426.0m $421.0m $371.0m $353.0m $236.0m $144.0m $84.0m $90.0m
Depreciation Amortization Depletion — — — — — — $353.0m $236.0m $144.0m $84.0m $90.0m
Deferred Income Tax Expense (Benefit) $49.0m $208.0m $183.0m $62.0m ($158.0m) $165.0m $22.0m $32.0m $21.0m $78.0m $203.0m
Deferred Tax — — — — — — $22.0m $32.0m $21.0m $78.0m $203.0m
Payment, Tax Withholding, Share-based Payment Arrangement — $22.0m $35.0m $29.0m $8.0m $22.0m $24.0m $35.0m $27.0m $23.0m —
Share-based Payment Arrangement, Expense — — — — — — — — — $69.0m —
Goodwill, Impairment Loss $0 $0 — — — — — — — — —
Impairment of Intangible Assets (Excluding Goodwill) $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 —
Changes in operating assets and liabilities:
Change In Working Capital — — — — — — ($274.0m) ($574.0m) ($1.0b) ($732.0m) ($1.2b)
Change In Receivables — — — — — — ($2.2b) $194.0m ($831.0m) $251.0m ($1.1b)
Changes In Account Receivables — — — — — — ($2.2b) $194.0m ($831.0m) $251.0m ($1.1b)
Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal — — — — — — — — $495.0m $456.0m —
Increase (Decrease) in Other Operating Assets $219.0m $405.0m ($171.0m) $347.0m $246.0m $231.0m $2.2b ($194.0m) $831.0m ($251.0m) —
Increase (Decrease) in Other Operating Liabilities $189.0m $110.0m ($470.0m) $453.0m $459.0m ($76.0m) $2.1b ($659.0m) $3.0m ($896.0m) —
Change In Other Current Assets — — — — — — ($124.0m) ($109.0m) ($199.0m) ($87.0m) $108.0m
Change In Other Current Liabilities — — — — — — $2.1b ($659.0m) $3.0m ($896.0m) ($275.0m)
Net Cash Provided by (Used in) Operating Activities $2.0b
$2.3b +16.73%
$2.3b -0.26%
$2.6b +13.45%
$2.3b -9.96%
$3.0b +30.38%
$3.1b +2.38%
$2.3b -25.60%
$1.6b -30.76%
$2.2b +36.48%
$1.8b -18.48%
Cash flows from investing activities:
Equipment Expense $317.0m $330.0m $325.0m $325.0m $348.0m $365.0m $392.0m $412.0m $406.0m $421.0m —
Capital Expenditure — — — — — — ($288.0m) ($157.0m) ($146.0m) ($30.0m) ($28.0m)
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale $4.4b $3.6b $3.4b $3.5b $4.9b $5.8b $4.4b $2.9b $3.2b $3.3b —
Debt Securities, Available-for-sale, Realized Gain (Loss) — — — — — — — — $208.0m ($53.0m) —
Gain (Loss) on Sale of Investments $6.0m $22.0m $1.0m ($28.0m) $4.0m $3.0m ($1.0m) ($5.0m) ($208.0m) ($53.0m) —
Unrealized Gain (Loss) on Investments — — — — $50.0m $3.0m $0 $0 — — —
Payments to Acquire Businesses, Net of Cash Acquired — — — — $381.0m $1.2b $0 $0 — — $0
Net Other Investing Changes — — — — — — ($94.0m) ($191.0m) ($158.0m) ($150.0m) ($101.0m)
Net Cash Provided by (Used in) Investing Activities ($631.0m) ($785.0m) ($3.0b) $509.0m ($4.9b) ($2.9b) ($12.9b) ($1.6b) ($262.0m) ($1.4b) ($3.0b)
Cash flows from financing activities:
Repayments of Long-term Debt $3.9b $6.3b $17.5b $25.9b $10.9b $1.8b $0 $2.0b $100.0m $1.9b ($2.1b)
Gain (Loss) on Extinguishment of Debt ($14.0m) $0 $0 ($16.0m) ($22.0m) ($20.0m) $0 $4.0m $0 $0 —
Proceeds from Issuance of Long-term Debt $3.4b $6.6b $21.8b $21.3b $4.7b $647.0m $0 $2.0b $3.7b $0 $1.5b
Issuance Of Debt — — — — — — $0 $2.0b $3.7b $0 $1.5b
Long Term Debt Issuance — — — — — — $0 $2.0b $3.7b $0 $1.5b
Long Term Debt Payments — — — — — — $0 ($2.0b) ($100.0m) ($1.9b) ($2.1b)
Net Issuance Payments Of Debt — — — — — — $0 $0 $4.1b ($1.6b) $2.3b
Net Long Term Debt Issuance — — — — — — $0 $0 $3.6b ($1.9b) ($651.0m)
Net Short Term Debt Issuance — — — — — — $0 $0 $500.0m $250.0m $3.0b
Repayment Of Debt — — — — — — $0 ($2.0b) ($100.0m) ($1.9b) ($2.1b)
Payments for Repurchase of Common Stock $839.0m $1.3b $2.1b $1.1b $0 $467.0m $230.0m $252.0m $348.0m $1.1b —
Payments of Ordinary Dividends, Common Stock $317.0m $346.0m $452.0m $577.0m $595.0m $608.0m $663.0m $787.0m $890.0m $912.0m ($999.0m)
Common Stock Dividend Paid — — — — — — ($663.0m) ($787.0m) ($890.0m) ($912.0m) ($917.0m)
Common Stock Payments — — — — — — ($230.0m) ($252.0m) ($348.0m) ($1.1b) ($1.1b)
Issuance Of Capital Stock — — — — — — $0 $0 $489.0m $0 $0
Net Common Stock Issuance — — — — — — ($230.0m) ($252.0m) ($348.0m) ($1.1b) ($1.1b)
Repurchase Of Capital Stock — — — — — — ($230.0m) ($252.0m) ($848.0m) ($1.4b) ($1.1b)
Other Interest and Dividend Income $36.0m $46.0m $70.0m $59.0m $42.0m $59.0m $290.0m $375.0m $412.0m $430.0m —
Cash Dividends Paid — — — — — — ($762.0m) ($885.0m) ($994.0m) ($1.0b) ($999.0m)
Preferred Stock Dividend Paid — — — — — — ($99.0m) ($98.0m) ($104.0m) ($91.0m) ($82.0m)
Proceeds from (Payments for) Other Financing Activities ($2.0m) ($7.0m) ($1.0m) $0 ($3.0m) $3.0m $0 $0 — — —
Net Other Financing Charges — — — — — — ($24.0m) ($35.0m) ($27.0m) ($23.0m) ($31.0m)
Net Cash Provided by (Used in) Financing Activities ($1.2b)
($3.0b) -150.08%
$327.0m +111.02%
($2.5b) -868.81%
$16.4b +751.19%
$11.3b -31.04%
($8.3b) -173.91%
($5.1b) +38.56%
$2.6b +150.22%
($568.0m) -122.06%
($31.0m) +94.54%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect — — — $576.0m $13.8b $11.5b ($18.2b) ($4.4b) $3.9b $195.0m $9.9b
Beginning Cash Position — — — — — — $29.4b $11.2b $6.8b $10.7b $11.2b
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents — — — $4.1b $18.0b $29.4b $11.2b $6.8b $10.7b $10.9b $9.9b
Additional Supplementary Disclosures
Additional Supplementary Disclosures
Provision for Loan, Lease, and Other Losses — — — — — — $271.0m $553.0m $487.0m $470.0m $379.0m
Bank Owned Life Insurance Income $95.0m $81.0m $65.0m $78.0m $95.0m $82.0m $62.0m $78.0m $102.0m $95.0m —
Proceeds from Stock Options Exercised — $8.0m $11.0m $5.0m $5.0m — — — — — —
Parent Company $317.0m $346.0m $452.0m $577.0m $595.0m $608.0m $663.0m $787.0m $890.0m $912.0m —
Supplemental disclosure of cash flow information:
Interest Paid, Excluding Capitalized Interest, Operating Activities $299.0m $363.0m $581.0m $851.0m $408.0m $185.0m $303.0m $1.4b $2.2b $2.1b —
Income Taxes Paid, Net $314.0m $181.0m $57.0m $85.0m $132.0m $367.0m $336.0m $376.0m $64.0m $178.0m —
Additional Financial Items
Defined Benefit Plan, Net Periodic Benefit Cost (Credit), Gain (Loss) Due to Settlement $0 ($12.0m) $0 ($2.0m) $0 ($11.0m) ($6.0m) ($17.0m) ($3.0m) ($3.0m) —
Gain (Loss) on Disposition of Business — — $281.0m $0 $0 — — — — — —
Goodwill $4.9b $4.9b $4.8b $4.8b $5.2b $5.7b $5.7b $5.7b $5.7b $5.7b —
Income (Loss) from Continuing Operations, Net of Tax, Attributable to Parent $1.2b $1.3b $1.6b $1.6b $1.1b $2.5b $2.2b — — — —
Income (Loss) from Discontinued Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest $5.0m $6.0m $191.0m $0 $0 — — — — — —
Income Tax Expense (Benefit) $514.0m $614.0m $387.0m $403.0m $220.0m $694.0m $631.0m $533.0m $461.0m $587.0m —
Operating Lease, Lease Income — — — $11.0m $8.0m $1.0m — — — — —
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI on Derivatives, Net of Tax $89.0m $53.0m — — — — — — — — —
Proceeds from Issuance of Redeemable Preferred Stock — — — $490.0m $346.0m $390.0m $0 $0 $489.0m — —
Financing Receivable, Credit Loss, Expense (Reversal) — — — — $1.3b ($524.0m) — — — — —
Revenue from Contract with Customer, Including Assessed Tax — — $71.0m $79.0m $84.0m $104.0m — — — — —
Cash Flow From Continuing Financing Activities — — — — — — ($8.3b) ($5.1b) $2.6b ($568.0m) ($31.0m)
Cash Flow From Continuing Investing Activities — — — — — — ($12.9b) ($1.6b) ($262.0m) ($1.4b) ($3.0b)
Change In Cash Supplemental As Reported — — — — — — ($18.2b) ($4.4b) $3.9b $195.0m —
Changes In Cash — — — — — — ($18.2b) ($4.4b) $3.9b $195.0m ($1.2b)
End Cash Position — — — — — — $11.2b $6.8b $10.7b $10.9b $9.9b
Financing Cash Flow — — — — — — ($8.3b)
($5.1b) +38.56%
$2.6b +150.22%
($568.0m) -122.06%
($31.0m) +94.54%
Free Cash Flow — — — — — — $2.8b $2.2b $1.5b $2.2b $1.8b
Gain Loss On Investment Securities — — — — — — $1.0m $5.0m $208.0m $53.0m $71.0m
Investing Cash Flow — — — — — — ($12.9b) ($1.6b) ($262.0m) ($1.4b) ($3.0b)
Net Business Purchase And Sale — — — — — ($1.2b) $0 $0 — — $0
Net Intangibles Purchase And Sale — — — — — — ($288.0m) ($157.0m) ($146.0m) ($30.0m) ($28.0m)
Net Investment Purchase And Sale — — — — — — ($3.2b) $437.0m ($1.3b) ($2.0b) ($96.0m)
Net Preferred Stock Issuance — — — — — — $0 $0 ($11.0m) ($350.0m) $0
Operating Gains Losses — — — — — — ($29.0m) ($44.0m) $159.0m ($31.0m) ($8.0m)
Other Non Cash Items — — — — — — $514.0m $31.0m ($79.0m) $156.0m —
Preferred Stock Issuance — — — — — — $0 $0 $489.0m $0 $0
Preferred Stock Payments — — — — — — $0 $0 ($500.0m) ($350.0m) $0
Purchase Of Business — — — — — ($1.2b) $0 $0 — — $0
Purchase Of Intangibles — — — — — — ($288.0m) ($157.0m) ($146.0m) ($30.0m) ($28.0m)
Purchase Of Investment — — — — — — ($9.0b) ($2.6b) ($9.6b) ($7.3b) ($6.2b)
Sale Of Investment — — — — — — $5.8b $3.0b $8.3b $5.3b $6.1b

Amounts are shown in USD as reported in each fiscal year filing.

Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.