← Regional Management Corp.
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $240.5m |
$272.5m
+13.28%
|
$306.7m
+12.57%
|
$355.7m
+15.98%
|
$373.9m
+5.11%
|
$428.4m
+14.56%
|
$507.2m
+18.40%
|
$551.4m
+8.72%
|
$588.5m
+6.73%
|
$645.6m
+9.70%
|
$580.0m
-10.17%
|
|
| Insurance Services Revenue | $9.5m | $13.1m | $14.8m | $20.8m | $28.3m | $35.5m | $43.5m | $44.5m | $40.7m | $45.6m | — | |
| General and Administrative Expense | $118.6m | $131.0m | $140.3m | $157.0m | $176.3m | $195.5m | $222.5m | $243.1m | $247.7m | $257.6m | $212.4m | |
| Labor and Related Expense | $69.0m | $76.0m | $84.1m | $94.0m | $109.6m | $119.8m | $141.2m | $156.9m | $153.8m | $159.6m | — | |
| Amortization of Intangible Assets | $1.9m | $2.2m | $2.0m | $2.2m | $2k | $2.4m | $2.9m | $3.7m | $4.4m | $5.6m | — | |
| Operating Lease, Expense | — | — | — | — | — | $10.2m | $10.2m | $11.0m | $11.7m | — | — | |
| Interest Expense | $19.9m | $23.9m | $33.5m | $40.1m | $37.9m | $31.3m | $34.2m | $67.5m | $74.5m | $84.8m | $90.5m | |
| Interest Income, Operating | — | — | — | — | — | — | — | — | $491.3m | $537.6m | $602.3m | |
| Other Expenses | $22.8m | $26.3m | $26.0m | $30.2m | $33.8m | $37.1m | $42.1m | $45.4m | $49.1m | $51.2m | — | |
| Other Income | $10.1m | $10.4m | $11.8m | $13.7m | $10.3m | $10.3m | $12.8m | $17.2m | $18.9m | $21.1m | — | |
| Interest Income (Expense), Nonoperating, Net | — | — | — | — | — | — | ($34.2m) | ($67.5m) | ($74.5m) | ($84.8m) | $602.3m | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | $38.9m | $40.3m | $45.9m | $59.0m | $35.9m | $112.5m | $65.3m | $20.8m | $54.1m | $57.8m | $60.5m | |
| Current Income Tax Expense (Benefit) | $13.0m | $5.3m | $14.8m | $15.6m | $8.5m | $28.1m | $9.3m | $4.7m | $8.6m | $717k | $13.7m | |
| Income Tax Expense (Benefit) | $14.9m | $10.3m | $10.6m | $14.3m | $9.2m | $23.8m | $14.1m | $4.8m | $12.8m | $13.4m | $13.7m | |
| Net Income (Loss) Attributable to Parent | $24.0m |
$30.0m
+24.68%
|
$35.3m
+17.96%
|
$44.7m
+26.56%
|
$26.7m
-40.24%
|
$88.7m
+231.79%
|
$51.2m
-42.24%
|
$16.0m
-68.85%
|
$41.2m
+158.35%
|
$44.4m
+7.73%
|
$46.8m
+5.42%
|
|
| Earnings Per Share, Basic | $2.03 | $2.59 | $3.03 | $3.92 | $2.45 | $8.84 | $5.51 | $1.70 | $4.28 | $4.71 | $5.07 | |
| Earnings Per Share, Diluted | $1.99 | $2.54 | $2.93 | $3.80 | $2.40 | $8.33 | $5.30 | $1.66 | $4.14 | $4.45 | $4.75 | |
| Common Stock, Dividends, Per Share, Declared | $0.00 | $0.00 | $0.00 | $0.00 | $0.20 | $0.95 | $1.20 | $1.20 | $1.20 | $1.20 | — | |
| Weighted Average Number of Shares Outstanding, Basic | 11.8m | 11.6m | 11.7m | 11.4m | 10.9m | 10.0m | 9.3m | 9.4m | 9.6m | 9.4m | 9.2m | |
| Weighted Average Number of Shares Outstanding, Diluted | 12.1m | 11.8m | 12.1m | 11.8m | 11.1m | 10.6m | 9.7m | 9.6m | 10.0m | 10.0m | 9.8m | |
| Additional Financial Items | ||||||||||||
| Goodwill, Impairment Loss | $0 | $0 | $0 | $0 | $0 | $0 | $0 | — | — | — | — |